United Security Bancshares (UBFO)

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=jivedata("UBFO","financials")

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United Security Bancshares

UBFO • CIK 0001137547

(in thousands, except per share data)	FY 2023	FY 2024	FY 2025	TTM
Interest and Fee Income, Loans and Leases	$54,183	$55,236	$55,426	$55,426
Interest Income, Securities, Operating, Taxable	$5,870	$5,209	$4,380	$4,380
Interest Income, Deposits with Financial Institutions	$324	$306	$1,006	$1,006
Interest Income (Expense), Net	$49,321	$46,850	$48,771	$48,771
Interest and Dividend Income, Operating	$60,377	$60,751	$60,812	$60,812
Financing Receivable, Credit Loss, Expense (Reversal)	$1,460	$2,963	$5,574	$5,574
Interest Income (Expense), after Provision for Loan Loss	$47,861	$43,887	$43,197	$43,197
Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling Interest	$27,476	$20,320	$16,695	$16,695
Income Tax Expense (Benefit)	$7,680	$5,537	$4,407	$4,407
Net Income (Loss) Attributable to Parent	$19,796	$14,783	$12,288	$12,288
Interest Expense, Deposits	$6,758	$9,578	$11,313	$11,313
Interest Expense, Loans from Other Federal Home Loan Banks	$4,298	$4,323	$728	$728
InterestExpenseOperating	—	$13,901	$12,041	$12,041
Revenue from Contract with Customer, Including Assessed Tax	$2,918	$2,918	$2,954	$2,954
Bank Owned Life Insurance Income	$557	$551	$561	$561
Gain (Loss) on Sale of Insurance Block	$907	$573	$0	$0
Noninterest Income, Other Operating Income	$874	$1,274	$1,180	$1,180
Noninterest Income	$5,569	$4,713	$5,086	$5,086
Labor and Related Expense	$13,157	$13,884	$15,557	$15,557
Occupancy, Net	$3,739	$3,686	$3,863	$3,863
Professional Fees	$4,366	$5,265	$1,643	$1,643
Loan Processing Fee	—	—	$343	$343
Noncash Merger Related Costs	—	—	$674	$674
Noninterest Expense Directors Fees	$438	$436	$780	$780
Other Noninterest Expense	$2,462	$3,198	$3,641	$3,641
Noninterest Expense	$25,954	$28,280	$31,588	$31,588
Weighted Average Number of Shares Issued, Basic	—	—	17,493,576	17,493,576
Weighted Average Number of Shares Outstanding, Diluted	17,125,186	17,199,817	17,498,322	17,498,322

(in thousands, except per share data)	FY 2023	FY 2024	FY 2025	TTM
Cash and Cash Equivalents, at Carrying Value	—	—	$120,955	$120,955
Property, Plant, and Equipment and Finance Lease Right-of-Use Asset, after Accumulated Depreciation and Amortization	$9,098	$8,668	$9,434	$9,434
Interest Receivable	$7,928	$8,104	$7,160	$7,160
Other Real Estate and Foreclosed Assets	$4,582	$4,582	$8,185	$8,185
Goodwill	$4,488	$4,488	$4,488	$4,488
Deferred Income Tax Assets, Net	$14,055	$14,419	$12,076	$12,076
Bank Owned Life Insurance	$21,954	$20,692	$21,253	$21,253
Other Investments and Securities, at Cost	$3,200	$4,275	$4,275	$4,275
Operating Lease, Right-of-Use Asset	$1,338	$3,069	$3,190	$3,190
Other Assets	$14,614	$14,086	$13,453	$13,453
Assets	$1,211,045	$1,211,718	$1,248,313	$1,248,313
Debt Securities, Available-for-sale	$181,265	$157,382	$139,823	$139,823
Equity Securities, FV-NI	$3,354	$3,326	$3,432	$3,432
Short-term Investments	$184,620	$160,708	$143,255	$143,255
Financing Receivable, before Allowance for Credit Loss and Fee	$921,341	$930,244	$917,528	$917,528
Financing Receivable, Unamortized Loan Fee (Cost) and Purchase Premium (Discount)	$-1,299	$-1,782	$-2,101	$-2,101
Financing Receivable, Allowance for Credit Loss	$15,658	$16,046	$14,838	$14,838
Financing Receivable, after Allowance for Credit Loss	$904,384	$912,416	$900,589	$900,589
Operating Lease, Liability	$1,437	$3,161	$3,355	$3,355
Accounts Payable and Other Accrued Liabilities	$9,376	$9,001	$10,199	$10,199
Subordinated Debt	$11,213	$11,572	$6,296	$6,296
Liabilities	$1,088,503	$1,081,356	$1,108,630	$1,108,630
Common Stock, Value, Issued	$60,585	$61,267	$62,236	$62,236
Retained Earnings (Accumulated Deficit)	$76,995	$83,447	$87,324	$87,324
Accumulated Other Comprehensive Income (Loss), Net of Tax	$-15,038	$-14,352	$-9,877	$-9,877
Stockholders' Equity Attributable to Parent	$122,542	$130,362	$139,683	$139,683
Noninterest-bearing Deposit Liabilities	$403,225	$360,152	$421,897	$421,897
Interest-bearing Deposit Liabilities	$601,252	$697,470	$666,883	$666,883
Deposits	$1,004,477	$1,057,622	$1,088,780	$1,088,780
Debt Securities, Available-for-sale, Allowance for Credit Loss	—	$0	—	$0
Debt Securities, Available-for-sale, Amortized Cost	$204,389	$179,753	$154,517	$154,517
Common Stock, Shares Authorized	20,000,000	20,000,000	20,000,000	20,000,000
Common Stock, Shares, Issued	17,167,895	17,364,894	17,582,116	17,582,116
Operating Lease, Payments	$720	$766	$755	$755
Right-of-Use Asset Obtained in Exchange for Operating Lease Liability	$0	$2,374	$814	$814
Dividends Payable	—	$2,083	$2,110	$2,110

