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FITBM • CIK 0000035527
| (in thousands, except per share data) | FY 2023 | FY 2024 | FY 2025 | TTM |
|---|---|---|---|---|
| Interest and Fee Income, Loans and Leases | $7,334,000 | $7,477,000 | $7,466,000 | $8,670,000 |
| Interest and Dividend Income, Securities, Operating | $1,770,000 | $1,839,000 | $1,785,000 | $1,974,000 |
| Other Interest and Dividend Income | $656,000 | $1,110,000 | $652,000 | $686,000 |
| Interest Income (Expense), Net | $5,827,000 | $5,630,000 | $5,982,000 | $7,199,000 |
| Interest and Dividend Income, Operating | $9,760,000 | $10,426,000 | $9,903,000 | $11,330,000 |
| Provision for Loan, Lease, and Other Losses | $515,000 | $530,000 | $662,000 | $671,000 |
| Interest Income (Expense), after Provision for Loan Loss | $5,312,000 | $5,100,000 | $5,320,000 | $6,528,000 |
| Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling Interest | $2,988,000 | $2,916,000 | $3,211,000 | $2,993,000 |
| Income Tax Expense (Benefit) | $639,000 | $602,000 | $689,000 | $647,000 |
| Net Income (Loss) Attributable to Parent | $2,349,000 | $2,314,000 | $2,522,000 | $2,346,000 |
| Dividends, Preferred Stock | $137,000 | $159,000 | $146,000 | $148,000 |
| Net Income (Loss) Available to Common Stockholders, Basic | $2,212,000 | $2,155,000 | $2,376,000 | $2,198,000 |
| Interest Expense, Deposits | $2,929,000 | $3,736,000 | $2,952,000 | $3,181,000 |
| Interest Expense, Short-term Borrowings | — | — | $215,000 | $139,000 |
| Interest Expense, Long-term Debt | $742,000 | $892,000 | $754,000 | $811,000 |
| InterestExpenseOperating | — | $4,796,000 | $3,921,000 | $4,131,000 |
| Investment Banking, Advisory, Brokerage, and Underwriting Fees and Commissions | $581,000 | $647,000 | $704,000 | $855,000 |
| Fees and Commissions, Mortgage Banking and Servicing | $250,000 | $211,000 | $227,000 | $197,000 |
| Noninterest Income, Other Operating Income | $207,000 | $12,000 | $126,000 | $146,000 |
| Debt and Equity Securities, Gain (Loss) | $18,000 | $15,000 | $13,000 | $14,000 |
| Noninterest Income | $2,881,000 | $2,849,000 | $3,035,000 | $3,545,000 |
| Labor and Related Expense | $2,694,000 | $2,763,000 | $2,815,000 | $3,907,000 |
| Communications and Information Technology | $464,000 | $474,000 | $516,000 | $719,000 |
| Occupancy, Net | $331,000 | $339,000 | $349,000 | $473,000 |
| Equipment Expense | $148,000 | $153,000 | $169,000 | $202,000 |
| Operating Lease, Expense | $121,000 | $132,000 | $146,000 | $175,000 |
| Marketing Expense | $126,000 | $115,000 | $142,000 | $185,000 |
| Other Noninterest Expense | $1,237,000 | $973,000 | $915,000 | $1,226,000 |
| Noninterest Expense | $5,205,000 | $5,033,000 | $5,144,000 | $7,080,000 |
| Weighted Average Number of Shares Outstanding, Basic | 684,172,079 | 682,160,985 | 668,139,706 | 865,825,472 |
| Weighted Average Number of Shares Outstanding, Diluted | 687,678,291 | 687,300,837 | 672,502,856 | 870,824,449 |
| Derivative Instruments Not Designated as Hedging Instruments, Gain (Loss), Net | $-43,000 | $-88,000 | — | $-88,000 |
