CITIZENS FINANCIAL SERVICES, INC. (CZFS)

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=jivedata("CZFS","financials")

Full statements spill as a table. For one cell: =jivedata("CZFS","Revenue") or =jivedata("CZFS","Revenue","TTM"). Install the Jive Data add-on, then paste into a cell.

CITIZENS FINANCIAL SERVICES, INC.

CZFS • CIK 0000739421

(in thousands, except per share data)	FY 2023	FY 2024	FY 2025	TTM
Net Income (Loss) Attributable to Parent	$17,811	$27,818	$36,572	$41,051
Weighted Average Number of Shares Outstanding, Basic	4,382,573	4,750,185	4,797,520	4,797,982
Incremental Common Shares Attributable to Dilutive Effect of Share-based Payment Arrangements	0	4,881	2,573	3,200
Weighted Average Number of Shares Outstanding, Diluted	4,382,573	4,755,066	4,800,093	4,801,182
Interest and Dividend Income, Operating	$127,118	$154,317	$159,168	$161,187
Debt and Equity Securities, Gain (Loss)	$-144	$145	$67	$161
Other Noninterest Expense	$9,275	$11,750	$11,443	$11,757
Comprehensive Income (Loss), Net of Tax, Attributable to Parent	$26,041	$29,208	$47,716	$48,715

(in thousands, except per share data)	FY 2023	FY 2024	FY 2025	TTM
Cash and Due from Banks	$37,733	$30,284	$23,933	$30,343
Interest-bearing Deposits in Banks and Other Financial Institutions	$15,085	$11,918	$10,358	$9,086
Cash and Cash Equivalents, at Carrying Value	$52,818	$42,202	$34,291	$39,429
Assets	$2,975,321	$3,025,724	$3,064,564	$3,192,116
Marketable Securities	$1,938	$1,747	$1,815	$1,930
Liabilities	$2,695,655	$2,725,990	$2,726,513	$2,839,283
Debt Securities, Available-for-sale	$417,601	$425,912	$444,741	$491,311
Financing Receivable, Held-for-Sale	$9,379	$9,607	$9,393	$10,369
Stockholders' Equity Attributable to Parent	$279,666	$299,734	$338,051	$352,833
Financing Receivable, after Allowance for Credit Loss	$2,227,683	$2,291,543	$2,327,816	$2,371,469
Property, Plant and Equipment, Net	$21,384	$21,395	$20,998	$20,660
Interest Receivable	$11,043	$10,307	$10,698	$10,922
Goodwill	$85,758	$85,758	$85,758	$85,758
Bank Owned Life Insurance	$49,897	$50,341	$51,501	$74,465
Intangible Assets, Net (Excluding Goodwill)	$3,650	$2,892	$2,221	$1,934
Derivative Asset	$13,687	$10,370	$6,927	$6,755
Deferred Income Tax Assets, Net	$17,339	$15,199	$11,440	$11,443
Other Assets	$59,074	$54,631	$53,145	$62,347
Deposits	$2,321,481	$2,382,028	$2,376,979	$2,394,537
Debt and Lease Obligation	$322,036	$297,721	$309,448	$394,024
Interest Payable	$4,298	$4,693	$3,130	$3,358
Derivative Liability	$7,922	$5,817	$4,100	$3,948
Other Liabilities	$39,918	$35,731	$32,856	$43,416
Preferred Stock, Value, Issued	$0	$0	$0	$0
Common Stock, Value, Issued	$5,161	$5,208	$5,256	$5,263
Additional Paid in Capital	$143,233	$144,984	$147,965	$148,341
Retained Earnings (Accumulated Deficit)	$172,975	$189,443	$213,623	$229,333
Accumulated Other Comprehensive Income (Loss), Net of Tax	$-24,911	$-23,521	$-12,377	$-13,362
Treasury Stock, Value	$16,792	$16,380	$16,416	$16,742
Noninterest-bearing Deposit Liabilities	$523,784	$532,776	$516,657	$495,914
Interest-bearing Deposit Liabilities	$1,797,697	$1,849,252	$1,860,322	$1,898,623
Financing Receivable, Allowance for Credit Loss	$21,153	$21,699	$22,806	$23,559
Preferred Stock, Shares Authorized	3,000,000	3,000,000	3,000,000	3,000,000
Preferred Stock, Shares Issued	0	0	0	0
Common Stock, Shares Authorized	25,000,000	25,000,000	25,000,000	25,000,000
Common Stock, Shares, Issued	5,160,754	5,207,577	5,255,807	5,262,935
Treasury Stock, Common, Shares	453,760	447,965	448,727	453,654

(in thousands, except per share data)	FY 2023	FY 2024	FY 2025	TTM
Lessee, Operating Lease, Liability, to be Paid, Year One	$1,785	$1,779	$1,921	$1,921
Lessee, Operating Lease, Liability, to be Paid, Year Two	$1,671	$1,663	$1,951	$1,951
Lessee, Operating Lease, Liability, to be Paid, Year Three	$1,621	$1,644	$1,863	$1,863
Lessee, Operating Lease, Liability, to be Paid, Year Four	$1,624	$1,557	$1,643	$1,643
Lessee, Operating Lease, Liability, to be Paid, Year Five	$1,537	$1,324	$1,392	$1,392
Lessee, Operating Lease, Liability, to be Paid, after Year Five	$5,406	$4,170	$4,285	$4,285
Lessee, Operating Lease, Liability, to be Paid	$13,644	$12,137	$13,055	$13,055
Lessee, Operating Lease, Liability, Undiscounted Excess Amount	$2,456	$2,042	$2,278	$2,278
Operating Lease, Liability	$11,188	$10,095	$10,777	$10,777
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents	$52,818	$42,202	$34,291	$30,610
Net Income (Loss) Attributable to Parent	$17,811	$27,818	$36,572	$41,051
Debt and Equity Securities, Gain (Loss)	$-144	$145	$67	$161
Other Operating Activities, Cash Flow Statement	$668	$2,732	$568	$-8,032
Proceeds from Sale and Maturity of Marketable Securities	$127	$335	$0	$0
Payments of Ordinary Dividends, Common Stock	$8,503	$9,302	$9,548	$9,658
Proceeds from (Repayments of) Short-term Debt	$-34,569	$9,279	$52,705	$122,292
Payments for Repurchase of Common Stock	$265	$202	$358	$367
Proceeds from Sale of Treasury Stock	$34	$0	$0	$0
Proceeds from Issuance of Common Stock	—	$16	$68	$71
Net Cash Provided by (Used in) Operating Activities	$26,537	$33,182	$36,534	$37,534
Net Cash Provided by (Used in) Investing Activities	$59,465	$-69,073	$-40,076	$-219,615
Net Cash Provided by (Used in) Financing Activities	$-59,395	$25,275	$-4,369	$172,026
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents, Period Increase (Decrease), Excluding Exchange Rate Effect	$26,607	$-10,616	$-7,911	$-10,055

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Import this data to Google Sheets with:

=jivedata("CZFS","financials")

Full statements spill as a table. For one cell: =jivedata("CZFS","Revenue") or =jivedata("CZFS","Revenue","TTM"). Install the Jive Data add-on, then paste into a cell.