Loading financial statements…
Import this data to Google Sheets with:
=jivedata("ZION","financials")Full statements spill as a table. For one cell: =jivedata("ZION","Revenue") or =jivedata("ZION","Revenue","TTM"). Install the Jive Data add-on, then paste into a cell.
ZION • CIK 0000109380
| (in thousands, except per share data) | FY 2023 | FY 2024 | FY 2025 | TTM |
|---|---|---|---|---|
| Interest and Fee Income, Loans and Leases | $3,196,000 | $3,514,000 | $3,501,000 | $3,476,000 |
| Interest Income, Money Market Deposits | $188,000 | $230,000 | $186,000 | $165,000 |
| Interest Income, Debt Securities, Operating | $563,000 | $549,000 | $497,000 | $479,000 |
| Interest Income (Expense), Net | $2,438,000 | $2,430,000 | $2,627,000 | $2,694,000 |
| Interest and Dividend Income, Operating | $3,947,000 | $4,293,000 | $4,184,000 | $4,120,000 |
| FinancingReceivableExcludingAccruedInterestCreditLossExpenseReversal | $148,000 | $72,000 | $71,000 | $48,000 |
| Off-Balance Sheet, Credit Loss, Liability, Credit Loss Expense (Reversal) | $-16,000 | $0 | $1,000 | $3,000 |
| Interest Income (Expense), after Provision for Loan Loss | $2,306,000 | $2,358,000 | $2,555,000 | $2,643,000 |
| Noninterest Expense | $2,097,000 | $2,046,000 | $2,138,000 | $2,186,000 |
| Income (Loss) from Continuing Operations before Income Taxes, Domestic | $886,000 | $1,012,000 | $1,175,000 | $1,501,000 |
| Income Tax Expense (Benefit) | $206,000 | $228,000 | $276,000 | $330,000 |
| Net Income (Loss) Attributable to Parent | $680,000 | $784,000 | $899,000 | $1,171,000 |
| Other Preferred Stock Dividends and Adjustments | $32,000 | $41,000 | $4,000 | $4,000 |
| Net Income (Loss) Available to Common Stockholders, Basic | $648,000 | $737,000 | $895,000 | $1,158,000 |
| Interest Expense, Deposits | $1,063,000 | $1,540,000 | $1,250,000 | $1,168,000 |
| Interest Expense, Borrowings | — | $323,000 | $307,000 | $258,000 |
| InterestExpenseOperating | — | $1,863,000 | $1,557,000 | $1,426,000 |
| Investment Income, Net | — | $42,000 | $44,000 | $46,000 |
| Debt and Equity Securities, Gain (Loss) | $4,000 | $19,000 | $52,000 | $304,000 |
| Noninterest Income | $677,000 | $700,000 | $758,000 | $1,044,000 |
| Labor and Related Expense | $1,275,000 | $1,287,000 | $1,350,000 | $1,377,000 |
| Communications and Information Technology | $240,000 | $260,000 | $276,000 | $287,000 |
| Occupancy, Net | $160,000 | $161,000 | $166,000 | $170,000 |
| Professional Fees | $62,000 | $64,000 | $61,000 | $77,000 |
| Federal Deposit Insurance Corporation Premium Expense | $169,000 | $91,000 | $64,000 | $44,000 |
| Other Revenue (Expense) from Real Estate Operations | $0 | $1,000 | $2,000 | $1,000 |
| Other Noninterest Expense | $119,000 | $114,000 | $134,000 | $136,000 |
| Weighted Average Number of Shares Outstanding, Basic | 147,748,000 | 147,210,000 | 147,115,000 | 146,462,000 |
| Weighted Average Number of Shares Outstanding, Diluted | 147,756,000 | 147,215,000 | 147,157,000 | 146,568,000 |
| (in thousands, except per share data) | FY 2023 | FY 2024 | FY 2025 | TTM |
|---|---|---|---|---|
| Cash and Due from Banks | $716,000 | $651,000 | $683,000 | $793,000 |
| Debt Securities, Trading, and Equity Securities, FV-NI | $48,000 | $35,000 | $64,000 | $319,000 |
| Financing Receivable, Held-for-Sale, Not Part of Disposal Group, after Valuation Allowance | $53,000 | $74,000 | $201,000 | $77,000 |
