WORLD ACCEPTANCE CORP (WRLD)

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=jivedata("WRLD","financials")

Full statements spill as a table. For one cell: =jivedata("WRLD","Revenue") or =jivedata("WRLD","Revenue","TTM"). Install the Jive Data add-on, then paste into a cell.

WORLD ACCEPTANCE CORP

WRLD • CIK 0000108385

(in thousands, except per share data)	FY 2024	FY 2025	FY 2026	TTM
Interest and Fee Income, Loans, Consumer	$468,527.861	$465,090.517	$484,830.175	$491,042.24
Noninterest Income	$104,685.541	$99,750.948	$100,336.525	$100,881.463
Revenues	$573,213.402	$564,841.465	$585,166.7	$591,923.703
Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling Interest	$99,407.736	$111,985.377	$45,242.515	$51,194.856
Income Tax Expense (Benefit)	$22,062.509	$22,243.979	$10,656.491	$11,846.093
Net Income (Loss) Attributable to Parent	$77,345.227	$89,741.398	$34,586.024	$39,348.763
Financing Receivable, Credit Loss, Expense (Reversal)	$156,973.22	$169,215.395	$188,602.351	$181,843.819
Interest Expense	$48,232.287	$42,709.58	$49,442.668	$51,235.823
Costs and Expenses	$473,805.666	$452,856.088	$539,924.185	$540,728.847
Weighted Average Number of Shares Outstanding, Basic	5,748,554	5,425,483	4,941,307	4,209,619
Weighted Average Number of Shares Outstanding, Diluted	5,861,900	5,506,985	5,025,781	4,318,279
Labor and Related Expense	$164,454.21	$141,059.782	$200,021.223	$205,085.595
Occupancy, Net	$49,776.2	$49,139.934	$48,361.063	$48,610.478
Advertising Expense	$9,932.122	$10,224.708	$10,586.674	$10,412.288
Amortization of Intangible Assets	$4,219.846	$3,809.753	$3,185.166	$3,127.808
Other General and Administrative Expense	$40,217.781	$36,696.936	$39,725.04	$40,413.036
General and Administrative Expense	$268,600.159	$240,931.113	$301,879.166	$307,649.205
Antidilutive Securities Excluded from Computation of Earnings Per Share, Amount	293,695	255,669	146,503	139,803
Incremental Common Shares Attributable to Dilutive Effect of Share-based Payment Arrangements	113,346	81,502	84,474	84,474

(in thousands, except per share data)	FY 2024	FY 2025	FY 2026	TTM
Cash and Cash Equivalents, at Carrying Value	$11,839.46	$9,730.296	$6,071.077	$10,420.032
Financing Receivable, before Allowance for Credit Loss and Fee	$1,277,149.256	$1,225,635.918	$1,278,988.323	$1,278,988.323
Financing Receivable, after Allowance for Credit Loss	$847,440.309	$812,968.685	$841,876.807	$844,716.067
Restricted Cash	—	—	$23,303.453	$17,557.629
Income Taxes Receivable	$3,091.229	$0	$2,420.571	$7,793.381
Operating Lease, Right-of-Use Asset	$79,501.238	$76,234.832	$71,526.768	$72,782.458
Property, Plant and Equipment, Net	$22,897.197	$19,765.788	$17,430.614	$17,220.005
Deferred Income Tax Assets, Net	$30,942.844	$33,291.074	$41,241.258	$37,111.267
Other Assets	$42,198.242	$40,871.6	$38,669.89	$60,630.875
Goodwill	$7,370.791	$7,370.791	$7,370.791	$7,370.791
Intangible Assets, Net (Excluding Goodwill)	$11,069.733	$7,394.581	$4,209.415	$3,435.758
Assets	$1,056,351.043	$1,007,627.647	$1,054,120.644	$1,079,038.263
Financing Receivable, Allowance for Credit Loss	$102,962.811	$103,347.129	$112,047.278	$112,509.471
Other Notes Payable	$272,609.632	$184,418.211	$0	$0
Accrued Income Taxes	$0	$222.742	$0	$0
Operating Lease, Liability	$81,920.865	$78,689.723	$73,964.708	$75,239.646
Accounts Payable and Accrued Liabilities	$53,974.198	$42,365.032	$37,996.315	$65,265.614
Contract with Customer, Liability	—	—	$3,925.529	$3,521.983
Liabilities	$631,923.827	$568,147.183	$703,115.353	$716,857.892
Preferred Stock, Value, Issued	$0	$0	$0	$0
Additional Paid in Capital	$286,432.952	$266,426.478	$279,442.411	$286,679.299
Retained Earnings (Accumulated Deficit)	$137,994.264	$173,053.986	$71,562.88	$75,501.072
Stockholders' Equity Attributable to Parent	$424,427.216	$439,480.464	$351,005.291	$362,180.371
Preferred Stock, Shares Authorized	5,000,000	5,000,000	5,000,000	5,000,000
Preferred Stock, Shares Issued	0	0	0	0
Common Stock, Shares Authorized	95,000,000	95,000,000	95,000,000	95,000,000
Common Stock, Shares, Issued	5,938,665	5,374,012	4,656,505	4,658,837

