Loading financial statements…
Import this data to Google Sheets with:
=jivedata("UBCP","financials")Full statements spill as a table. For one cell: =jivedata("UBCP","Revenue") or =jivedata("UBCP","Revenue","TTM"). Install the Jive Data add-on, then paste into a cell.
UBCP • CIK 0000731653
| (in thousands, except per share data) | FY 2023 | FY 2024 | FY 2025 | TTM |
|---|---|---|---|---|
| Interest and Fee Income, Loans and Leases | $25,232 | $28,325 | $30,610 | $31,003 |
| Interest Income, Securities, Operating, Taxable | $2,741 | $2,003 | $1,398 | $1,090 |
| Interest Income, Securities, Operating, Tax Exempt | $5,870 | $7,363 | $7,712 | $8,068 |
| Interest Income (Expense), Net | $25,835 | $24,800 | $26,460 | $27,133 |
| Interest Income, Federal Funds Sold | $2,752 | $1,446 | $1,404 | $1,281 |
| Other Interest and Dividend Income | $254 | $384 | $365 | $341 |
| Interest Income (Expense), after Provision for Loan Loss | $26,289 | $24,501 | $25,786 | $26,605 |
| Interest and Dividend Income, Operating | $36,849 | $39,521 | $41,489 | $41,783 |
| Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling Interest | $9,491 | $7,295 | $7,667 | $7,697 |
| Income Tax Expense (Benefit) | $541 | $-107 | $-86 | $-276 |
| Net Income (Loss) Attributable to Parent | $8,950 | $7,402 | $7,753 | $7,973 |
| Interest Expense, Deposits | $5,873 | $8,146 | $8,603 | $8,760 |
| Interest Expense, Borrowings | $5,141 | $6,575 | $6,426 | $5,890 |
| InterestExpenseOperating | — | $14,721 | $15,029 | $14,650 |
| FinancingReceivableExcludingAccruedInterestCreditLossExpenseReversal | $-454 | $429 | $624 | $478 |
| Off-Balance Sheet, Credit Loss, Liability, Credit Loss Expense (Reversal) | — | $-130 | $50 | $50 |
| Gain (Loss) on Sales of Loans, Net | $29 | $482 | $501 | $605 |
| Bank Owned Life Insurance Income | $725 | $761 | $768 | $1,225 |
| Debt Securities, Available-for-sale, Realized Gain (Loss) | — | $-116 | $841 | $841 |
| Noninterest Income, Other Operating Income | $360 | $340 | $695 | $544 |
| Revenue Not from Contract with Customer, Excluding Interest Income | $4,054 | $4,460 | $6,019 | $6,390 |
| Labor and Related Expense | $10,272 | $10,083 | $11,825 | $12,312 |
| Professional Fees | $1,465 | $1,819 | $1,665 | $1,613 |
| General Insurance Expense | $623 | $622 | $664 | $708 |
| Federal Deposit Insurance Corporation Premium Expense | $375 | $372 | $377 | $387 |
| Taxes, Other | $555 | $585 | $502 | $514 |
| Advertising Expense | $361 | $425 | $529 | $530 |
| Supplies Expense | $113 | $112 | $125 | $122 |
| Amortization of Intangible Assets | $150 | $150 | $122 | $122 |
| Noninterest Expense | $20,852 | $21,666 | $24,138 | $25,298 |
| (in thousands, except per share data) | FY 2023 | FY 2024 | FY 2025 | TTM |
|---|---|---|---|---|
| Cash and Due from Banks | $7,352 | $8,171 | $9,381 | $8,363 |
| Interest-bearing Deposits in Banks and Other Financial Institutions | $33,418 | $11,437 | $37,147 | $37,621 |
| Cash, Cash Equivalents, and Federal Funds Sold | $40,770 | $19,608 | $46,528 | $45,984 |
| DebtSecuritiesAvailableForSaleExcludingAccruedInterestCurrent | $242,760 | $240,631 | $234,204 | $234,204 |