| Current Federal Tax Expense (Benefit) | $647,000 | $452,000 | $476,000 | $476,000 |
| Current State and Local Tax Expense (Benefit) | $96,000 | $75,000 | $76,000 | $76,000 |
| Current Foreign Tax Expense (Benefit) | $2,000 | $3,000 | $-3,000 | $-3,000 |
| Current Income Tax Expense (Benefit) | $745,000 | $530,000 | $549,000 | $549,000 |
| Deferred Federal Income Tax Expense (Benefit) | $-81,000 | $84,000 | $129,000 | $129,000 |
| Deferred State and Local Income Tax Expense (Benefit) | $-23,000 | $-13,000 | $12,000 | $12,000 |
| Deferred Foreign Income Tax Expense (Benefit) | $-2,000 | $1,000 | $-1,000 | $-1,000 |
| Deferred Income Tax Expense (Benefit) | $-106,000 | $72,000 | $140,000 | $152,000 |
| Incremental Common Shares Attributable to Dilutive Effect of Share-based Payment Arrangements | 4,000,000 | 5,000,000 | 5,000,000 | 5,000,000 |
| Antidilutive Securities Excluded from Computation of Earnings Per Share, Amount | 6,000,000 | 1,000,000 | 1,000,000 | 1,000,000 |
| Other Comprehensive Income (Loss), Net of Tax | $623,000 | $-149,000 | $1,526,000 | $1,526,000 |
| Other Expenses | $184,000 | $178,000 | $227,000 | $227,000 |
| (in thousands, except per share data) | FY 2023 | FY 2024 | FY 2025 | TTM |
|---|---|---|---|---|
| Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents | $3,142,000 | $3,014,000 | $3,499,000 | $4,374,000 |
| Other Short-term Investments | $22,082,000 | $17,120,000 | $18,876,000 | $19,350,000 |
| DebtSecuritiesAvailableForSaleExcludingAccruedInterest | $50,419,000 | $39,547,000 | $36,159,000 | $44,466,000 |
| DebtSecuritiesHeldToMaturityExcludingAccruedInterestAfterAllowanceForCreditLoss | $2,000 | $11,278,000 | $11,368,000 | $18,404,000 |
| Debt Securities, Trading | $899,000 | $1,185,000 | $1,057,000 | $1,853,000 |
| Equity Securities, FV-NI | $613,000 | $341,000 | $453,000 | $495,000 |
| Financing Receivable, Held-for-Sale | $378,000 | $640,000 | $733,000 | $866,000 |
| FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss | $117,234,000 | $119,791,000 | $122,651,000 | $178,528,000 |
| FinancingReceivableAllowanceForCreditLossExcludingAccruedInterest | $2,322,000 | $2,352,000 | $2,253,000 | $2,918,000 |
| FinancingReceivableExcludingAccruedInterestAfterAllowanceForCreditLoss | $114,912,000 | $117,439,000 | $120,398,000 | $175,610,000 |
| Property, Plant and Equipment, Net | $2,349,000 | $2,475,000 | $2,734,000 | $3,343,000 |
| Net Investment in Lease | $459,000 | $319,000 | $374,000 | $374,000 |
| Goodwill | $4,919,000 | $4,918,000 | $4,947,000 | $9,990,000 |
| Intangible Assets, Net (Excluding Goodwill) | $125,000 | $90,000 | $69,000 | $1,253,000 |
| Servicing Asset at Amortized Cost | $1,737,000 | $1,704,000 | $1,598,000 | $1,607,000 |
| Other Assets | $12,538,000 | $12,857,000 | $12,111,000 | $18,569,000 |
| Assets | $214,574,000 | $212,927,000 | $214,376,000 | $300,180,000 |
| Deposits | $168,912,000 | $167,252,000 | $171,819,000 | $234,141,000 |
| Short-term Debt | — | — | $926,000 | $4,633,000 |
| Accrued Liabilities | $2,195,000 | $2,137,000 | $2,083,000 | $3,022,000 |
| Other Liabilities | $4,861,000 | $4,902,000 | $4,235,000 | $6,266,000 |