(in thousands, except per share data)	FY 2024	FY 2025	FY 2026	TTM
Net Income (Loss) Attributable to Parent	$77,345.227	$89,741.398	$34,586.024	$39,348.763
Net Cash Provided by (Used in) Operating Activities	$265,783.366	$254,163.602	$259,358.889	$265,575.106
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents, Period Increase (Decrease), Including Exchange Rate Effect	$-4,669.475	$-2,109.164	$19,644.234	$19,851.369
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents	$11,839.46	$9,730.296	$29,374.53	$29,374.53
Amortization of Intangible Assets	$4,219.846	$3,809.753	$3,185.166	$3,127.808
Payments to Acquire Finance Receivables	$127,576.429	$130,669.869	$1,451,586.874	$1,702,119.051
Proceeds from Collection of Loans Receivable	—	—	$1,221,793.844	$1,229,678.515
Gain (Loss) on Extinguishment of Debt	$1,631.964	$982.791	$-3,703.866	$-3,660.428
Payments to Acquire Businesses, Gross	$1,978.815	$18,947.294	$0	$2,286.987
Amortization of Deferred Loan Origination Fees, Net	$-14,216.781	$-14,082.368	$-14,931.642	$-15,330.514
Payments to Acquire Property, Plant, and Equipment	$5,932.748	$3,683.784	$3,882.342	$4,117.993
Amortization of Debt Issuance Costs	—	$1,298.513	$1,565.416	$1,847.471
Proceeds from Sale of Other Property, Plant, and Equipment	$350.174	$550.244	$792.611	$553.429
Amortization of Debt Discount (Premium)	—	$-596.966	$-358.841	$-161.177
Net Cash Provided by (Used in) Investing Activities	$-135,137.818	$-152,750.703	$-232,882.761	$-215,627.403
Financing Receivable, Credit Loss, Expense (Reversal)	$156,973.22	$169,215.395	$188,602.351	$181,843.819
Depreciation	$6,668.557	$6,325.036	$5,801.853	$5,722.989
Gain (Loss) on Disposition of Property Plant Equipment, Excluding Oil and Gas Property and Timber Property	$57.1	$60.087	$376.948	$240.087
Deferred Income Tax Expense (Benefit)	$10,737.604	$-2,348.23	$-7,089.59	$-7,123.69
Proceeds from Lines of Credit	—	—	$769,548.024	$803,609.841
Repayments of Lines of Credit	—	—	$588,064.053	$638,634.435
Repayments of Notes Payable	—	—	$188,290.771	$172,771.705
Proceeds from Issuance of Unsecured Debt	$0	—	$232,900	$246,700
Repayments of Unsecured Debt	$14,043.159	$87,990.854	$89,606.645	$125,999.393
Payment for Debt Extinguishment or Debt Prepayment Cost	$28.125	$12.5	$26.45	$0
Payments of Loan Costs	$591.716	$37.982	$2,019.306	$2,100.88
Payments of Debt Issuance Costs	$0	$0	$2,524.494	$2,524.494
Proceeds from Stock Options Exercised	$2,867.974	$2,358.547	$2,737.9	$4,470.756
Payment, Tax Withholding, Share-based Payment Arrangement	$2,823.774	$2,676.053	$9,064.469	$5,707.748
Payments for Repurchase of Common Stock	$36,204.531	$54,195.564	$132,421.63	$121,619.21
Net Cash Provided by (Used in) Financing Activities	$-135,315.023	$-103,522.063	$-6,831.894	$-30,096.334
Interest Paid, Excluding Capitalized Interest, Operating Activities	$48,836.325	$44,691.237	$47,400.7	$45,975.948
Excise and Sales Taxes	$301.33	$486.112	$1,166.523	$1,166.523
Increase (Decrease) in Other Operating Assets	$-1,217.574	$-1,067.841	$-5,515.111	$-11,123.875
Increase (Decrease) in Income Taxes Payable	$-5,623.995	$3,313.971	$-2,643.313	$-2,643.313
Increase (Decrease) in Contract with Customer, Liability	—	—	$575.958	$495.317
Increase (Decrease) in Accounts Payable and Accrued Liabilities	$3,112.948	$-12,095.278	$-5,535.241	$-8,450.347
Cash and Cash Equivalents, at Carrying Value	$11,839.46	$9,730.296	$6,071.077	$8,364.817
Restricted Cash	—	—	$23,303.453	$35,754.151
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents, Including Disposal Group and Discontinued Operations	—	—	$29,374.53	$49,225.899

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Import this data to Google Sheets with:

=jivedata("WRLD","financials")

Full statements spill as a table. For one cell: =jivedata("WRLD","Revenue") or =jivedata("WRLD","Revenue","TTM"). Install the Jive Data add-on, then paste into a cell.