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NBHC • CIK 0001475841
| (in thousands, except per share data) | FY 2023 | FY 2024 | FY 2025 | TTM |
|---|---|---|---|---|
| Interest Income (Expense), Net | $361,951 | $345,388 | $348,505 | $392,499 |
| Provision for Other Credit Losses | $8,295 | $6,755 | $17,800 | $13,100 |
| Interest Income (Expense), after Provision for Loan Loss | $353,656 | $338,633 | $330,705 | $379,399 |
| Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling Interest | $175,602 | $145,247 | $133,629 | $120,787 |
| Income Tax Expense (Benefit) | $33,554 | $26,432 | $24,055 | $22,183 |
| Net Income (Loss) Attributable to Parent | $142,048 | $118,815 | $109,574 | $98,604 |
| Interest and Fee Income, Loans and Leases | $461,376 | $505,266 | $474,626 | $527,760 |
| Interest and Dividend Income, Securities, Operating | $26,331 | $28,696 | $37,753 | $40,284 |
| Interest Income, Deposits with Financial Institutions | $4,455 | $2,474 | $5,672 | $9,725 |
| Interest and Dividend Income, Operating | $495,415 | $538,268 | $519,774 | $579,746 |
| Interest Expense, Deposits | $109,378 | $186,192 | $165,426 | $179,583 |
| Interest Expense, Borrowings | $24,086 | $6,688 | $5,843 | $7,664 |
| InterestExpenseOperating | — | $192,880 | $171,269 | $187,247 |
| Revenue from Contract with Customer, Excluding Assessed Tax | $46,924 | $46,174 | $47,150 | $48,509 |
| Gain (Loss) on Sale of Mortgage Loans | $13,634 | $11,228 | $11,085 | $10,388 |
| Bank Owned Life Insurance Income | $3,269 | $3,005 | $4,385 | $4,635 |
| Noninterest Income, Other | $9,153 | $16,660 | $20,929 | $25,961 |
| Debt Securities, Available-for-sale, Realized Gain (Loss) | — | $-6,582 | $-3,348 | $-3,348 |
| Noninterest Income | $63,917 | $61,231 | $67,566 | $72,869 |
| Labor and Related Expense | $137,701 | $146,243 | $148,334 | $187,562 |
| Occupancy, Net | $37,552 | $39,951 | $45,829 | $57,544 |
| Communications and Information Technology | $13,110 | $17,481 | $18,257 | $25,002 |
| Marketing and Advertising Expense | $4,002 | $3,989 | $4,346 | $5,859 |
| Professional Fees | $10,464 | $7,062 | $12,527 | $14,658 |
| Other Noninterest Expense | $18,979 | $21,377 | $18,683 | $22,749 |
| Amortization of Intangible Assets | $7,386 | $7,939 | $7,817 | $8,790 |
| Noninterest Expense | $241,971 | $254,617 | $264,642 | $331,481 |
| Weighted Average Number of Shares Outstanding, Basic | 37,937,579 | 38,212,304 | 37,964,059 | 44,444,972 |
| Weighted Average Number of Shares Outstanding, Diluted | 38,111,208 | 38,419,125 | 38,091,014 | 44,665,702 |
| (in thousands, except per share data) | FY 2023 | FY 2024 | FY 2025 |
|---|
| (in thousands, except per share data) | FY 2023 | FY 2024 | FY 2025 | TTM |
|---|---|---|---|---|
| Net Income (Loss) Attributable to Parent | $142,048 | $118,815 | $109,574 | $98,604 |
| Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents, Period Increase (Decrease), Including Exchange Rate Effect | $-6,193 | $-64,478 | $289,210 | $84,213 |
| Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents | $192,326 | $127,848 | $417,058 | $643,551 |
| Provision for Loan, Lease, and Other Losses | $8,295 | $6,755 | $17,800 | $13,100 |
