OPEN LENDING CORPORATION (LPRO)

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=jivedata("LPRO","financials")

Full statements spill as a table. For one cell: =jivedata("LPRO","Revenue") or =jivedata("LPRO","Revenue","TTM"). Install the Jive Data add-on, then paste into a cell.

OPEN LENDING CORPORATION

LPRO • CIK 0001806201

(in thousands, except per share data)	FY 2023	FY 2024	FY 2025	TTM
Cost of Goods and Services Sold	$22,282	—	$21,555	$20,325
Gross Profit	$95,178	$169	$71,662	$68,990
Operating Income (Loss)	$29,075	$-65,378	$-5,006	$-6,401
InterestExpenseNonoperating	—	$11,317	$9,662	$8,402
Investment Income, Interest	$10,335	$12,090	$9,317	$8,309
Other Nonoperating Income (Expense)	$109	$0	$-18	$-18
Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling Interest	$28,858	$-64,605	$-5,369	$-6,512
Income Tax Expense (Benefit)	$6,788	$70,405	$-1,133	$-1,199
Net Income (Loss) Attributable to Parent	$22,070	$-135,010	$-4,236	$-5,313
Revenue from Contract with Customer, Excluding Assessed Tax	$117,460	$24,024	$93,217	$89,315
General and Administrative Expense	$43,043	$43,867	$53,091	$53,778
Selling and Marketing Expense	$17,485	$17,218	$14,800	$13,336
Research and Development Expense	$5,575	$4,462	$8,777	$8,277
Operating Expenses	$66,103	$65,547	$76,668	$75,391
Weighted Average Number of Shares Outstanding, Basic	120,826,644	119,179,766	118,603,000	116,930,000
Weighted Average Number of Shares Outstanding, Diluted	121,474,880	119,179,766	118,603,000	116,752,000
Incremental Common Shares Attributable to Dilutive Effect of Share-based Payment Arrangements	648,236	0	0	-178,000
Antidilutive Securities Excluded from Computation of Earnings Per Share, Amount	845,426	3,619,142	8,775,000	15,890,000

(in thousands, except per share data)	FY 2023	FY 2024	FY 2025	TTM
Cash and Cash Equivalents, at Carrying Value	$240,206	$243,164	$176,614	$173,308
Restricted Cash, Current	$6,463	$10,760	$11,604	$11,643
Property, Plant and Equipment, Net	$3,913	$729	$458	$399
Accounts Receivable, after Allowance for Credit Loss, Current	$4,616	$5,055	$3,653	$4,754
Capitalized Computer Software, Net	—	$5,386	$4,046	$3,816
Contract with Customer, Asset, after Allowance for Credit Loss, Current	$28,704	$9,973	$22,186	$21,561
Operating Lease, Right-of-Use Asset	$3,990	$3,878	$3,063	$2,850
Income Taxes Receivable, Current	$7,035	$3,558	$3,214	$1,003
Contract with Customer, Asset, after Allowance for Credit Loss, Noncurrent	$610	$5,094	$2,893	$2,381
Other Assets, Current	$2,852	$3,215	$5,416	$5,859
Other Assets, Noncurrent	$5,535	$5,556	$3,532	$3,513
Assets, Current	$289,876	$275,725	$222,687	$218,128
Assets	$374,037	$296,368	$236,679	$231,087
Notes Payable, Noncurrent	$139,357	$132,217	$77,266	$75,444
Operating Lease, Liability, Noncurrent	$3,450	$3,273	$2,382	$2,133
Customer Refund Liability, Noncurrent	—	$28,210	$27,574	$24,767
Other Liabilities, Noncurrent	$5,060	$7,329	$5,239	$4,291
Liabilities	$168,457	$218,281	$161,719	$155,772
Accounts Payable, Current	$375	$953	$446	$543
Accrued Liabilities, Current	$8,131	$5,166	$8,699	$5,960
Notes Payable, Current	$4,688	$7,500	$7,500	$7,500
Customer Refund Liability, Current	—	$19,346	$18,672	$20,506
Other Liabilities, Current	$932	$3,490	$2,235	$2,951
Liabilities, Current	$20,590	$47,252	$49,258	$49,137
Preferred Stock, Value, Issued	$0	$0	$0	$0
Common Stock, Value, Issued	$1,282	$1,282	$1,282	$1,282
Additional Paid in Capital	$502,032	$502,664	$497,663	$491,954
Retained Earnings (Accumulated Deficit)	$-193,749	$-328,759	$-332,995	$-333,455
Treasury Stock, Common, Value	$103,985	$97,100	$90,990	$84,466
Stockholders' Equity Attributable to Parent	$205,580	$78,087	$74,960	$75,315
Preferred Stock, Shares Authorized	10,000,000	10,000,000	10,000,000	10,000,000
Preferred Stock, Shares Issued	0	0	0	0
Common Stock, Shares Authorized	550,000,000	550,000,000	550,000,000	550,000,000
Common Stock, Shares, Issued	128,198,185	128,198,185	128,198,185	128,198,185
Common Stock, Shares, Outstanding	118,819,795	119,350,001	117,660,648	118,217,082
Treasury Stock, Common, Shares	9,378,390	8,848,184	10,537,537	9,981,103
Operating Lease, Liability, Current	$632	$779	$897	$897
Operating Lease, Liability	$4,082	$4,052	$3,279	$3,279

