CASS INFORMATION SYSTEMS, INC. (CASS)

Import this data to Google Sheets with:

=jivedata("CASS","financials")

Full statements spill as a table. For one cell: =jivedata("CASS","Revenue") or =jivedata("CASS","Revenue","TTM"). Install the Jive Data add-on, then paste into a cell.

CASS INFORMATION SYSTEMS, INC.

CASS • CIK 0000708781

(in thousands, except per share data)	FY 2023	FY 2024	FY 2025	TTM
Interest Income (Expense), Net	$66,494	$67,787	$81,240	$85,255
Financing Receivable, Credit Loss, Expense (Reversal)	$-550	$447	$348	$10
Interest Income (Expense), after Provision for Loan Loss	$67,044	$67,340	$80,892	$85,245
Revenues	$197,511	$199,189	$190,750	$198,990
Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling Interest	$37,356	$24,219	$38,759	$45,661
Income Tax Expense (Benefit)	$7,297	$5,051	$7,647	$8,945
Income (Loss) from Continuing Operations, Net of Tax, Attributable to Parent	—	—	$31,112	$36,716
Share-based Payment Arrangement, Noncash Expense	$4,139	$3,167	$4,186	$4,596
Defined Benefit Plan, Net Periodic Benefit Cost (Credit)	—	$4,172	$0	$0
Gain (Loss) on Sale of Investments	—	—	$-3,534	$52
Revenue Not from Contract with Customer, Other	—	—	$6,865	$7,643
Income (Loss) from Discontinued Operations, Net of Tax, Attributable to Parent	—	—	$4,004	$-2
Net Income (Loss) Attributable to Parent	$30,059	$19,168	$35,116	$36,714
Revenue from Contract with Customer, Excluding Assessed Tax	$126,614	$127,251	$107,997	$107,604
Noninterest Income	$130,467	$131,849	$109,858	$113,745
Interest and Fee Income, Loans and Leases	$50,825	$55,362	$62,340	$62,386
Interest and Dividend Income, Operating	$82,760	$88,045	$97,566	$101,247
Interest Expense, Deposits	$16,150	$20,257	$16,318	$15,782
Interest Expense, Short-term Borrowings	$116	$1	$8	$210
InterestExpenseOperating	—	$20,258	$16,326	$15,992
Labor and Related Expense	$118,694	$123,391	$110,066	$109,399
Occupancy, Net	$3,560	$3,446	$2,767	$2,761
Equipment Expense	$7,138	$8,305	$9,917	$10,269
Amortization of Intangible Assets	$780	$739	$1,172	$1,172
Other Noninterest Expense	$29,983	$31,242	$30,069	$31,487
Noninterest Expense	$160,155	$174,970	$151,991	$153,329
Interest Income, Securities, Operating, Taxable	$14,118	$13,423	$17,328	$21,141
Interest Income, Securities, Operating, Tax Exempt	$4,097	$3,508	$4,064	$5,379
Shares, Outstanding	13,582,375	13,504,104	12,917,637	12,917,637
Stock Repurchased During Period, Shares	150,541	167,455	617,415	491,396
Shares Issued, Shares, Share-based Payment Arrangement, Forfeited	398	710	2,483	2,483
Stock Issued During Period, Shares, Restricted Stock Award, Gross	12,780	11,167	—	11,167
Stock Issued During Period, Shares, Conversion of Units	9,843	16,484	16,008	16,008
Shares Issued, Shares, Share-based Payment Arrangement, after Forfeiture	22,415	22,030	—	22,030
Weighted Average Number of Shares Outstanding, Basic	13,530,005	13,501,930	13,181,884	12,687,884
Share-based Payment Arrangement, Shares Withheld for Tax Withholding Obligation	—	—	37,925	37,925
Weighted Average Number Diluted Shares Outstanding Adjustment	286,011	275,641	281,415	305,443
Weighted Average Number of Shares Outstanding, Diluted	13,816,016	13,777,571	13,463,299	12,993,327

(in thousands, except per share data)	FY 2023	FY 2024	FY 2025	TTM
Cash and Due from Banks	$20,908	$19,328	$26,129	$41,124
Short-term Investments	$351,560	$330,400	$366,139	$187,349
Cash, Cash Equivalents, and Short-term Investments	$372,468	$349,728	$392,268	$228,473
Disposal Group, Including Discontinued Operation, Assets	—	—	$0	$0
DebtSecuritiesAvailableForSaleExcludingAccruedInterest	$627,117	$528,021	$770,772	$736,790
FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss	$1,014,318	$1,081,989	$1,061,217	$1,103,039
FinancingReceivableAllowanceForCreditLossExcludingAccruedInterest	$13,089	$13,395	$13,597	$14,374
FinancingReceivableExcludingAccruedInterestAfterAllowanceForCreditLoss	$1,001,229	$1,068,594	$1,047,620	$1,088,665
Property, Plant and Equipment, Net	$30,093	$34,174	$29,449	$29,848
Bank Owned Life Insurance	$49,159	$50,325	$52,195	$53,161
Goodwill	$17,309	$21,352	$16,164	$16,164
Intangible Assets, Net (Excluding Goodwill)	$3,345	$5,007	$3,728	$3,142
Receivables from Customers	$110,651	$55,906	$69,425	$44,690
Other Assets	$68,390	$73,444	$59,889	$65,665
Assets	$2,478,622	$2,395,081	$2,606,024	$2,516,212
Other Liabilities	$36,630	$48,859	$38,135	$46,882
Liabilities	$2,248,813	$2,166,051	$2,363,026	$2,271,548
Preferred Stock, Value, Issued	$0	$0	$0	$0
Common Stock, Value, Outstanding	$7,753	$7,753	$7,753	$7,753
Additional Paid in Capital, Common Stock	$208,007	$205,593	$207,052	$206,971
Retained Earnings (Accumulated Deficit)	$145,782	$148,487	$167,092	$178,287
Treasury Stock, Value	$84,264	$87,615	$112,148	$112,148
Accumulated Other Comprehensive Income (Loss), Net of Tax	$-47,469	$-45,188	$-26,751	$-30,910
Stockholders' Equity Attributable to Parent	$229,809	$229,030	$242,998	$244,664
Noninterest-bearing Deposit Liabilities	$524,359	$251,230	$513,434	$481,852
Interest-bearing Deposit Liabilities	$616,455	$716,686	$686,599	$634,716
Deposits	$1,140,814	$967,916	$1,200,033	$1,116,568
Preferred Stock, Shares Authorized	2,000,000	2,000,000	2,000,000	2,000,000
Preferred Stock, Shares Issued	0	0	0	0
Common Stock, Shares Authorized	40,000,000	40,000,000	40,000,000	40,000,000
Common Stock, Shares, Issued	15,505,772	15,505,772	15,505,772	15,505,772
Common Stock, Shares, Outstanding	13,582,375	13,504,104	12,917,637	12,806,149
Treasury Stock, Common, Shares	1,923,397	2,001,668	2,588,135	2,699,623