| Depreciation, Amortization and Accretion, Net | $23,853 | $24,191 | $28,103 | $35,955 |
| Proceeds from Maturities, Prepayments and Calls of Debt Securities, Available-for-sale | $92,032 | $157,538 | $132,562 | $119,710 |
| Current Income Tax Expense (Benefit) | $3,223 | $1,740 | $-2,937 | $-7,186 |
| Proceeds from Maturities, Prepayments and Calls of Held-to-maturity Securities | $69,555 | $63,078 | $143,199 | $163,344 |
| Deferred Income Taxes and Tax Credits | $55 | $6,357 | $24,566 | $12,612 |
| Proceeds from Sale of Debt Securities, Available-for-sale | $128,430 | $132,113 | $57,836 | $234,242 |
| Accretion (Amortization) of Discounts and Premiums, Investments | $831 | $1,350 | $2,775 | $3,924 |
| Proceeds from Sale of Other Real Estate | $581 | $3,418 | $523 | $6,286 |
| Gain (Loss) on Sale of Loans and Leases | $9,907 | $9,662 | $11,004 | $11,350 |
| Payments for Origination and Purchases of Loans Held-for-sale | $398,438 | $346,588 | $352,038 | $345,305 |
| Payments to Acquire Debt Securities, Available-for-sale | $0 | $185,713 | $160,543 | $154,341 |
| Proceeds from Sale of Loans Held-for-sale | $407,425 | $349,450 | $361,842 | $350,953 |
| Payments to Acquire Held-to-maturity Securities | $2,452 | $10,483 | $260,257 | $202,218 |
| Payments for (Proceeds from) Productive Assets | $36,834 | $34,592 | $29,920 | $23,544 |
| Payments for (Proceeds from) Loans and Leases | $477,109 | $73,338 | $-274,797 | $396,645 |
| Proceeds from Sale of Notes Receivable | $1,625 | $1,625 | $28,531 | $22,338 |
| Asset Impairment Charges | $349 | $958 | $958 | $958 |
| Gain (Loss) on Disposition of Property Plant Equipment | $148 | $637 | $1,562 | $1,562 |
| Net Cash Provided by (Used in) Investing Activities | $-404,031 | $64,659 | $186,489 | $15,631 |
| Share-based Payment Arrangement, Noncash Expense | $7,222 | $8,048 | $7,254 | $16,975 |
| Debt Securities, Available-for-sale, Realized Gain (Loss) | — | $-6,582 | $-3,348 | $-3,348 |
| Operating Lease, Payments | $6,308 | $6,537 | $6,479 | $6,965 |
| Increase (Decrease) in Other Operating Assets | $-343 | $16,062 | $2,838 | $-1,359 |
| Increase (Decrease) in Other Operating Liabilities | $-13,513 | $13,615 | $-11,956 | $11,275 |
| Net Cash Provided by (Used in) Operating Activities | $166,935 | $155,271 | $162,418 | $168,752 |
| Increase (Decrease) in Deposits | $317,050 | $47,229 | $54,782 | $-85,030 |
| Proceeds from (Payments for) in Securities Sold under Agreements to Repurchase | $-587 | $-732 | $-1,545 | $1,726 |
| Payments of FHLBank Borrowings, Financing Activities | $4,301,490 | — | $50,000 | $50,000 |
| Payment, Tax Withholding, Share-based Payment Arrangement | $1,534 | $1,515 | $1,738 | $4,120 |
| Proceeds from Stock Options Exercised | $617 | $3,555 | $28 | $692 |
| Payments of Dividends | $39,643 | $42,945 | $46,055 | $52,512 |
| Payments for Repurchase of Common Stock | $36,400 | — | $15,169 | $38,174 |
| Net Cash Provided by (Used in) Financing Activities | $230,903 | $-284,408 | $-59,697 | $-100,170 |
| Interest Paid, Excluding Capitalized Interest, Operating Activities | $124,426 | $189,973 | $168,398 | $181,301 |
| Income Taxes Paid, Net | $32,846 | $20,841 | $10,548 | $2,420 |