| Long-term Debt | $16,380,000 | $14,337,000 | $13,589,000 | $17,636,000 |
| Liabilities | $195,402,000 | $193,282,000 | $192,652,000 | $265,698,000 |
| Common Stock, Value, Issued | $2,051,000 | $2,051,000 | $2,051,000 | $2,585,000 |
| Preferred Stock, Value, Issued | $2,116,000 | $2,116,000 | $1,770,000 | $2,182,000 |
| Additional Paid in Capital | $3,757,000 | $3,804,000 | $3,831,000 | $15,603,000 |
| Retained Earnings (Accumulated Deficit) | $22,997,000 | $24,150,000 | $25,488,000 | $25,645,000 |
| Accumulated Other Comprehensive Income (Loss), Net of Tax | $-4,487,000 | $-4,636,000 | $-3,110,000 | $-3,286,000 |
| Treasury Stock, Value | $7,262,000 | $7,840,000 | $8,306,000 | $8,247,000 |
| Stockholders' Equity Attributable to Parent | $19,172,000 | $19,645,000 | $21,724,000 | $34,482,000 |
| Noninterest-bearing Deposit Liabilities | $43,146,000 | $41,038,000 | $42,647,000 | $63,928,000 |
| Interest-bearing Deposit Liabilities | $125,766,000 | $126,214,000 | $129,172,000 | $170,213,000 |
| DebtSecuritiesAvailableForSaleAmortizedCostExcludingAccruedInterestAfterAllowanceForCreditLoss | $55,789,000 | $43,878,000 | $39,107,000 | $47,623,000 |
| Debt Securities, Held-to-maturity, Fair Value | $2,000 | $10,965,000 | $11,404,000 | $18,258,000 |
| Disposal Group, Including Discontinued Operation, Property, Plant and Equipment | $19,000 | $14,000 | $9,000 | $18,000 |
| Common Stock, Shares Authorized | 2,000,000,000 | 2,000,000,000 | 2,000,000,000 | 2,000,000,000 |
| Common Stock, Shares, Outstanding | 681,124,810 | 669,853,830 | 661,197,787 | 906,572,635 |
| Treasury Stock, Common, Shares | 242,767,771 | 254,038,751 | 262,694,794 | 257,666,032 |
| Preferred Stock, Shares Authorized | 500,000 | 500,000 | 500,000 | 500,000 |
| Derivative Asset | $2,677,000 | $2,472,000 | $1,868,000 | $2,478,000 |
| Derivative Liability | $2,999,000 | $2,798,000 | $2,034,000 | $2,666,000 |
| VariationMarginReceivableDerivative | — | $403,000 | $270,000 | $412,000 |
| VariationMarginPayableDerivative | — | $1,200,000 | $415,000 | $649,000 |
| Deferred Tax Assets, Other Comprehensive Loss | $1,395,000 | $1,459,000 | $973,000 | $973,000 |
| Deferred Tax Assets, Tax Deferred Expense, Reserves and Accruals, Provision for Loan Losses | $488,000 | $494,000 | $473,000 | $473,000 |
| Deferred Tax Assets, Net | $1,437,000 | $1,427,000 | $862,000 | $862,000 |
| Deferred Tax Assets, Tax Deferred Expense, Compensation and Benefits | $114,000 | $115,000 | $117,000 | $117,000 |
| Deferred Tax Assets, Tax Deferred Expense, Reserves and Accruals, Reserves | $33,000 | $38,000 | $33,000 | $33,000 |
| Deferred Tax Assets, State Taxes | $43,000 | $35,000 | $25,000 | $25,000 |
| Deferred Tax Assets, Operating Loss Carryforwards, Domestic | $19,000 | $7,000 | $1,000 | $1,000 |
| Deferred Tax Assets, Operating Loss Carryforwards, State and Local | $11,000 | $6,000 | $10,000 | $10,000 |
| Deferred Tax Assets, Other | $135,000 | $138,000 | $103,000 | $103,000 |
| Deferred Tax Assets, Gross | $2,468,000 | $2,519,000 | $1,956,000 | $1,956,000 |
