Southern First Bancshares, Inc. (SFST)

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=jivedata("SFST","financials")

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Southern First Bancshares, Inc.

SFST • CIK 0001090009

(in thousands, except per share data)	FY 2023	FY 2024	FY 2025	TTM
Interest and Fee Income, Loans and Leases	$166,137	$186,863	$198,145	$206,402
Interest and Dividend Income, Securities, Operating	$4,463	$5,812	$5,370	$5,513
Interest Income, Federal Funds Sold	$6,998	$8,537	$7,966	$10,343
Interest Income (Expense), Net	$77,654	$81,222	$104,951	$118,902
Interest and Dividend Income, Operating	$177,598	$201,212	$211,481	$222,258
Provision for Loan, Lease, and Other Losses	$1,260	$125	$2,950	$3,825
Interest Income (Expense), after Provision for Loan Loss	$76,394	$81,097	$102,001	$115,077
Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling Interest	$17,427	$19,912	$39,605	$51,045
Income Tax Expense (Benefit)	$4,001	$4,382	$9,239	$11,444
Net Income (Loss) Attributable to Parent	$13,426	$15,530	$30,366	$39,601
Weighted Average Number of Shares Outstanding, Basic	8,046,633	8,080,623	8,091,322	8,669,462
Weighted Average Number of Shares Outstanding, Diluted	8,078,454	8,117,057	8,160,464	8,846,766
Interest Expense, Deposits	$91,373	$108,774	$95,624	$92,546
Interest Expense, Borrowings	$8,571	$11,216	$10,906	$10,810
Interest and Debt Expense	—	$119,990	$106,530	$103,356
Revenue from Contract with Customer, Including Assessed Tax	$4,036	$5,560	$6,282	$6,105
Bank Owned Life Insurance Income	$1,379	$1,569	$1,705	$1,791
Gain (Loss) on Sale of Investments	$12	$12	$-515	$-515
Noninterest Income, Other	$818	$883	$924	$1,000
Noninterest Income	$9,860	$12,141	$13,138	$13,738
Labor and Related Expense	$40,275	$43,546	$44,806	$46,060
Occupancy, Net	$10,255	$10,291	$9,983	$9,954
Information Technology and Data Processing	$7,078	$7,741	$8,528	$8,985
Federal Deposit Insurance Corporation Premium Expense	$3,766	$4,022	$3,875	$3,705
Professional Fees	$2,496	$2,404	$2,455	$2,793
Marketing Expense	$1,357	$1,412	$1,529	$1,580
Other Noninterest Expense	$3,600	$3,910	$4,358	$4,693
Noninterest Expense	$68,827	$73,326	$75,534	$77,770
Derivative, Fair Value Hedge, Included in Effectiveness, Gain (Loss)	—	—	$6,100	$6,100
Change in Unrealized Gain (Loss) on Fair Value Hedging Instruments	—	—	$-5,945	$-5,945
Gain (Loss) on Fair Value Hedges Recognized in Earnings	$29	$30	$155	$155
Weighted Average Number Diluted Shares Outstanding Adjustment	31,821	36,434	69,142	177,304
Interest Expense	$99,944	—	—	$118,914

(in thousands, except per share data)	FY 2023	FY 2024	FY 2025	TTM
Cash and Due from Banks	$28,020	$22,553	$27,821	$30,102
Federal Funds Sold	$119,349	$128,452	$183,473	$259,049
Interest-bearing Deposits in Banks and Other Financial Institutions	$8,801	$11,858	$58,289	$72,483
Cash, Cash Equivalents, and Federal Funds Sold	$156,170	$162,863	$269,583	$361,634
Debt Securities, Available-for-sale	$134,702	$132,127	$127,730	$144,388
Other Investments	$19,939	$19,490	$20,063	$20,484
Investments	$154,641	$151,617	$147,793	$164,872
Financing Receivable, Held-for-Sale	$7,194	$4,565	$11,569	$8,594
Financing Receivable, before Allowance for Credit Loss	$3,602,627	$3,631,767	$3,845,124	$4,030,255
Financing Receivable, Allowance for Credit Loss	—	$39,914	$42,280	$44,232
Financing Receivable, after Allowance for Credit Loss	—	$3,591,853	$3,802,844	$3,986,023
Bank Owned Life Insurance	$52,501	$54,070	$55,775	$56,677
Property, Plant and Equipment, Net	$94,301	$88,794	$83,465	$88,006
Deferred Income Tax Assets, Net	$12,200	$13,467	$13,702	$13,946
Other Assets	$16,837	$20,364	$18,763	$20,419
Assets	$4,055,789	$4,087,593	$4,403,494	$4,700,171
Deposits	$3,379,564	$3,435,765	$3,716,803	$3,935,452
Junior Subordinated Notes	$36,322	$24,903	$24,903	$13,403
Other Liabilities	$52,436	$56,481	$53,131	$59,048
Liabilities	$3,743,322	$3,757,149	$4,034,837	$4,247,903
Common Stock, Value, Issued	$81	$82	$82	$95
Additional Paid in Capital	$121,777	$124,641	$125,924	$188,932
Accumulated Other Comprehensive Income (Loss), Net of Tax	$-11,342	$-11,472	$-7,454	$-8,372
Retained Earnings (Accumulated Deficit)	$205,547	$221,077	$251,443	$272,525
Stockholders' Equity Attributable to Parent	$312,467	$330,444	$368,657	$452,268
Preferred Stock, Shares Authorized	10,000,000	10,000,000	10,000,000	10,000,000
Common Stock, Shares Authorized	10,000,000	20,000,000	20,000,000	20,000,000
Common Stock, Shares, Issued	8,088,186	8,164,872	8,213,328	9,468,467
Unused Commitments to Extend Credit	$724,600	$719,100	$843,600	$843,600
Loans and Leases Receivable, Commitments, Fixed Rates	$145,600	$57,500	$81,400	$81,400
Loans and Leases Receivable, Commitments, Variable Rates	$579,000	$661,600	$762,200	$762,200
Other Commitment	$16,100	$16,200	$20,400	$20,400

