Loading financial statements…
Import this data to Google Sheets with:
=jivedata("FDSB","financials")Full statements spill as a table. For one cell: =jivedata("FDSB","Revenue") or =jivedata("FDSB","Revenue","TTM"). Install the Jive Data add-on, then paste into a cell.
FDSB • CIK 0002012726
| (in thousands, except per share data) | FY 2024 | FY 2025 | TTM |
|---|---|---|---|
| Interest Income (Expense), Net | $10,056 | $12,848 | $14,031 |
| Financing Receivable, Credit Loss, Expense (Reversal) | $-1,100 | $-1,100 | $-1,100 |
| Off-Balance Sheet, Credit Loss, Liability, Credit Loss Expense (Reversal) | $-110 | $10 | $10 |
| Provision for Loan, Lease, and Other Losses | $-1,210 | $10 | $10 |
| Interest Income (Expense), after Provision for Loan Loss | $11,266 | $12,838 | $14,021 |
| Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling Interest | $-1,436 | $4,185 | $2,027 |
| Income Tax Expense (Benefit) | $-358 | $97 | $372 |
| Net Income (Loss) Attributable to Parent | $-1,078 | $4,088 | $1,655 |
| Interest and Fee Income, Loans and Leases | $15,253 | $16,841 | $17,673 |
| Investment Income, Interest and Dividend | $2,574 | $4,083 | $4,231 |
| Other Interest and Dividend Income | $1,450 | $1,134 | $916 |
| Interest and Dividend Income, Operating | $19,277 | $22,058 | $22,820 |
| Interest Expense, Deposits | $9,217 | $9,210 | $8,789 |
| Interest Expense, Federal Home Loan Bank and Federal Reserve Bank Advances, Short-term | $4 | $4 | $4 |
| InterestExpenseOperating | $9,221 | $9,210 | $8,789 |
| Revenue from Contract with Customer, Excluding Assessed Tax | $619 | $605 | $605 |
| Gain (Loss) on Disposition of Property Plant Equipment | $141 | $141 | $141 |
| Gains (Losses) on Sales of Investment Real Estate | — | $14 | $2 |
| Noninterest Income, Other Operating Income | $42 | $38 | $36 |
| Noninterest Income | $11 | $4,430 | $919 |
| Labor and Related Expense | $6,709 | $7,667 | $7,287 |
| Federal Deposit Insurance Corporation Premium Expense | $205 | $215 | $216 |
| Noninterest Expense Directors Fees | $277 | $240 | $237 |
| Information Technology and Data Processing | $1,179 | $1,304 | $1,365 |
| Advertising Expense | $131 | $105 | $146 |
| Other Noninterest Expense | $613 | $856 | $890 |
| Noninterest Expense | $12,713 | $13,083 | $12,913 |
| (in thousands, except per share data) | FY 2024 | FY 2025 | TTM |
|---|---|---|---|
| Cash and Due from Banks | $5,850 | $4,993 | $6,348 |
| Interest-bearing Deposits in Banks and Other Financial Institutions | $32,066 | $28,859 | $12,813 |
| Cash and Cash Equivalents, at Carrying Value | $37,916 | $33,852 | $19,161 |
| DebtSecuritiesAvailableForSaleExcludingAccruedInterest | $92,987 | $99,077 | $94,206 |
| Restricted Investments | $910 | $935 | $946 |
| FinancingReceivableAllowanceForCreditLossExcludingAccruedInterest | $1,699 | $1,699 | $1,699 |
| FinancingReceivableExcludingAccruedInterestAfterAllowanceForCreditLoss | $367,333 | $376,391 | $393,357 |
| Bank Owned Life Insurance | $10,685 | $7,689 | $7,832 |
| Property, Plant and Equipment, Net | $11,923 | $11,636 | $11,875 |
| Accrued Investment Income Receivable | $1,967 | $1,999 | $2,274 |
| Real Estate Acquired Through Foreclosure | $42 | $42 | $45 |
| Deferred Income Tax Assets, Net | $2,447 | $1,722 | $1,803 |
| Other Assets | $1,097 | $1,051 | $626 |
| Assets | $527,307 | $534,394 | $532,125 |
| Advance Payments by Borrowers for Taxes and Insurance | $5,280 | $6,178 | $5,933 |
| Other Liabilities | $4,776 | $5,297 | $5,582 |
