Pagaya Technologies Ltd. (PGYWW)

Import this data to Google Sheets with:

=jivedata("PGYWW","financials")

Full statements spill as a table. For one cell: =jivedata("PGYWW","Revenue") or =jivedata("PGYWW","Revenue","TTM"). Install the Jive Data add-on, then paste into a cell.

Pagaya Technologies Ltd.

PGYWW • CIK 0001883085

(in thousands, except per share data)	FY 2023	FY 2024	FY 2025	TTM
Revenues	$812,051	$1,032,248	$1,301,360	$1,389,959
Cost of Goods and Services Sold	$508,944	$597,652	$749,169	$786,897
Research and Development Expense	$74,383	$76,571	$75,213	$70,602
Selling and Marketing Expense	$49,773	$50,404	$53,591	$45,556
General and Administrative Expense	$203,351	$240,781	$159,560	$141,427
Costs and Expenses	$836,451	$965,408	$1,037,533	$1,044,482
Operating Income (Loss)	$-24,400	$66,840	$263,827	$345,477
Gain (Loss) on Investments	—	—	$-107,030	$-132,739
Other Nonoperating Income (Expense)	$-156,768	$-487,962	$-80,417	$-36,194
Gain (Loss) on Extinguishment of Debt	—	—	$-24,755	$-22,755
Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling Interest	$-181,168	$-421,122	$51,625	$98,688
Income Tax Expense (Benefit)	$15,571	$24,576	$-19,745	$-20,122
Net Income (Loss), Including Portion Attributable to Noncontrolling Interest	$-196,739	$-445,698	$71,370	$118,810
Net Income (Loss) Attributable to Noncontrolling Interest	$-68,301	$-44,292	$-10,019	$-7,998
Net Income (Loss) Attributable to Parent	$-128,438	$-401,406	$81,389	$126,808
Revenue from Contract with Customer, Excluding Assessed Tax	$772,814	$1,004,550	$1,261,341	$1,325,553
Interest and Dividend Income, Operating	$38,748	$32,291	$48,434	$69,890
Weighted Average Number of Shares Outstanding, Basic	60,038,893	70,879,807	78,336,095	84,914,551
Weighted Average Number of Shares Outstanding, Diluted	60,038,893	70,879,807	83,097,227	101,759,538