| Deferred Tax Liabilities, Leasing Arrangements | $551,000 | $583,000 | $660,000 | $660,000 |
| Deferred Tax Liabilities, Mortgage Servicing Rights | $141,000 | $153,000 | $161,000 | $161,000 |
| Deferred Tax Liabilities, Property, Plant and Equipment | $68,000 | $76,000 | $111,000 | $111,000 |
| Deferred Tax Liabilities, Goodwill and Intangible Assets | $70,000 | $64,000 | $61,000 | $61,000 |
| Deferred Tax Liabilities, Other | $143,000 | $168,000 | $101,000 | $101,000 |
| Deferred Tax Liabilities, Gross | $1,031,000 | $1,092,000 | $1,094,000 | $1,094,000 |
| (in thousands, except per share data) | FY 2023 | FY 2024 | FY 2025 | TTM |
|---|---|---|---|---|
| Net Income (Loss) Attributable to Parent | $2,349,000 | $2,314,000 | $2,522,000 | $2,346,000 |
| Proceeds from Sale of Loans Held-for-sale | $4,938,000 | $4,066,000 | $5,175,000 | $6,126,000 |
| Payments for Origination and Purchases of Loans Held-for-sale | $4,242,000 | $4,301,000 | $5,206,000 | $6,371,000 |
| Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents, Period Increase (Decrease), Including Exchange Rate Effect | $-324,000 | $-128,000 | $485,000 | $1,402,000 |
| Proceeds from Equity Method Investment, Distribution | $46,000 | $44,000 | $41,000 | $44,000 |
| Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents | $3,142,000 | $3,014,000 | $3,499,000 | $4,574,000 |
| Net Cash Provided by (Used in) Operating Activities | $4,509,000 | $2,824,000 | $4,514,000 | $3,665,000 |
| Provision for Loan, Lease, and Other Losses | $515,000 | $530,000 | $662,000 | $671,000 |
| Depreciation, Amortization and Accretion, Net | $462,000 | $495,000 | $554,000 | $685,000 |
| Proceeds from Maturities, Prepayments and Calls of Debt Securities, Available-for-sale | $4,235,000 | $5,814,000 | $7,497,000 | $8,062,000 |
| Share-based Payment Arrangement, Noncash Expense | $169,000 | $164,000 | $163,000 | $243,000 |
| Deferred Income Tax Expense (Benefit) | $-106,000 | $72,000 | $140,000 | $152,000 |
| Proceeds from Life Insurance Policy | $14,000 | $34,000 | $38,000 | $59,000 |
| Gain (Loss) on Investments | $31,000 | $20,000 | $27,000 | $27,000 |
| Proceeds from Equity Method Investment, Distribution, Return of Capital | $69,000 | $11,000 | $17,000 | $14,000 |
| Proceeds from Divestiture of Businesses | $0 | $6,000 | $0 | $0 |
| Payments to Acquire Businesses, Gross | $0 | $0 | $36,000 | $36,000 |
| Net Cash Provided by (Used in) Investing Activities | $-9,488,000 | $1,039,000 | $-1,846,000 | $-3,653,000 |
| Increase (Decrease) in Deposits | $5,222,000 | $-1,660,000 | $4,567,000 | $4,726,000 |
| Proceeds from Short-term Debt | — | $4,100,000 | $4,700,000 | $5,700,000 |
| Repayments of Short-term Debt | — | $2,500,000 | $8,500,000 | $5,200,000 |
| Proceeds from Issuance of Long-term Debt | $4,286,000 | $3,249,000 | $1,083,000 | $2,329,000 |
| Repayments of Long-term Debt | $1,657,000 | $5,282,000 | $1,982,000 | $4,687,000 |
| Payments of Dividends | $1,060,000 | $1,176,000 | $1,163,000 | $1,292,000 |
| Payments for Repurchase of Common Stock | $200,000 | $625,000 | $525,000 | $300,000 |