| Liabilities | $401,532 | $404,637 | $403,121 |
| Common Stock, Value, Issued | $56 | $54 | $53 |
| Additional Paid in Capital | $53,163 | $51,195 | $50,430 |
| Unearned ESOP Shares | $4,226 | $4,005 | $3,894 |
| Retained Earnings (Accumulated Deficit) | $83,693 | $86,941 | $87,136 |
| Accumulated Other Comprehensive Income (Loss), Net of Tax | $-6,911 | $-4,428 | $-4,721 |
| Stockholders' Equity Attributable to Parent | $125,775 | $129,757 | $129,004 |
| Interest-bearing Deposit Liabilities | $389,860 | $391,364 | $390,091 |
| Noninterest-bearing Deposit Liabilities | $1,616 | $1,798 | $1,515 |
| DebtSecuritiesAvailableForSaleAmortizedCostExcludingAccruedInterestAfterAllowanceForCreditLoss | $101,712 | $104,010 | $99,530 |
| Preferred Stock, Shares Authorized | 1,000,000 | 1,000,000 | 1,000,000 |
| Preferred Stock, Shares Issued | 0 | 0 | 0 |
| Common Stock, Shares Authorized | 20,000,000 | 20,000,000 | 20,000,000 |
| Common Stock, Shares, Issued | 5,559,473 | 5,349,039 | 5,235,658 |
| (in thousands, except per share data) | FY 2024 | FY 2025 | TTM |
|---|---|---|---|
| Net Income (Loss), Including Portion Attributable to Noncontrolling Interest | $-1,078 | $4,088 | $1,655 |
| Net Cash Provided by (Used in) Operating Activities | $-1,054 | $1,326 | $1,972 |
| Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents, Period Increase (Decrease), Excluding Exchange Rate Effect | $18,610 | $-4,064 | $-8,533 |
| Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents | $37,916 | $33,852 | $27,060 |
| Provision for Loan, Lease, and Other Losses | $-1,210 | $10 | $10 |
| Payments to Acquire Debt Securities, Available-for-sale | $54,350 | $18,303 | $9,682 |
| Gain (Loss) on Disposition of Property Plant Equipment | $141 | $141 | $141 |
| Payments for (Proceeds from) Loans Receivable | $1,184 | $9,133 | $13,790 |
| Gains (Losses) on Sales of Investment Real Estate | — | $14 | $2 |
| Proceeds from Life Insurance Policy | — | $6,769 | $6,769 |
| Depreciation | $694 | $671 | $662 |
| Proceeds from Sale of Foreclosed Assets | — | $144 | $44 |
| Amortization of Deferred Loan Origination Fees, Net | $11 | $55 | $5 |
| Proceeds from Sale of Property, Plant, and Equipment | $509 | $509 | $143 |
| Accretion (Amortization) of Discounts and Premiums, Investments | $-248 | $-128 | $-70 |
| Payments to Acquire Property, Plant, and Equipment | $510 | $384 | $712 |
| Debt Securities, Available-for-sale, Realized Loss | $1,144 | $1,144 | $1,144 |
| Net Cash Provided by (Used in) Investing Activities | $-27,484 | $-5,030 | $-491 |
| Deferred Income Tax Expense (Benefit) | $-400 | $65 | $324 |
| Employee Stock Ownership Plan (ESOP), Compensation Expense | $246 | $287 | $317 |
| Share-based Payment Arrangement, Noncash Expense | — | $68 | $68 |
| Increase (Decrease) in Deposits | $1,473 | $1,686 | $-6,637 |
| Increase (Decrease) in Advance Payments by Borrowers for Taxes and Insurance | $928 | $898 | $1,277 |
| Proceeds from (Repurchase of) Equity | — | $-2,944 | $-2,944 |
| Net Cash Provided by (Used in) Financing Activities | $47,148 | $-360 | $-10,014 |
| Interest Paid, Excluding Capitalized Interest, Operating Activities | $8,975 | $9,278 | $9,052 |
| Proceeds from Sale of Debt Securities, Available-for-sale | $28,051 | $15,877 | $16,880 |
| Increase (Decrease) in Accrued Interest Receivable, Net | $210 | $32 | $60 |
| Increase (Decrease) in Other Operating Assets | $95 | $-46 | $104 |
| Increase (Decrease) in Other Operating Liabilities | $141 | $-138 | $-980 |