Loading financial statements…
Import this data to Google Sheets with:
=jivedata("FCCO","financials")Full statements spill as a table. For one cell: =jivedata("FCCO","Revenue") or =jivedata("FCCO","Revenue","TTM"). Install the Jive Data add-on, then paste into a cell.
FCCO • CIK 0000932781
| (in thousands, except per share data) | FY 2023 | FY 2024 | FY 2025 | TTM |
|---|---|---|---|---|
| Interest and Fee Income, Loans and Leases | $52,317 | $66,431 | $73,655 | $83,760 |
| Interest Income, Securities, Operating, Taxable | $16,715 | $16,084 | $15,548 | $15,466 |
| Interest Income, Securities, Operating, Tax Exempt | $1,471 | $1,420 | $1,378 | $1,352 |
| Interest Income (Expense), Net | $48,892 | $52,040 | $62,022 | $70,178 |
| Other Interest and Dividend Income | $2,194 | $5,487 | $6,473 | $6,435 |
| Provision for Other Credit Losses | $1,129 | $809 | $770 | $889 |
| Interest and Dividend Income, Operating | $72,697 | $89,422 | $97,054 | $107,013 |
| Interest Income (Expense), after Provision for Loan Loss | $47,763 | $51,231 | $61,252 | $69,289 |
| Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling Interest | — | — | $24,859 | $28,668 |
| Income Tax Expense (Benefit) | $3,197 | $3,815 | $5,654 | $5,553 |
| Net Income (Loss) Attributable to Parent | $11,843 | $13,955 | $19,205 | $23,115 |
| Interest Expense, Domestic Deposits | $16,563 | $31,173 | $31,247 | $33,361 |
| Interest Expense, Securities Sold under Agreements to Repurchase | $1,658 | $2,183 | $2,713 | $2,449 |
| Interest Expense, Other | $5,584 | $4,026 | $1,072 | $1,025 |
| Interest Expense | $23,805 | $37,382 | $35,032 | $36,835 |
| Revenue from Contract with Customer, Including Assessed Tax | $963 | $952 | $922 | $913 |
| Fees and Commissions, Mortgage Banking and Servicing | $1,406 | $2,368 | $3,270 | $3,383 |
| Investment Banking Revenue | $4,511 | $6,181 | $7,565 | $8,565 |
| Debt Securities, Gain (Loss) | $-1,249 | $-1,249 | $-1,249 | $-1,249 |
| Gains (Losses) on Sales of Other Real Estate | $151 | $151 | $127 | $127 |
| Gain (Loss) on Disposition of Other Assets | $-73 | $-5 | $-5 | $-5 |
| Bank Owned Life Insurance Income | $121 | $105 | $190 | $190 |
| Noninterest Income, Other Operating Income | $4,518 | $4,403 | $4,871 | $5,029 |
| Noninterest Income | $10,421 | $14,004 | $16,945 | $19,184 |
| Labor and Related Expense | $25,864 | $29,263 | $31,949 | $35,238 |
| Occupancy, Net | $3,157 | $3,094 | $3,142 | $3,303 |
| Equipment Expense | $1,566 | $1,451 | $1,552 | $1,557 |
| Marketing and Advertising Expense | $1,496 | $1,511 | $1,821 | $1,948 |
| Federal Deposit Insurance Corporation Premium Expense | $904 | $1,177 | $1,117 | $1,109 |
| Foreclosed Real Estate Expense | $-112 | $103 | $138 | $138 |
| Amortization of Intangible Assets | $158 | $158 | $158 | $276 |
| Other Noninterest Expense | $10,111 | $10,708 | $12,197 | $13,010 |
| Noninterest Expense | $43,144 | $47,465 | $53,338 | $59,805 |
| (in thousands, except per share data) | FY 2023 | FY 2024 | FY 2025 | TTM |
|---|---|---|---|---|
| Cash and Due from Banks | $27,908 | $26,373 | $23,876 | $31,667 |
| Interest-bearing Deposits in Banks and Other Financial Institutions | $66,787 | $123,455 | $137,184 | $130,516 |