| Payments for Repurchase of Redeemable Preferred Stock | — | — | $350,000 | $350,000 |
| Proceeds from (Payments for) Other Financing Activities | $-55,000 | $-65,000 | $-74,000 | $-101,000 |
| Net Cash Provided by (Used in) Financing Activities | $4,655,000 | $-3,991,000 | $-2,183,000 | $1,390,000 |
| Increase (Decrease) in Debt Securities, Trading, and Equity Securities, FV-NI | $128,000 | $3,000 | $115,000 | $343,000 |
| Increase (Decrease) in Other Operating Assets | $-326,000 | $625,000 | $-715,000 | $-128,000 |
| Increase (Decrease) in Other Operating Liabilities | $162,000 | $70,000 | $-207,000 | $-63,000 |
| Proceeds from Sale of Debt Securities, Available-for-sale | $2,813,000 | $782,000 | $4,959,000 | $8,366,000 |
| Proceeds from Sale of Loans Held-for-investment | $444,000 | $419,000 | $341,000 | $588,000 |
| Proceeds from Sale of Other Property, Plant, and Equipment | — | $24,000 | $0 | $0 |
| Proceeds from Sale of Mortgage Servicing Rights (MSR) | — | $5,000 | $0 | $0 |
| Payments to Acquire Investments | $6,244,000 | $7,129,000 | $8,145,000 | $8,145,000 |
| Payments to Acquire Property, Plant, and Equipment | $491,000 | $414,000 | $584,000 | $644,000 |
| Payments to Acquire Mortgage Servicing Rights (MSR) | $25,000 | $0 | $0 | $0 |
| Payments for (Proceeds from) Short-term Investments | $13,731,000 | $-4,962,000 | $1,756,000 | $-4,944,000 |
| Lessee, Operating Lease, Liability, to be Paid, Year One | $93,000 | $92,000 | $101,000 | $101,000 |
| Lessee, Operating Lease, Liability, to be Paid, Year Two | $86,000 | $86,000 | $95,000 | $95,000 |
| Lessee, Operating Lease, Liability, to be Paid, Year Three | $77,000 | $78,000 | $87,000 | $87,000 |
| Lessee, Operating Lease, Liability, to be Paid, Year Four | $69,000 | $70,000 | $78,000 | $78,000 |
| Lessee, Operating Lease, Liability, to be Paid, Year Five | $61,000 | $60,000 | $69,000 | $69,000 |
| Lessee, Operating Lease, Liability, to be Paid, after Year Five | $369,000 | $397,000 | $546,000 | $546,000 |
| Lessee, Operating Lease, Liability, to be Paid | $755,000 | $783,000 | $976,000 | $976,000 |
| Lessee, Operating Lease, Liability, Undiscounted Excess Amount | $154,000 | $177,000 | $265,000 | $265,000 |
| Operating Lease, Liability | $601,000 | $606,000 | $711,000 | $711,000 |
| Finance Lease, Liability, to be Paid, Year One | $20,000 | $22,000 | $28,000 | $28,000 |
| Finance Lease, Liability, to be Paid, Year Two | $14,000 | $22,000 | $28,000 | $28,000 |
| Finance Lease, Liability, to be Paid, Year Three | $9,000 | $21,000 | $28,000 | $28,000 |
| Finance Lease, Liability, to be Paid, Year Four | $8,000 | $21,000 | $17,000 | $17,000 |
| Finance Lease, Liability, to be Paid, Year Five | $8,000 | $11,000 | $11,000 | $11,000 |
| Finance Lease, Liability, to be Paid, after Year Five | $113,000 | $104,000 | $101,000 | $101,000 |
| Finance Lease, Liability, Payment, Due | $172,000 | $201,000 | $213,000 | $213,000 |
| Finance Lease, Liability, Undiscounted Excess Amount | $38,000 | $40,000 | $39,000 | $39,000 |
| Finance Lease, Liability | $134,000 | $161,000 | $174,000 | $174,000 |