| Other Investments | $950,000 | $1,020,000 | $1,076,000 | $1,061,000 |
| Property, Plant, and Equipment and Finance Lease Right-of-Use Asset, after Accumulated Depreciation and Amortization | $1,400,000 | $1,366,000 | $1,363,000 | $1,356,000 |
| Intangible Assets, Net (Including Goodwill) | $1,059,000 | $1,052,000 | $1,091,000 | $1,086,000 |
| Other Real Estate and Foreclosed Assets | $6,000 | $1,000 | $5,000 | $6,000 |
| Other Assets | $2,769,000 | $2,795,000 | $2,572,000 | $2,267,000 |
| Assets | $87,203,000 | $88,775,000 | $88,990,000 | $89,041,000 |
| Interest-bearing Deposits in Banks and Other Financial Institutions | $1,488,000 | $2,850,000 | $2,202,000 | $1,418,000 |
| Federal Funds Sold and Securities Purchased under Agreements to Resell | $937,000 | $1,453,000 | $1,420,000 | $1,123,000 |
| Federal Funds Purchased and Securities Sold under Agreements to Repurchase | $4,379,000 | $3,832,000 | $3,104,000 | $1,219,000 |
| Long-term Debt and Lease Obligation | — | $950,000 | $1,472,000 | $1,956,000 |
| Off-Balance Sheet, Credit Loss, Liability | $45,000 | $45,000 | $46,000 | $45,000 |
| Other Liabilities | $1,585,000 | $1,601,000 | $1,544,000 | $1,532,000 |
| Liabilities | $81,512,000 | $82,651,000 | $81,810,000 | $81,360,000 |
| DebtSecuritiesAvailableForSaleExcludingAccruedInterest | $10,300,000 | $9,095,000 | $9,207,000 | $9,239,000 |
| DebtSecuritiesHeldToMaturityExcludingAccruedInterestAfterAllowanceForCreditLoss | $10,382,000 | $9,669,000 | $8,867,000 | $8,477,000 |
| FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss | $57,779,000 | $59,410,000 | $60,917,000 | $62,481,000 |
| FinancingReceivableAllowanceForCreditLossExcludingAccruedInterest | $684,000 | $696,000 | $678,000 | $662,000 |
| FinancingReceivableExcludingAccruedInterestAfterAllowanceForCreditLoss | $57,095,000 | $58,714,000 | $60,239,000 | $61,819,000 |
| Noninterest-bearing Deposit Liabilities | $26,244,000 | $24,704,000 | $25,823,000 | $26,233,000 |
| Deposits | $74,961,000 | $76,223,000 | $75,644,000 | $76,608,000 |
| Preferred Stock, Value, Issued | $440,000 | $66,000 | $66,000 | $66,000 |
| Common Stocks, Including Additional Paid in Capital | — | $1,737,000 | $1,726,000 | $1,602,000 |
| Retained Earnings (Accumulated Deficit) | $6,212,000 | $6,701,000 | $7,329,000 | $7,880,000 |
| Accumulated Other Comprehensive Income (Loss), Net of Tax | $-2,692,000 | $-2,380,000 | $-1,941,000 | $-1,867,000 |
| Stockholders' Equity Attributable to Parent | $5,691,000 | $6,124,000 | $7,180,000 | $7,681,000 |
| Time Deposits | $9,996,000 | $11,482,000 | $9,907,000 | $9,718,000 |
| Debt Securities, Held-to-maturity, Fair Value | $10,466,000 | $9,382,000 | $8,940,000 | $8,440,000 |
| Loans Held-for-sale, Fair Value Disclosure | $43,000 | $25,000 | $71,000 | $51,000 |
| Preferred Stock, Shares Authorized | 4,400,000 | 4,400,000 | 4,400,000 | 4,400,000 |
| Common Stock, Shares Authorized | 350,000,000 | 350,000,000 | 350,000,000 | 350,000,000 |
| Common Stock, Shares, Issued | 148,153,000 | 147,871,000 | 147,653,000 | 145,939,000 |
| Unused Commitments to Extend Credit | $28,940,000 | $28,767,000 | $29,286,000 | $28,786,000 |
| (in thousands, except per share data) | FY 2023 | FY 2024 | FY 2025 | TTM |
|---|---|---|---|---|
| Net Income (Loss) Attributable to Parent | $680,000 | $784,000 | $899,000 | $1,171,000 |