(in thousands, except per share data)	FY 2023	FY 2024	FY 2025	TTM
Net Income (Loss) Attributable to Parent	$19,796	$14,783	$12,288	$12,288
Net Cash Provided by (Used in) Operating Activities	$21,376	$19,635	$22,056	$22,056
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents, Period Increase (Decrease), Including Exchange Rate Effect	$2,189	$15,427	$64,744	$64,744
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents	$40,784	$56,211	$120,955	$120,955
Financing Receivable, Credit Loss, Expense (Reversal)	$1,460	$2,963	$5,574	$5,574
Payments to Acquire Federal Home Loan Bank Stock	$1,438	$16	$27	$27
Depreciation, Amortization and Accretion, Net	$1,459	$1,469	$1,458	$1,458
Proceeds from Maturities, Prepayments and Calls of Debt Securities, Available-for-sale	$17,600	$15,609	$14,415	$14,415
Operating Lease, Right-of-Use Asset, Amortization Expense	$646	$646	$829	$829
Proceeds from Sale of Loans and Leases Held-for-investment	$58,085	$58,085	$3,341	$3,341
Payments to Acquire Loans and Leases Held-for-investment	$113,389	$11,534	$11,534	$-7,032
Increase (Decrease) in Accrued Interest Receivable, Net	$-561	$176	$-944	$-944
Proceeds from Life Insurance Policy	$2,402	$2,397	$0	$0
Increase (Decrease) in Interest Payable, Net	$45	$4	$-12	$-12
Payments to Acquire Property, Plant, and Equipment	$787	$1,039	$2,281	$2,281
Increase (Decrease) in Unearned Premiums	$-295	$483	$319	$319
Payments to Acquire Limited Partnership Interests	$400	$1,075	$0	$0
Increase (Decrease) in Income Taxes Receivable	$1,755	$-1,272	$510	$510
Net Cash Provided by (Used in) Investing Activities	$87,583	$12,953	$25,916	$25,916
Share-based Payment Arrangement, Noncash Expense	$478	$692	$969	$969
Deferred Income Tax Expense (Benefit)	$-297	$-472	$284	$284
Increase (Decrease) in Accounts Payable and Accrued Liabilities	$727	$-368	$407	$407
Impairment of Real Estate	—	—	$73	$73
Equity Securities, FV-NI, Unrealized Gain (Loss)	$39	$-28	$106	$106
Gain (Loss) on Extinguishment of Debt	—	—	$481	$481
Debt Securities, Available-for-sale, Realized Gain (Loss)	—	—	$17	$17
Life Insurance, Corporate or Bank Owned, Change in Value	$557	$551	$561	$561
Gain (Loss) on Disposition of Other Assets	$0	$11	$-57	$-57
Increase (Decrease) in Other Operating Assets	$-485	$935	$-835	$-835
Increase (Decrease) in Other Deposits	$-174,805	$46,638	$32,736	$32,736
Increase (Decrease) in Time Deposits	$13,799	$6,508	$-1,579	$-1,579
Repayments of Subordinated Debt	—	—	$6,000	$6,000
Proceeds from (Repayments of) Short-term Debt	$62,000	$-62,000	$0	$0
Payments of Ordinary Dividends, Common Stock	$7,870	$8,307	$8,385	$8,385
Net Cash Provided by (Used in) Financing Activities	$-106,770	$-17,161	$16,772	$16,772

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Import this data to Google Sheets with:

=jivedata("UBFO","financials")

Full statements spill as a table. For one cell: =jivedata("UBFO","Revenue") or =jivedata("UBFO","Revenue","TTM"). Install the Jive Data add-on, then paste into a cell.