| Debt Securities, Available-for-sale | $282,226 | $279,582 | $294,109 | $322,596 |
| Debt Securities, Held-to-maturity | $217,170 | $209,413 | $195,116 | $184,960 |
| Other Investments and Securities, at Cost | $6,800 | $2,679 | $2,942 | $3,252 |
| Financing Receivable, Held-for-Sale, Not Part of Disposal Group, after Valuation Allowance | $4,433 | $9,662 | $10,737 | $11,946 |
| Loans and Leases Receivable, Gross | $1,134,019 | $1,220,542 | $1,311,019 | $1,578,292 |
| Loans and Leases Receivable, Allowance | $12,267 | $13,135 | $13,806 | $18,515 |
| Loans and Leases Receivable, Net Amount | $1,121,752 | $1,207,407 | $1,297,213 | $1,559,777 |
| Property, Plant and Equipment, Net | $30,589 | $29,975 | $29,342 | $29,527 |
| Operating Lease, Right-of-Use Asset | $3,248 | $2,477 | $2,192 | $2,254 |
| Bank Owned Life Insurance | $30,174 | $30,973 | $31,801 | $32,224 |
| Other Real Estate and Foreclosed Assets | $622 | $543 | $168 | $168 |
| Finite-Lived Intangible Assets, Net | $604 | $446 | $289 | $2,681 |
| Goodwill | $14,637 | $14,637 | $14,637 | $29,399 |
| Prepaid Expense and Other Assets | $20,738 | $20,399 | $18,126 | $31,381 |
| Assets | $1,827,688 | $1,958,021 | $2,057,732 | $2,372,348 |
| Securities Sold under Agreements to Repurchase | $62,863 | $103,110 | $107,189 | $96,546 |
| Junior Subordinated Notes | $14,964 | $14,964 | $14,964 | $14,964 |
| Operating Lease, Liability | $3,426 | $2,646 | $2,373 | $2,438 |
| Other Liabilities | $14,375 | $16,906 | $16,105 | $5,575 |
| Liabilities | $1,696,629 | $1,813,527 | $1,890,175 | $2,144,363 |
| Common Stock, Value, Issued | $7,606 | $7,644 | $7,693 | $9,400 |
| Additional Paid in Capital, Common Stock | $93,167 | $93,834 | $94,909 | $143,994 |
| Retained Earnings (Accumulated Deficit) | $56,296 | $65,836 | $80,291 | $90,391 |
| Accumulated Other Comprehensive Income (Loss), Net of Tax | $-28,191 | $-25,459 | $-18,401 | $-18,224 |
| Stockholders' Equity Attributable to Parent | $131,059 | $144,494 | $167,557 | $227,985 |
| Noninterest-bearing Deposit Liabilities, Domestic | $432,333 | $462,717 | $467,265 | $527,904 |
| Interest-bearing Deposit Liabilities, Domestic | $1,078,668 | $1,213,184 | $1,282,279 | $1,496,936 |
| Deposits | $1,511,001 | $1,675,901 | $1,749,544 | $2,024,840 |
| Debt Securities, Held-to-maturity, Fair Value | $205,518 | $196,040 | $188,563 | $176,752 |
| Preferred Stock, Shares Authorized | 10,000,000 | 10,000,000 | 10,000,000 | 10,000,000 |
| Preferred Stock, Shares Issued | 0 | 0 | 0 | 0 |
| Common Stock, Shares Authorized | 20,000,000 | 20,000,000 | 20,000,000 | 20,000,000 |
| Common Stock, Shares, Issued | 7,606,172 | 7,644,424 | 7,693,215 | 9,399,731 |
| (in thousands, except per share data) | FY 2023 | FY 2024 | FY 2025 | TTM |
|---|---|---|---|---|
| Net Income (Loss) Attributable to Parent | $11,843 | $13,955 | $19,205 | $23,115 |
| Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents, Period Increase (Decrease), Excluding Exchange Rate Effect | $57,294 | $55,133 | $11,232 | $-21,285 |
| Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents | $94,695 | $149,828 | $161,060 | $179,135 |
| Depreciation, Nonproduction | $1,760 | $1,706 | $1,713 | $1,745 |
| Proceeds from Sale of Debt Securities, Available-for-sale | $38,662 | $38,662 | $38,662 | $38,662 |