(in thousands, except per share data)	FY 2023	FY 2024	FY 2025	TTM
Net Income (Loss) Attributable to Parent	$22,070	$-135,010	$-4,236	$-5,313
Net Cash Provided by (Used in) Operating Activities	$82,658	$17,598	$-3,194	$-120
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents, Period Increase (Decrease), Including Exchange Rate Effect	$38,150	$7,255	$-65,706	$-61,896
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents	$246,669	$253,924	$188,218	$126,322
Share-based Payment Arrangement, Noncash Expense	$9,492	$8,677	$7,043	$6,328
Payments to Acquire Property, Plant, and Equipment	$123	$165	$56	$11
Depreciation, Depletion and Amortization	$1,159	$1,674	$2,410	$2,522
Payments to Develop Software	$2,055	$3,731	$974	$702
Amortization of Debt Issuance Costs	$428	$427	$413	$380
Net Cash Provided by (Used in) Investing Activities	$-2,178	$-3,896	$-1,030	$-713
Operating Lease, Right-of-Use Asset, Amortization Expense	$620	$705	$814	$829
Deferred Income Tax Expense (Benefit)	$-4,985	$70,113	$0	$0
Gain (Loss) on Extinguishment of Debt	$0	—	$-203	$-203
Other Noncash Income (Expense)	—	$-127	$177	$287
Repayments of Secured Debt	—	—	$55,500	$55,500
Payments for Repurchase of Common Stock	$37,322	$0	$4,886	$4,886
Payment, Tax Withholding, Share-based Payment Arrangement	$1,258	$1,445	$1,096	$677
Net Cash Provided by (Used in) Financing Activities	$-42,330	$-6,447	$-61,482	$-61,063
Interest Paid, Excluding Capitalized Interest, Operating Activities	$10,313	$12,590	$9,283	$8,057
Income Taxes Paid, Net	$9,075	$-3,907	$-2,208	$-4,437
Right-of-Use Asset Obtained in Exchange for Operating Lease Liability	$0	$594	$0	$0
Increase (Decrease) in Accounts Receivable	$-1,105	$439	$-1,402	$-793
Increase (Decrease) in Contract with Customer, Asset	$-46,116	$-14,247	$10,012	$-5,897
Increase (Decrease) in Other Operating Assets	$507	$429	$1,681	$2,216
Increase (Decrease) in Accounts Payable, Trade	$86	$578	$-507	$190
Increase (Decrease) in Accrued Liabilities	$1,183	$-2,473	$3,521	$-1,718
Increase (Decrease) in Income Taxes Payable	$2,699	$4,198	$1,074	$3,238
IncreaseDecreaseInOperatingLeaseLiability	$-561	$-624	$-773	$-806
Increase (Decrease) in Liability for Claims and Claims Adjustment Expense Reserve	$2,409	$4,333	$909	$1,017
Increase (Decrease) in Other Operating Liabilities	$1,329	$3,938	$-2,287	$105

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Import this data to Google Sheets with:

=jivedata("LPRO","financials")

Full statements spill as a table. For one cell: =jivedata("LPRO","Revenue") or =jivedata("LPRO","Revenue","TTM"). Install the Jive Data add-on, then paste into a cell.