(in thousands, except per share data)	FY 2023	FY 2024	FY 2025	TTM
Net Income (Loss) Attributable to Parent	$13,426	$15,530	$30,366	$39,601
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents, Period Increase (Decrease), Excluding Exchange Rate Effect	$-14,704	$6,693	$106,720	$90,602
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents	$156,170	$162,863	$269,583	$307,302
Provision for Loan, Lease, and Other Losses	$1,260	$125	$2,950	$3,825
Depreciation, Amortization and Accretion, Net	$4,816	$4,810	$4,307	$3,911
Accretion (Amortization) of Discounts and Premiums, Investments	$-61	$-554	$-430	$-34
Gain (Loss) on Sale of Investments	$12	$12	$-515	$-515
Gain (Loss) on Disposition of Property Plant Equipment	$-394	$28	$28	$28
Share-based Payment Arrangement, Noncash Expense	$1,943	$2,283	$2,272	$2,455
Gain (Loss) on Sales of Loans, Net	$3,790	$5,447	$6,338	$6,441
Payments for Origination and Purchases of Loans Held-for-sale	$147,040	$188,906	$217,420	$217,100
Proceeds from Sale of Loans Held-for-sale	$147,553	$196,982	$216,754	$225,686
Life Insurance, Corporate or Bank Owned, Change in Value	—	$1,569	$1,705	$1,791
Increase (Decrease) in Deferred Income Taxes	$230	$1,232	$1,303	$1,303
Increase (Decrease) in Other Operating Assets	$1,378	$3,527	$-1,876	$1,130
Increase (Decrease) in Other Operating Liabilities	$2,178	$5,838	$-2,334	$-7,349
Net Cash Provided by (Used in) Operating Activities	$17,653	$25,558	$30,457	$41,218
Payments for (Proceeds from) Loans and Leases	$329,431	$30,408	$213,716	$285,243
Payments to Acquire Property, Plant, and Equipment	$1,242	$785	$581	$1,956
Payments to Acquire Debt Securities, Available-for-sale	$63,224	$23,937	$32,457	$32,457
Payments to Acquire Other Investments	$51,642	$4,301	$573	$970
Proceeds from Maturities, Prepayments and Calls of Debt Securities, Available-for-sale	$7,928	$25,793	$11,894	$14,323
Proceeds from Maturities, Prepayments and Calls of Other Investments	$42,536	$4,750	$4,750	$4,750
Proceeds from Sale of Debt Securities, Available-for-sale	$16,500	$12,429	$29,101	$29,101
Proceeds from Sale of Property, Plant, and Equipment	$95	$28	$28	$28
Net Cash Provided by (Used in) Investing Activities	$-378,575	$-28,860	$-206,332	$-301,752
Increase (Decrease) in Deposits	$245,700	$56,201	$281,038	$299,123
Subordinated Liabilities, Period Increase (Decrease)	—	$11,500	$11,500	$11,500
Proceeds from Stock Options Exercised	$518	$294	$2,042	$3,064
Restricted Stock, Value, Shares Issued Net of Tax Withholdings	—	—	$485	$826
Net Cash Provided by (Used in) Financing Activities	$346,218	$9,995	$282,595	$351,136
Interest Paid, Excluding Capitalized Interest, Operating Activities	$93,351	$119,348	$106,853	$104,196
Income Taxes Paid	$1,514	$3,767	$10,640	$13,052

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Import this data to Google Sheets with:

=jivedata("SFST","financials")

Full statements spill as a table. For one cell: =jivedata("SFST","Revenue") or =jivedata("SFST","Revenue","TTM"). Install the Jive Data add-on, then paste into a cell.