(in thousands, except per share data)	FY 2023	FY 2024	FY 2025	TTM
Net Income (Loss) Attributable to Parent	$30,059	$19,168	$35,116	$36,714
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents, Period Increase (Decrease), Including Exchange Rate Effect	$171,526	$-22,740	$42,540	$42,540
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents	$372,468	$349,728	$392,268	$415,937
Net Cash Provided by (Used in) Operating Activities	$36,936	$38,949	$37,437	$48,649
Cash Provided by (Used in) Operating Activities, Discontinued Operations	—	—	$-1,371	$-2
Net Cash Provided by (Used in) Operating Activities, Continuing Operations	—	—	$38,808	$48,651
Income (Loss) from Continuing Operations, Net of Tax, Attributable to Parent	—	—	$31,112	$36,716
Net Cash Provided by (Used in) Investing Activities, Continuing Operations	—	—	$-145,180	$-198,770
Cash Provided by (Used in) Investing Activities, Discontinued Operations	—	—	$-99	$0
Net Cash Provided by (Used in) Investing Activities	$284,662	$3,951	$-145,279	$-198,770
Proceeds from Divestiture of Businesses	—	—	$18,000	$0
Net Cash Provided by (Used in) Financing Activities, Continuing Operations	—	—	$170,047	$160,429
Cash Provided by (Used in) Financing Activities, Discontinued Operations	—	—	$-19,665	$0
Amortization of Intangible Assets	$780	$739	$1,172	$1,172
Proceeds from Sale of Debt Securities, Available-for-sale	$111,583	$60,126	$129,857	$108,344
Accretion (Amortization) of Discounts and Premiums, Investments	$-4,473	$-3,591	$-974	$345
Proceeds from Maturities, Prepayments and Calls of Debt Securities, Available-for-sale	$39,233	$153,192	$83,075	$81,997
Depreciation	$4,189	$5,248	$6,029	$5,997
Payments to Acquire Debt Securities, Available-for-sale	$15,332	$119,744	$435,237	$324,322
Debt and Equity Securities, Gain (Loss)	$-173	$-45	$-3,534	$52
Payments for (Proceeds from) Loans and Leases	$-68,588	$67,671	$-20,772	$-13,965
Share-based Payment Arrangement, Noncash Expense	$4,139	$3,167	$4,186	$4,596
Financing Receivable, Credit Loss, Expense (Reversal)	$-550	$447	$348	$10
Payments to Acquire Property, Plant, and Equipment	$14,324	$9,329	$5,663	$6,741
Bank Owned Life Insurance Income	—	—	$1,870	$1,870
Increase (Decrease) in Income Taxes Payable	$-1,481	$854	$4,256	$9,934
Increase (Decrease) in Obligation, Pension Benefits	$806	$5,191	$0	$0
Increase (Decrease) in Accounts Receivable	$3,841	$3,336	$322	$150
Other Operating Activities, Cash Flow Statement	$-1,527	$4,881	$-10,611	$-7,357
Increase (Decrease) in Time Deposits	$36,101	$4,742	$15,938	$29,939
Payments of Ordinary Dividends, Common Stock	$15,959	$16,463	$16,511	$16,432
Payments for Repurchase of Common Stock	$5,773	$7,248	$25,988	$20,987
Proceeds from (Payments for) Other Financing Activities	$-834	$-1,684	$-1,299	$-1,814
Net Cash Provided by (Used in) Financing Activities	$-150,072	$-65,640	$150,382	$160,429
Interest Paid, Excluding Capitalized Interest, Operating Activities	$15,697	$20,227	$16,386	$16,029
Income Taxes Paid, Net	$9,300	$5,509	$5,136	$1,650
AssetAcquisitionConsiderationTransferredContingentConsideration	—	$3,500	$0	$0
Income (Loss) from Discontinued Operations, Net of Tax, Attributable to Parent	—	—	$4,004	$-2

Loading financial statements…

Import this data to Google Sheets with:

=jivedata("CASS","financials")

Full statements spill as a table. For one cell: =jivedata("CASS","Revenue") or =jivedata("CASS","Revenue","TTM"). Install the Jive Data add-on, then paste into a cell.