| Net Cash Provided by (Used in) Operating Activities | $885,000 | $1,148,000 | $1,073,000 | $1,801,000 |
| Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents, Period Increase (Decrease), Including Exchange Rate Effect | $59,000 | $-65,000 | $32,000 | $13,000 |
| Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents | $716,000 | $651,000 | $683,000 | $511,000 |
| Interest Paid, Excluding Capitalized Interest, Operating Activities | $1,368,000 | $1,905,000 | $1,567,000 | $1,406,000 |
| Income Taxes Paid, Net | $255,000 | $192,000 | $196,000 | $205,000 |
| Payments for (Proceeds from) Short-term Investments | $-1,736,000 | $1,878,000 | $-681,000 | $-380,000 |
| Depreciation, Depletion and Amortization, Nonproduction | $140,000 | $124,000 | $116,000 | $116,000 |
| Proceeds from Maturities, Prepayments and Calls of Held-to-maturity Securities | $1,052,000 | $1,024,000 | $1,034,000 | $992,000 |
| Share-based Payment Arrangement, Noncash Expense | $33,000 | $33,000 | $35,000 | $36,000 |
| Payments to Acquire Held-to-maturity Securities | $41,000 | $62,000 | $0 | $-27,000 |
| Deferred Income Tax Expense (Benefit) | $-9,000 | $-7,000 | $47,000 | $34,000 |
| Proceeds from Maturities, Prepayments and Calls of Debt Securities, Available-for-sale | $2,337,000 | $2,028,000 | $1,586,000 | $1,139,000 |
| Increase (Decrease) in Debt Securities, Trading, and Equity Securities, FV-NI | $-22,000 | $-13,000 | $29,000 | $40,000 |
| Payments to Acquire Debt Securities, Available-for-sale | $666,000 | $907,000 | $1,372,000 | $1,192,000 |
| Increase (Decrease) in Loans Held-for-sale | $40,000 | $-67,000 | $-27,000 | $-651,000 |
| Payments for (Proceeds from) Other Loans and Leases | $2,103,000 | $1,714,000 | $1,255,000 | $2,204,000 |
| Increase (Decrease) in Operating Liabilities | $-299,000 | $3,000 | $-90,000 | $122,000 |
| Increase (Decrease) in Other Operating Assets | $-169,000 | $-94,000 | $-66,000 | $-93,000 |
| Payments to Acquire Property, Plant, and Equipment | $113,000 | $97,000 | $121,000 | $121,000 |
| Other Noncash Income (Expense) | $-57,000 | $35,000 | $70,000 | $70,000 |
| Payments to Acquire Businesses, Net of Cash Acquired | $0 | $0 | $-191,000 | $0 |
| Payments for (Proceeds from) Other Investing Activities | $15,000 | $-12,000 | $19,000 | $-214,000 |
| Net Cash Provided by (Used in) Investing Activities | $2,370,000 | $-1,640,000 | $738,000 | $-552,000 |
| Increase (Decrease) in Deposits | $3,309,000 | $1,262,000 | $-1,236,000 | $2,808,000 |
| Proceeds from (Repayments of) Short-term Debt | $-6,038,000 | $-547,000 | $-728,000 | $-4,621,000 |
| Payments for Repurchase of Redeemable Preferred Stock | $0 | $374,000 | $0 | $0 |
| Proceeds from Issuance of Long-term Debt | — | $496,000 | $498,000 | $996,000 |
| Repayments of Long-term Debt | $128,000 | $88,000 | $0 | $0 |
| Proceeds from Issuance of Common Stock | $3,000 | $10,000 | $6,000 | $19,000 |
| Payments of Dividends | $282,000 | $289,000 | $267,000 | $272,000 |
| Payments for Repurchase of Common Stock | $51,000 | $36,000 | $41,000 | $152,000 |
| Proceeds from (Payments for) Other Financing Activities | $-9,000 | $-7,000 | $-11,000 | $-14,000 |
| Net Cash Provided by (Used in) Financing Activities | $-3,196,000 | $427,000 | $-1,779,000 | $-1,236,000 |
| Loans Assumed | $0 | $0 | $423,000 | $0 |