| FinancingReceivableExcludingAccruedInterestAfterAllowanceForCreditLoss | $479,318 | $486,945 | $487,298 | $491,378 |
| Property, Plant and Equipment, Net | $14,984 | $23,599 | $34,095 | $36,472 |
| Federal Home Loan Bank Stock | $3,979 | $4,026 | $4,030 | $3,287 |
| Repossessed Assets | $3,377 | $3,363 | $2,540 | $2,261 |
| Goodwill | $682 | $682 | $682 | $682 |
| Interest Receivable | $4,098 | $4,322 | $3,982 | $4,233 |
| Deferred Income Tax Assets, Net | $2,409 | $4,011 | $3,383 | $3,406 |
| Bank Owned Life Insurance | $19,423 | $19,852 | $30,920 | $38,545 |
| Other Assets | $7,389 | $9,495 | $9,783 | $9,912 |
| Assets | $819,449 | $816,656 | $857,445 | $877,972 |
| Securities Sold under Agreements to Repurchase | $26,781 | $30,494 | $29,403 | $29,388 |
| Subordinated Debt | $23,787 | $23,847 | $23,909 | $23,939 |
| Advances from Federal Home Loan Banks | $75,000 | $75,000 | $75,000 | $55,000 |
| Finance Lease, Liability, Current | $2,764 | $2,873 | $2,958 | $2,958 |
| Accrued Liabilities and Other Liabilities | $6,065 | $7,491 | $14,294 | $7,658 |
| Liabilities | $755,856 | $753,199 | $786,930 | $805,884 |
| Common Stock, Value, Issued | $6,064 | $6,203 | $6,213 | $6,253 |
| Additional Paid in Capital, Common Stock | $25,913 | $26,373 | $27,073 | $27,436 |
| Retained Earnings (Accumulated Deficit) | $44,018 | $46,307 | $48,576 | $49,224 |
| Deferred Compensation Equity | $2,363 | $2,078 | $2,431 | $2,635 |
| Accumulated Other Comprehensive Income (Loss), Net of Tax | $-7,478 | $-10,100 | $-5,351 | $-3,909 |
| Treasury Stock, Value | $2,561 | $3,248 | $3,565 | $4,281 |
| Stockholders' Equity Attributable to Parent | $63,593 | $63,457 | $70,515 | $72,088 |
| Demand Deposit Accounts | $339,280 | $320,690 | $335,422 | $351,180 |
| Deposits, Savings Deposits | $130,821 | $125,120 | $124,213 | $130,764 |
| Time Deposits | $151,358 | $167,684 | $181,731 | $205,001 |
| Deposits | $621,459 | $613,494 | $641,366 | $686,945 |
| DebtSecuritiesAvailableForSaleAmortizedCostExcludingAccruedInterestAfterAllowanceForCreditLoss | $251,683 | $252,761 | $240,793 | $245,810 |
| FinancingReceivableAllowanceForCreditLossExcludingAccruedInterest | $3,918 | $4,026 | $4,261 | $4,356 |
| Preferred Stock, Shares Authorized | 2,000,000 | 2,000,000 | 2,000,000 | 2,000,000 |
| Preferred Stock, Shares Issued | 0 | 0 | 0 | 0 |
| Common Stock, Shares Authorized | 10,000,000 | 10,000,000 | 10,000,000 | 10,000,000 |
| Common Stock, Shares, Issued | 6,063,851 | 6,203,141 | 6,213,141 | 6,253,141 |
| Common Stock, Shares, Outstanding | 5,702,685 | 5,793,611 | 5,756,852 | 5,735,518 |
| Treasury Stock, Common, Shares | 179,363 | 236,863 | 261,318 | 308,497 |
| (in thousands, except per share data) | FY 2023 | FY 2024 | FY 2025 | TTM |
|---|---|---|---|---|
| Net Income (Loss), Including Portion Attributable to Noncontrolling Interest | — | — | $7,753 | $7,973 |
| Net Cash Provided by (Used in) Operating Activities | $9,463 | $8,448 | $10,456 | $6,913 |
| Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents, Period Increase (Decrease), Including Exchange Rate Effect | $10,690 | $-21,162 | $26,920 | $-3,702 |
| Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents | $40,770 | $19,608 | $46,528 | $37,365 |
| Depreciation, Depletion and Amortization, Nonproduction | $997 | $1,079 | $1,226 | $1,472 |
| Payments to Acquire Debt Securities, Available-for-sale | $25,918 | $46,120 | $35,934 | $35,934 |
| FinancingReceivableExcludingAccruedInterestCreditLossExpenseReversal | $-454 | $429 | $624 | $478 |
| Proceeds from Sale of Debt Securities, Available-for-sale | $0 | $27,431 | $48,521 | $40,797 |
| Off-Balance Sheet, Credit Loss, Liability, Credit Loss Expense (Reversal) | — | $-130 | $50 | $50 |
| Proceeds from Maturities, Prepayments and Calls of Mortgage Backed Securities (MBS) | $2,330 | $17,060 | $5,715 | $5,715 |
| Accretion (Amortization) of Discounts and Premiums, Investments | $-512 | $-435 | $-422 | $-422 |
| Payments for (Proceeds from) Loans and Leases | $22,465 | $8,155 | $491 | $-6,121 |
| Amortization of Mortgage Servicing Rights (MSRs) | $150 | $150 | $122 | $122 |
| Payments to Acquire Federal Home Loan Bank Stock | $3,149 | $47 | $4 | $4 |
| Deferred Income Tax Expense (Benefit) | $13 | $-904 | $-633 | $-633 |
| Payment to Acquire Life Insurance Policy, Investing Activities | — | — | $10,667 | $10,667 |
| Payments for Origination and Purchases of Loans Held-for-sale | $615 | $15,556 | $16,591 | $22,593 |
| Payments to Acquire Property, Plant, and Equipment | $1,081 | $9,695 | $11,778 | $11,023 |
| Proceeds from Sale of Loans Held-for-sale | $644 | $16,038 | $17,092 | $22,432 |
| Proceeds from Sale of Property, Plant, and Equipment | $9 | $9 | $56 | $56 |
| Gain (Loss) on Sales of Loans, Net | $29 | $482 | $501 | $605 |
| Proceeds from Sale of Foreclosed Assets | $133 | $61 | $67 | $67 |
| Share-based Payment Arrangement, Noncash Expense | $658 | $884 | $357 | $379 |
| Net Cash Provided by (Used in) Investing Activities | $-48,472 | $-19,465 | $-4,515 | $-21,929 |
| Debt Securities, Available-for-sale, Realized Gain (Loss) | — | $-116 | $841 | $841 |
| Life Insurance, Corporate or Bank Owned, Change in Value | $422 | $429 | $401 | $907 |
| Amortization of Debt Issuance Costs | $61 | $61 | $62 | $62 |
| Increase (Decrease) in Accrued Interest Receivable, Net | $695 | $254 | $-370 | $1,094 |
| Increase (Decrease) in Deposits | $-28,454 | $-7,965 | $27,872 | $44,000 |
| Increase (Decrease) in Other Current Assets and Liabilities, Net | $288 | $2,154 | $349 | $349 |
| Proceeds from (Payments for) in Securities Sold under Agreements to Repurchase | $8,675 | $3,713 | $-1,091 | $-6,212 |
| Payments for Repurchase of Common Stock | $733 | $687 | $317 | $904 |
| Finance Lease, Principal Payments | — | $93 | $1 | $-35 |
| Payments of Dividends | $4,789 | $5,113 | $5,484 | $5,605 |
| Net Cash Provided by (Used in) Financing Activities | $49,699 | $-10,145 | $20,979 | $11,314 |
| Interest Paid, Excluding Capitalized Interest, Operating Activities | $10,585 | $14,623 | $15,248 | $8,882 |
| Income Taxes Paid | $230 | $102 | $182 | $182 |
| Real Estate Owned, Transfer from Real Estate Owned | $33 | $54 | $15 | $15 |