Orange County Bancorp, Inc. (OBT)

Import this data to Google Sheets with:

=jivedata("OBT","financials")

Full statements spill as a table. For one cell: =jivedata("OBT","Revenue") or =jivedata("OBT","Revenue","TTM"). Install the Jive Data add-on, then paste into a cell.

Orange County Bancorp, Inc.

OBT • CIK 0001754226

(in thousands, except per share data)	FY 2023	FY 2024	FY 2025	TTM
Interest and Fee Income, Loans and Leases	$96,264	$106,030	$115,797	$119,795
Interest Income, Federal Funds Sold and Securities Purchased under Agreements to Resell	$6,498	$7,221	$6,424	$6,865
Interest and Dividend Income, Operating	$117,770	$127,227	$134,982	$138,820
Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling Interest	$37,149	$34,818	$51,556	$52,829
Income Tax Expense (Benefit)	$7,671	$6,935	$9,942	$5,437
Net Income (Loss) Attributable to Parent	$29,478	$27,883	$41,614	$47,392
Weighted Average Number of Shares Outstanding, Basic	5,629,150	11,303,118	12,508,985	14,210,516
Interest Income, Securities, Operating, Taxable	$12,723	$11,672	$10,613	$10,148
Interest Expense, NOW Accounts, Money Market Accounts, and Savings Deposits	$13,126	$20,475	$20,977	$21,415
Interest Income, Securities, Operating, Tax Exempt	$2,285	$2,304	$2,148	$2,012
Interest Expense, Time Deposits	$6,393	$7,399	$6,256	$2,776
Interest Expense, Federal Home Loan Bank and Federal Reserve Bank Advances, Short-term	$8,938	$6,666	$2,186	$1,112
Interest Expense, Subordinated Notes and Debentures	$922	$921	$1,507	$1,906
InterestExpenseOperating	—	$35,461	$30,926	$27,209
Interest Income (Expense), Net	$88,391	$91,766	$104,056	$111,611
DebtSecuritiesAvailableForSaleExcludingAccruedInterestAllowanceForCreditLossNotPreviouslyRecorded	$5,000	$-1,900	$-1,900	$-1,900
Interest Income (Expense), after Provision for Loan Loss	$80,523	$84,056	$96,308	$107,628
Investment Banking, Advisory, Brokerage, and Underwriting Fees and Commissions	$5,241	$6,738	$7,552	$7,057
Debt Securities, Available-for-sale, Realized Gain (Loss)	$107	$107	$-568	$-568
Bank Owned Life Insurance Income	$984	$815	$878	$772
Noninterest Income, Other Operating Income	$1,180	$1,893	$2,542	$2,504
Noninterest Income	$13,419	$15,972	$23,148	$15,046
Labor and Related Expense	$24,747	$27,475	$28,394	$29,597
Employee Benefits and Share-based Compensation	$7,439	$8,938	$9,622	$10,941
Occupancy, Net	$4,761	$4,790	$5,128	$5,139
Professional Fees	$4,753	$5,931	$6,191	$6,504
Information Technology and Data Processing	$5,050	$5,952	$7,813	$7,552
Advertising Expense	$1,657	$1,575	$1,973	$2,024
Noninterest Expense Investment Advisory Fees	$120	$113	$90	$96
Communication	$712	$746	$868	$996
Amortization of Intangible Assets	$285	$286	$286	$286
Other Noninterest Expense	$4,415	$7,043	$4,970	$3,783
Noninterest Expense	$56,793	$65,210	$67,900	$69,845

(in thousands, except per share data)	FY 2023	FY 2024	FY 2025

(in thousands, except per share data)	FY 2023	FY 2024	FY 2025	TTM
Net Income (Loss), Including Portion Attributable to Noncontrolling Interest	$29,478	$27,883	$41,614	$47,392
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents, Period Increase (Decrease), Including Exchange Rate Effect	$61,302	$2,951	$53,898	$159,319
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents	$147,383	$150,334	$204,232	$297,597
Provision for Loan, Lease, and Other Losses	$7,868	$7,710	$7,748	$3,983
Payments to Acquire Debt Securities, Available-for-sale	$6,842	$5,416	$22,633	$21,404
Depreciation	$1,681	$1,661	$1,543	$1,592
Proceeds from Sale of Debt Securities, Available-for-sale	$7,296	$7,296	$13,688	$0
Payments for (Proceeds from) Available-for-sale Securities, Short-term	$-37,697	$-35,596	$-38,356	$-37,031
Amortization of Intangible Assets	$285	$286	$286	$286
Proceeds from Maturities, Prepayments and Calls of Debt Securities, Available-for-sale	$4,128	$10,161	$16,602	$11,564
Amortization of Debt Issuance Costs	$73	$71	$76	$89
Increase (Decrease) of Restricted Investments	$53,973	$55,509	$50,029	$27,963
Gain (Loss) on Extinguishment of Debt	—	—	$-500	$-500
Debt Securities, Available-for-sale, Realized Gain (Loss)	$107	$107	$-568	$-568
Payments to Acquire Property, Plant, and Equipment	$3,536	$1,730	$2,516	$2,102
Restricted Stock or Unit Expense	$53	$5	$5	$5
Share-based Payment Arrangement, Expense	$818	$1,753	$1,143	$1,373
Proceeds from Sale of Property, Plant, and Equipment	$435	$375	$2,535	$2,535
Amortization of Debt Discount (Premium)	$1,234	$1,086	$889	$856
Proceeds from Life Insurance Policy	—	—	$13,486	$13,486
Bank Owned Life Insurance Income	$984	$815	$878	$772
Net Cash Provided by (Used in) Investing Activities	$-144,922	$-29,419	$-74,152	$-36,219
Payments for (Proceeds from) Deposit on Loan	$-64,362	$-114,610	$-157,014	$-154,468
Repayments of Subordinated Debt	—	—	$20,000	$20,000
Proceeds from Issuance of Subordinated Long-term Debt	—	—	$24,555	$24,555
Proceeds from Issuance of Common Stock	—	—	$43,389	$43,389
Payments of Dividends	$5,191	$5,325	$7,099	$8,964
Net Cash Provided by (Used in) Financing Activities	$161,724	$-2,233	$84,201	$128,763
Interest Paid, Excluding Capitalized Interest, Operating Activities	$27,533	$36,919	$30,535	$27,566
Income Taxes Paid	$7,822	$10,109	$10,364	$10,044
Lease Obligation Incurred	$1,050	$513	$1,766	$1,766
Increase (Decrease) in Other Operating Assets	$-3,176	$2,727	$1,442	$-9,253
Increase (Decrease) in Other Operating Liabilities	$3,450	$611	$2,645	$4,473
Net Cash Provided by (Used in) Operating Activities	$44,500	$34,603	$43,849	$66,775

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Import this data to Google Sheets with:

=jivedata("OBT","financials")

Full statements spill as a table. For one cell: =jivedata("OBT","Revenue") or =jivedata("OBT","Revenue","TTM"). Install the Jive Data add-on, then paste into a cell.