OptimumBank Holdings, Inc. (OPHC)

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=jivedata("OPHC","financials")

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OptimumBank Holdings, Inc.

OPHC • CIK 0001288855

(in thousands, except per share data)	FY 2023	FY 2024	FY 2025	TTM
Interest and Fee Income, Loans and Leases	$31,759	$52,051	$57,146	$68,020
Interest and Dividend Income, Securities, Operating	$686	$652	$635	$713
Other Interest and Dividend Income	$3,335	$6,926	$6,573	$6,205
Interest Income (Expense), Net	$23,713	$34,690	$42,587	$50,809
Interest and Dividend Income, Operating	$35,780	$59,629	$64,354	$74,938
Accounts Receivable, Credit Loss Expense (Reversal)	$4,047	$2,222	$2,036	$1,894
Interest Income (Expense), after Provision for Loan Loss	$19,666	$32,468	$40,551	$48,915
Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling Interest	$8,457	$17,631	$22,171	$27,156
Income Tax Expense (Benefit)	$2,174	$4,507	$5,523	$6,662
Net Income (Loss) Attributable to Parent	$6,283	$13,124	$16,648	$20,494
Interest Expense, Deposits	$11,599	$22,963	$21,434	$23,642
Interest Expense, Borrowings	$468	$1,976	$333	$487
InterestExpenseOperating	—	$24,939	$21,767	$24,129
Noninterest Income, Other Operating Income	$123	$843	$2,117	$2,595
Noninterest Income	$3,452	$4,623	$6,774	$7,978
Labor and Related Expense	$8,261	$11,103	$14,795	$17,944
Professional Fees	$729	$1,073	$1,131	$1,267
Occupancy, Net	$773	$884	$1,231	$1,348
Information Technology and Data Processing	$1,699	$2,273	$2,740	$3,482
Other Noninterest Expense	$2,274	$3,328	$4,570	$5,034
Noninterest Expense	$14,661	$19,460	$25,154	$29,737

(in thousands, except per share data)	FY 2023	FY 2024	FY 2025	TTM
Cash and Due from Banks	$14,009	$13,982	$9,349	$14,637
Interest-bearing Deposits in Banks and Other Financial Institutions	$62,654	$79,648	$105,210	$131,601
Cash, Cash Equivalents, and Federal Funds Sold	$76,663	$93,630	$114,559	$146,238
Debt Securities, Available-for-sale	$24,355	$22,773	$25,184	$26,646
Debt Securities, Held-to-maturity	$360	$281	$214	$208
Financing Receivable, after Allowance for Credit Loss	$671,094	$794,985	$947,294	$1,204,381
Federal Home Loan Bank Stock	$3,354	$2,929	$3,028	$1,966
Property, Plant and Equipment, Net	$1,375	$2,062	$2,490	$3,132
Operating Lease, Right-of-Use Asset	$2,161	$2,679	$2,617	$2,405
Interest Receivable	$2,474	$3,348	$3,621	$4,862
Deferred Income Tax Assets, Net	$2,903	$3,001	$3,108	$3,143
Other Assets	$6,515	$7,245	$9,012	$7,956
Assets	$791,254	$932,933	$1,111,678	$1,400,937
Long-term Federal Home Loan Bank Advances	$62,000	$50,000	$50,000	$25,000
Operating Lease, Liability	$2,248	$2,774	$2,745	$2,547
Other Liabilities	$3,818	$4,780	$5,286	$10,965
Liabilities	$721,247	$829,749	$989,781	$1,266,557
Noninterest-bearing Deposit Liabilities	$194,892	$211,900	$266,520	$319,375
Deposits, Money Market Deposits and Negotiable Order of Withdrawal (NOW)	$322,932	$278,355	$306,921	$383,297
Time Deposits	$121,757	$281,940	$358,309	$511,373
Deposits	$639,581	$772,195	$931,750	$1,214,045
Common Stock, Value, Issued	$72	$116	$115	$124
Additional Paid in Capital	$91,221	$111,485	$112,578	$113,832
Retained Earnings (Accumulated Deficit)	$-15,971	$-2,847	$13,801	$25,119
Accumulated Other Comprehensive Income (Loss), Net of Tax	$-5,315	$-5,570	$-4,597	$-4,810
Stockholders' Equity Attributable to Parent	$70,007	$103,184	$121,897	$134,380
Debt Securities, Held-to-maturity, Maturity, Allocated and Single Maturity Date, Fair Value	$326	$247	$190	$183
Financing Receivable, Allowance for Credit Loss	$7,683	$8,660	$10,273	$11,020
Preferred Stock, Shares Authorized	6,000,000	6,000,000	6,000,000	0
Common Stock, Shares Authorized	30,000,000	30,000,000	30,000,000	30,000,000
Common Stock, Shares, Issued	7,250,219	11,636,092	11,533,943	12,340,785