| Payments to Acquire Debt Securities, Available-for-sale | $6,025 | $17,733 | $42,539 | $44,577 |
| Payments to Acquire Other Investments | $2,589 | $-1,766 | $303 | $225 |
| Provision for Loan, Lease, and Other Losses | $1,129 | $809 | $770 | $889 |
| Proceeds from Maturities, Prepayments and Calls of Debt Securities, Available-for-sale | $21,891 | $27,628 | $38,259 | $55,618 |
| Proceeds from Maturities, Prepayments and Calls of Held-to-maturity Securities | $12,074 | $8,391 | $14,999 | $17,549 |
| Gains (Losses) on Sales of Other Real Estate | $151 | $151 | $127 | $127 |
| Increase (Decrease) in Other Loans | $153,029 | $86,588 | $90,528 | $122,596 |
| Payments for Origination and Purchases of Loans Held-for-sale | $50,253 | $79,376 | $115,479 | $117,588 |
| Proceeds from Sale of Other Real Estate | $419 | $419 | $377 | $377 |
| Proceeds from Sale of Loans Held-for-sale | $47,599 | $76,497 | $117,659 | $119,980 |
| Payments to Acquire Property, Plant, and Equipment | $1,071 | $1,097 | $1,110 | $1,024 |
| Proceeds from Sale and Collection of Loans Held-for-sale | — | $2,350 | $3,255 | $3,255 |
| Payments for (Proceeds from) Productive Assets | $-115 | $-115 | $-30 | $-30 |
| Amortization of Intangible Assets | $158 | $158 | $158 | $276 |
| Net Cash Provided by (Used in) Investing Activities | $-89,668 | $-67,633 | $-80,815 | $-59,322 |
| Debt Securities, Available-for-sale, Unrealized Loss | $1,249 | $1,249 | $1,249 | — |
| Increase (Decrease) in Equity Securities, FV-NI | $-19 | $-20 | $2 | $2 |
| Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Accretable Yield, Accretion | $81 | $81 | $81 | $81 |
| Gain (Loss) on Disposition of Other Assets | $-73 | $-5 | $-5 | $-5 |
| Share-based Payment Arrangement, Noncash Expense | — | — | $1,164 | $1,105 |
| Increase (Decrease) in Other Operating Assets | $1,628 | $-1,302 | $-1,483 | $3,777 |
| Increase (Decrease) in Other Operating Liabilities | $3,658 | $1,868 | $-1,125 | $-12,198 |
| Net Cash Provided by (Used in) Operating Activities | $12,226 | $10,871 | $18,689 | $7,928 |
| Increase (Decrease) in Deposits | $125,619 | $164,900 | $73,643 | $42,641 |
| Increase (Decrease) in Federal Funds Sold | $-22,000 | $-22,000 | $-22,000 | $3,656 |
| Proceeds from FHLBank Borrowings, Financing Activities | $289,000 | $289,000 | $289,000 | $289,000 |
| Payments of FHLBank Borrowings, Financing Activities | $249,000 | $90,000 | $90,000 | $90,000 |
| Proceeds from (Payments for) in Securities Sold under Agreements to Repurchase | $-5,880 | $40,247 | $4,079 | $-7,094 |
| Proceeds from Issuance of Common Stock, Dividend Reinvestment Plan | $438 | $410 | $386 | $381 |
| Payments of Ordinary Dividends, Common Stock | $4,235 | $4,415 | $4,750 | $5,447 |
| Net Cash Provided by (Used in) Financing Activities | $134,736 | $111,895 | $73,358 | $30,109 |
| Interest Paid, Excluding Capitalized Interest, Operating Activities | $20,750 | $33,235 | $33,783 | $34,578 |
| Income Taxes Paid | $3,574 | $3,761 | $5,504 | $1,820 |
| Debt Securities, Available-for-sale, Unrealized Gain (Loss) | $2,871 | $1,370 | $7,300 | $3,433 |
| Real Estate Owned, Transfer to Real Estate Owned | $44 | $44 | $44 | $44 |
| Operating Lease, Cost | $835 | $835 | $835 | — |