(in thousands, except per share data)	FY 2023	FY 2024	FY 2025	TTM
Cash and Cash Equivalents, at Carrying Value	$186,478	$187,921	$235,329	$249,257
Restricted Cash and Cash Equivalents	—	—	$53,020	$55,166
Contract with Customer, Asset, after Allowance for Credit Loss	—	—	$153,250	$190,470
Debt Securities, Available-for-sale	—	—	$945,269	$1,040,118
Equity Method Investments	$26,383	$21,933	$13,518	$11,303
Operating Lease, Right-of-Use Asset	$55,729	$36,876	$30,578	$27,324
Property, Plant and Equipment, Net	$41,557	$37,974	$30,221	$32,657
Goodwill	$10,945	$23,062	$22,903	$22,903
Intangible Assets, Net (Excluding Goodwill)	$2,550	$12,821	$7,661	$4,801
Prepaid Expense and Other Assets	—	—	$54,165	$54,165
Assets	$1,208,376	$1,291,072	$1,545,914	$1,693,107
Temporary Equity, Carrying Amount, Attributable to Parent	$74,250	$74,250	$30,103	$30,103
Accounts Payable	—	—	$3,931	$4,053
Accrued Liabilities and Other Liabilities	—	—	$74,635	$80,136
Operating Lease, Liability	$50,871	$37,064	$34,212	$32,413
Taxes Payable	—	—	$18,687	$21,913
Warrants and Rights Outstanding	$3,242	$893	$4,723	$775
Secured Debt	—	—	$193,892	$252,995
Convertible Notes Payable	—	—	$148,782	$150,070
Other Long-term Debt	—	—	$481,598	$471,866
Liabilities	$468,377	$775,276	$960,460	$1,014,221
Additional Paid in Capital	$1,101,914	$1,282,022	$1,390,990	$1,408,832
Accumulated Other Comprehensive Income (Loss), Net of Tax	$444	$-11,488	$-48,319	$-21,992
Retained Earnings (Accumulated Deficit)	$-542,637	$-944,043	$-862,654	$-792,687
Stockholders' Equity Attributable to Parent	$559,721	$326,491	$480,017	$594,153
Stockholders' Equity Attributable to Noncontrolling Interest	$106,028	$115,055	$75,334	$54,630
Stockholders' Equity, Including Portion Attributable to Noncontrolling Interest	$665,749	$441,546	$555,351	$648,783
Debt Securities, Available-for-Sale, Accrued Interest, after Allowance for Credit Loss	$12,500	$13,700	$25,800	$41,100
Temporary Equity, Shares Authorized	6,666,666	6,666,666	6,666,666	6,666,666
Temporary Equity, Shares Issued	5,000,000	5,000,000	2,027,147	2,027,147
Temporary Equity, Liquidation Preference	$150,000	$150,000	$60,814	$60,814
Common Stock, Shares Authorized	839,999,998	839,999,998	839,999,998	839,999,998
Property, Plant and Equipment, Gross	$68,287	$93,172	$110,855	$110,855
Accumulated Depreciation, Depletion and Amortization, Property, Plant, and Equipment	$26,730	$55,198	$80,634	$80,634
Capitalized Computer Software, Additions	$28,100	$24,300	$16,100	$16,100
Capitalized Computer Software, Net	$38,900	$36,100	$27,800	$27,800
Depreciation	$19,100	$28,800	$30,100	$30,100
Impairment of Intangible Assets (Excluding Goodwill)	$2,500	$3,200	$500	$500
Impairment of Long-Lived Assets Held-for-use	$0	$0	$0	$0
Amortization of Intangible Assets	—	$3,500	$5,200	$5,200
Finite-Lived Intangible Assets, Gross	—	$18,900	$18,900	$18,900
Finite-Lived Intangible Assets, Accumulated Amortization	—	$6,079	$11,239	$11,239
Finite-Lived Intangible Assets, Net	—	$12,821	$7,661	$7,661
Finite-Lived Intangible Asset, Expected Amortization, Year One	—	$4,600	$5,719	$5,719
Finite-Lived Intangible Asset, Expected Amortization, Year Two	—	$4,600	$1,942	$1,942
Prepaid Expense	—	—	$6,930	$6,930
Capitalized Contract Cost, Net	—	—	$13,000	$12,400
Employee-related Liabilities	—	—	$17,381	$17,381
Interest Payable	—	—	$22,896	$22,896
Business Combination, Contingent Consideration, Liability	—	$6,090	$183	$183
Contract with Customer, Liability	—	—	$8,000	$3,600