(in thousands, except per share data)	FY 2023	FY 2024	FY 2025	TTM
Net Income (Loss) Attributable to Parent	$6,283	$13,124	$16,648	$20,494
Net Cash Provided by (Used in) Operating Activities	$6,882	$15,605	$17,841	$26,703
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents, Period Increase (Decrease), Including Exchange Rate Effect	$4,827	$16,967	$20,929	$-35,516
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents, Including Disposal Group and Discontinued Operations	$76,663	$93,630	$114,559	$111,119
Financing Receivable, Credit Loss, Expense (Reversal)	$4,047	$2,222	$2,036	$1,894
Proceeds from Maturities, Prepayments and Calls of Debt Securities, Available-for-sale	$1,430	$1,220	$1,236	$1,237
Inventory Write-down	—	—	$54	$54
Proceeds from Maturities, Prepayments and Calls of Held-to-maturity Securities	$184	$80	$67	$52
Depreciation, Amortization and Accretion, Net	$227	$301	$468	$524
Deferred Income Tax Expense (Benefit)	$821	$10	$-462	$-234
Payments to Acquire Property, Plant, and Equipment	$668	$988	$896	$1,230
Amortization of Debt Issuance Costs and Discounts	$-4	$-59	$-168	$-271
Payments to Acquire Debt Securities, Available-for-sale	—	—	$2,350	$2,350
Share-based Payment Arrangement, Noncash Expense	$490	$490	$875	$1,009
Payments for (Proceeds from) Federal Home Loan Bank Stock	$2,754	$-425	$99	$1,308
Increase (Decrease) in Interest and Dividends Receivable	$1,030	$874	$273	$1,724
Net Cash Provided by (Used in) Investing Activities	$-199,661	$-125,470	$-156,684	$-437,333
Operating Lease, Right-of-Use Asset, Amortization Expense	$333	$298	$416	$490
IncreaseDecreaseInOperatingLeaseLiability	$-299	$-290	$-383	$-468
Increase (Decrease) in Other Operating Assets	$4,925	$730	$1,767	$-322
Increase (Decrease) in Other Operating Liabilities	$939	$1,113	$397	$4,607
Increase (Decrease) in Deposits	$131,682	$132,614	$159,555	$335,180
Increase (Decrease) in Loans from Federal Home Loan Banks	$52,000	$-12,000	$-12,000	—
Proceeds from Issuance of Preferred Stock and Preference Stock	$15,000	$1,932	$1,932	—
Proceeds from Issuance of Common Stock	$324	$17,886	$217	$934
Net Cash Provided by (Used in) Financing Activities	$197,606	$126,832	$159,772	$375,114
Other Comprehensive Income (Loss), Available-for-sale Securities Adjustment, Net of Tax, Portion Attributable to Parent	$506	$-257	$972	$592
Right-of-Use Asset Obtained in Exchange for Operating Lease Liability	$375	$816	$354	$354
Interest Paid, Excluding Capitalized Interest, Operating Activities	$11,799	$26,431	$21,728	$23,119
Income Taxes Paid, Net	$1,070	$2,235	$6,858	$6,159

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Import this data to Google Sheets with:

=jivedata("OPHC","financials")

Full statements spill as a table. For one cell: =jivedata("OPHC","Revenue") or =jivedata("OPHC","Revenue","TTM"). Install the Jive Data add-on, then paste into a cell.