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FUNC • CIK 0000763907
| (in thousands, except per share data) | FY 2023 | FY 2024 | FY 2025 | TTM |
|---|---|---|---|---|
| Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling Interest | $19,476 | $27,230 | $32,533 | $33,116 |
| Income Tax Expense (Benefit) | $4,416 | $6,661 | $8,018 | $8,061 |
| Net Income (Loss) Attributable to Parent | $15,060 | $20,569 | $24,515 | $25,055 |
| Weighted Average Number of Shares Outstanding, Basic | 6,686,000 | 6,527,000 | 6,490,000 | 6,475,000 |
| Weighted Average Number of Shares Outstanding, Diluted | 6,701,000 | 6,540,000 | 6,504,000 | 6,484,000 |
| Interest and Fee Income, Loans and Leases | $69,569 | $81,756 | $90,328 | $92,560 |
| Interest Income, Securities, Operating, Taxable | $7,173 | $6,760 | $7,210 | $7,458 |
| Interest Income, Securities, Operating, Tax Exempt | $714 | $209 | $218 | $234 |
| Interest and Dividend Income, Securities, Operating | $7,887 | $6,969 | $7,428 | $7,692 |
| Other Interest and Dividend Income | $3,700 | $3,268 | $3,092 | $3,543 |
| Interest and Dividend Income, Operating | $81,156 | $91,993 | $100,848 | $103,795 |
| Interest Expense, Domestic Deposits | $19,198 | $25,828 | $27,524 | $27,717 |
| Interest Expense, Short-term Borrowings | $147 | $1,477 | $75 | $71 |
| Interest Expense, Long-term Debt | $4,941 | $4,710 | $5,136 | $3,957 |
| InterestExpenseOperating | — | $32,015 | $32,735 | $31,745 |
| Interest Income (Expense), Net | $56,870 | $59,978 | $68,113 | $72,050 |
| FinancingReceivableExcludingAccruedInterestCreditLossExpenseReversal | $1,700 | $2,929 | $2,345 | $2,375 |
| Debt Securities, Held-to-maturity, Credit Loss Expense (Reversal) | $45 | $14 | $43 | $43 |
| Off-Balance Sheet, Credit Loss, Liability, Credit Loss Expense (Reversal) | $-125 | $-10 | $355 | $469 |
| Provision for Loan, Lease, and Other Losses | $1,620 | $2,933 | $2,743 | $2,887 |
| Interest Income (Expense), after Provision for Loan Loss | $55,250 | $57,045 | $65,370 | $69,163 |
| Debt Securities, Available-for-sale, Realized Gain (Loss) | $-4,214 | $-4,214 | $97 | $97 |
| Gain (Loss) on Sales of Loans, Net | $381 | $414 | $533 | $420 |
| Gain (Loss) on Disposition of Property Plant Equipment | $-29 | $-29 | $-228 | $-228 |
| Noninterest Income, Other | $18,331 | $19,411 | $20,166 | $20,931 |
| Noninterest Income | $14,469 | $19,825 | $20,568 | $21,266 |
| Labor and Related Expense | $27,503 | $28,029 | $29,347 | $31,055 |
| Federal Deposit Insurance Corporation Premium Expense | $992 | $1,070 | $1,051 | $1,092 |
| Equipment Expense | $4,356 | $2,675 | $2,217 | $2,120 |
| Occupancy, Net | $3,445 | $2,878 | $2,860 | $2,911 |
| Information Technology and Data Processing | $3,980 | $5,761 | $6,243 | $6,543 |
| Marketing and Advertising Expense | $762 | $674 | $904 | $897 |
| Professional Fees | $2,160 | $1,948 | $2,449 | $4,656 |
| Loan Processing Fee | $643 | $597 | $634 | $660 |
| Other Noninterest Expense | $5,451 | $4,802 | $4,435 | $4,274 |
| Noninterest Expense | $50,243 | $49,640 | $53,405 | $57,313 |
| (in thousands, except per share data) | FY 2023 | FY 2024 | FY 2025 |
|---|
| (in thousands, except per share data) | FY 2023 | FY 2024 | FY 2025 | TTM |
|---|---|---|---|---|
| Net Income (Loss), Including Portion Attributable to Noncontrolling Interest | — | $20,569 | $24,515 | $25,055 |
| Net Cash Provided by (Used in) Operating Activities | $22,470 | $22,281 | $19,374 | $30,138 |
| Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents, Period Increase (Decrease), Excluding Exchange Rate Effect | $-24,562 | $28,574 | $53,285 | $6,075 |
| Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents | $49,753 | $78,327 | $131,612 | $137,028 |
| Provision for Loan, Lease, and Other Losses | $1,620 | $2,933 | $2,743 | $2,887 |
| Proceeds from Maturities, Prepayments and Calls of Debt Securities, Available-for-sale | $7,497 | $8,581 | $5,842 | $8,537 |
| Depreciation, Nonproduction | $3,799 | $3,301 | $2,543 | $2,447 |
| Proceeds from Maturities, Prepayments and Calls of Held-to-maturity Securities | $26,110 | $43,929 | $7,021 | $7,942 |
| Share-based Payment Arrangement, Noncash Expense | $527 | $483 | $760 | $760 |
| Proceeds from Sale of Debt Securities, Available-for-sale | $20,249 | $20,249 | $8,965 | $8,965 |
| Amortization of Intangible Assets | $330 | $330 | $329 | $330 |
| Payments to Acquire Debt Securities, Available-for-sale | $17,652 | $6,678 | $22,255 | $19,740 |
| Gains (Losses) on Sales of Other Real Estate | $599 | $161 | $77 | $77 |
| Payments to Acquire Held-to-maturity Securities | $3,988 | $4,546 | $2,352 | $2,704 |
| Impairment of Real Estate | $23 | $23 | $1,676 | $1,676 |
| PaymentsToAcquireEquitySecuritiesFvNi | — | — | $1,029 | $1,029 |
| Payments for Origination and Purchases of Loans Held-for-sale | $4,832 | $10,641 | $5,084 | $3,602 |
| Proceeds from Sale of Foreclosed Assets | $1,041 | $1,826 | $612 | $612 |
| Proceeds from Sale of Other Loans Held-for-sale | $4,770 | $10,692 | $6,292 | $4,131 |
| Payments for (Proceeds from) Federal Home Loan Bank Stock | $4,223 | $518 | $-1,138 | $-4,194 |
| Gain (Loss) on Sales of Loans, Net | $381 | $414 | $533 | $420 |
| Payments for (Proceeds from) Loans and Leases | $128,056 | $79,106 | $41,982 | $61,865 |
| Gain (Loss) on Disposition of Property Plant Equipment | $-29 | $-29 | $-228 | $-228 |
| Payments to Acquire Property, Plant, and Equipment | $353 | $1,923 | $3,969 | $4,149 |
| Net Cash Provided by (Used in) Investing Activities | $-81,709 | $-38,435 | $-48,009 | $-64,968 |
| Debt Securities, Available-for-sale, Realized Gain (Loss) | $-4,214 | $-4,214 | $97 | $97 |
| Increase (Decrease) in Deferred Charges | $98 | $175 | $170 | $160 |
| Increase (Decrease) in Deferred Income Taxes | $889 | $825 | $576 | $-114 |
| Bank Owned Life Insurance Income | $1,261 | $1,345 | $1,408 | $1,634 |
| IncreaseDecreaseInOperatingLeaseLiability | $-1,073 | $-172 | $-204 | $-222 |
| Increase (Decrease) in Accounts Receivable and Other Operating Assets | $4,932 | $-2,553 | $12,866 | $3,593 |
| Increase (Decrease) in Accounts Payable and Accrued Liabilities | $6,232 | $-4,317 | $1,883 | $3,237 |
| Increase (Decrease) in Deposits | $-19,756 | $23,852 | $160,320 | $121,306 |
| Proceeds from Issuance of Common Stock | $293 | $290 | $315 | $345 |
| Payments of Ordinary Dividends, Common Stock | $5,217 | $5,373 | $5,967 | $6,482 |
| Proceeds from (Repayments of) Short-term Debt | $-19,147 | $19,991 | $-47,748 | $18,279 |
| Payments for Repurchase of Common Stock | $1,496 | $4,032 | $4,032 | — |
| Proceeds from Issuance of Long-term Debt | $80,000 | $90,000 | $90,000 | $90,000 |
| Repayments of Long-term Debt | — | $80,000 | $25,000 | $25,000 |
| Net Cash Provided by (Used in) Financing Activities | $34,677 | $44,728 | $81,920 | $40,905 |
| Interest Paid, Excluding Capitalized Interest, Operating Activities | $23,825 | $32,138 | $34,177 | $33,690 |
| Income Taxes Paid, Net | $6,126 | $5,383 | $8,483 | $8,849 |
| Real Estate Owned, Transfer to Real Estate Owned | $225 | $271 | $230 | $230 |