(in thousands, except per share data)	FY 2023	FY 2024	FY 2025	TTM
Net Income (Loss), Including Portion Attributable to Noncontrolling Interest	$-196,739	$-445,698	$71,370	$118,810
Net Cash Provided by (Used in) Operating Activities	$9,577	$66,520	$238,620	$264,730
Effect of Exchange Rate on Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents	$-515	$-586	$3,320	$4,106
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents, Period Increase (Decrease), Including Exchange Rate Effect	$-114,535	$3,977	$61,831	$62,389
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents	$222,541	$226,518	$288,349	$438,746
Income (Loss) from Equity Method Investments	$488	$-4,593	$-8,415	$-5,484
Proceeds from Maturities, Prepayments and Calls of Debt Securities, Available-for-sale	—	—	$273,039	$520,779
Depreciation, Depletion and Amortization	$19,127	$28,753	$30,077	$22,539
Proceeds from Sale of Debt Securities, Available-for-sale	—	—	$79,176	$67,183
Share-based Payment Arrangement, Noncash Expense	$71,055	$61,497	$54,118	$38,483
Proceeds from Sale of Equity Method Investments	$0	$31	$0	$2,700
Fair Value Adjustment of Warrants	$1,842	$-2,349	$3,830	$-1,696
Cash Acquired from Acquisition	$1,608	$1,608	$1,608	—
Gain (Loss) on Sale of Investments	—	—	$-108,907	$-143,306
Payments to Acquire Debt Securities, Available-for-sale	—	—	$632,182	$854,076
Goodwill and Intangible Asset Impairment	$2,475	$3,245	$4,919	$12,366
Payments to Acquire Property, Plant, and Equipment	$20,189	$17,737	$13,902	$12,951
Amortization of Deferred Charges	—	—	$11,253	$17,029
Payments to Acquire Intangible Assets	—	$5,500	$0	$0
Payments to Acquire Equity Method Investments	$0	$175	$0	$0
Foreign Currency Transaction Gain (Loss), before Tax	—	$-4,189	$-1,115	$39
Payments to Acquire Other Investments	—	—	$16,000	$16,000
Other Noncash Income (Expense)	—	$-367	$0	$0
Payments to Acquire Businesses, Net of Cash Acquired	—	$9,094	$-159	$0
Net Cash Provided by (Used in) Investing Activities	$-412,693	$-498,645	$-309,710	$-292,365
Proceeds from Issuance of Common Stock	—	$89,956	$0	$0
Proceeds from Issuance of Other Long-term Debt	—	$341,845	$500,000	$500,000
Proceeds from Convertible Debt	—	$152,000	$0	$0
Proceeds from Issuance of Redeemable Convertible Preferred Stock	$74,250	$0	$0	$0
Proceeds from Issuance of Secured Debt	$338,472	$265,656	$355,968	$296,304
Proceeds from Noncontrolling Interests	$19,955	$63,960	$0	$0
Proceeds from Long-term Lines of Credit	$130,000	$59,000	$0	$114,700
Proceeds, Issuance of Shares, Share-based Payment Arrangement, Including Option Exercised	—	$3,305	$6,923	$3,848
Proceeds from Issuance of Private Placement	$27,892	$11,865	$0	$0
Payments to Noncontrolling Interests	$43,767	$9,820	$25,762	$35,555
Repayments of Long-term Lines of Credit	$55,000	$149,000	$0	$114,700
Repayments of Secured Debt	$206,390	$361,428	$341,350	$311,915
Repayments of Other Long-term Debt	—	$14,000	$353,690	$354,276
Payments of Debt Issuance Costs	—	$16,651	$12,488	$12,488
Payment, Tax Withholding, Share-based Payment Arrangement	$650	$0	$0	$0
Net Cash Provided by (Used in) Financing Activities	$289,096	$436,688	$129,601	$85,918
Cash and Cash Equivalents, at Carrying Value	$186,478	$187,921	$235,329	$366,345
Restricted Cash and Cash Equivalents	—	—	$53,020	$72,401
Income Taxes Paid	—	—	$2,495	$2,495
Interest Paid, Excluding Capitalized Interest, Operating Activities	$17,779	$80,321	$91,794	$91,794
Operating Lease, Payments	$14,103	$13,056	$13,119	$13,119
Increase (Decrease) in Other Receivables	—	—	$26,283	$45,003
Increase (Decrease) in Accrued Interest Receivable, Net	—	—	$42,824	$52,772
Increase (Decrease) in Other Operating Assets	—	—	$13,350	$29,523
Increase (Decrease) in Accounts Payable	$-448	$5,678	$3,420	$2,082
Increase (Decrease) in Accrued Liabilities and Other Operating Liabilities	$-17,770	$6,861	$28,518	$39,570
IncreaseDecreaseInOperatingLeaseLiability	$-3,712	$522	$-6,517	$-7,255
Increase (Decrease) in Income Taxes	—	—	$-22,529	$-19,623

Loading financial statements…

Import this data to Google Sheets with:

=jivedata("PGYWW","financials")

Full statements spill as a table. For one cell: =jivedata("PGYWW","Revenue") or =jivedata("PGYWW","Revenue","TTM"). Install the Jive Data add-on, then paste into a cell.