CREDIT ACCEPTANCE CORP (CACC)

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=jivedata("CACC","financials")

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CREDIT ACCEPTANCE CORP

CACC • CIK 0000885550

(in thousands, except per share data)	FY 2023	FY 2024	FY 2025	TTM
Premiums Earned, Net	$79,600	$96,100	$95,600	$95,800
Other Income	$66,900	$73,600	$79,800	$74,900
Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling Interest	$367,600	$329,500	$565,400	$649,500
Revenues	$1,901,900	$2,162,400	$2,317,200	$2,329,700
Income Tax Expense (Benefit)	$81,500	$81,600	$141,500	$147,600
Net Income (Loss) Attributable to Parent	$286,100	$247,900	$423,900	$501,900
Labor and Related Expense	$280,200	$309,200	$337,100	$331,500
General and Administrative Expense	$87,200	$97,900	$161,400	$145,000
Selling and Marketing Expense	$91,700	$94,400	$101,400	$107,700
Operating Expenses	$459,100	$501,500	$599,900	$584,200
Financing Receivable, Credit Loss, Expense (Reversal)	—	$814,700	$616,100	$580,400
Interest Expense	$266,500	$419,500	$462,900	$445,900
Policyholder Benefits and Claims Incurred, Net	$70,700	$73,500	$71,700	$69,700
Gain (Loss) on Extinguishment of Debt	$-1,800	$0	$-1,200	$0
Costs and Expenses	$1,534,300	$1,832,900	$1,751,800	$1,680,200
Weighted Average Number of Shares Outstanding, Basic	12,953,424	12,323,261	11,451,578	10,228,514
Weighted Average Number of Shares Outstanding, Diluted	13,010,735	12,469,283	11,650,773	10,477,884

(in thousands, except per share data)	FY 2023	FY 2024	FY 2025	TTM
Cash and Cash Equivalents, at Carrying Value	$13,200	$343,700	$22,800	$1,400
Restricted Cash and Cash Equivalents	$457,700	$501,300	$477,900	$490,700
Debt Securities, Available-for-sale, Restricted	$93,200	$106,400	$106,200	$116,600
Financing Receivable, before Allowance for Credit Loss	—	$11,289,100	$11,511,500	$11,608,700
Preferred Stock, Shares Authorized	1,000,000	1,000,000	1,000,000	1,000,000
Financing Receivable, Allowance for Credit Loss	—	$3,438,800	$3,602,300	$3,649,500
Preferred Stock, Shares Issued	0	0	0	0
Financing Receivable, after Allowance for Credit Loss	—	$7,850,300	$7,909,200	$7,959,200
Property, Plant and Equipment, Net	$46,500	$14,700	$12,600	$14,100
Common Stock, Shares Authorized	80,000,000	80,000,000	80,000,000	80,000,000
Income Taxes Receivable	$4,300	$4,200	$67,200	$8,400
Common Stock, Shares, Issued	12,522,397	12,048,151	10,680,143	10,376,049
Other Assets	$40,000	$34,000	$35,800	$32,200
Assets	$7,610,200	$8,854,600	$8,631,700	$8,622,600
Accounts Payable and Accrued Liabilities	$318,800	$315,800	$400,200	$400,200
Long-term Line of Credit	$79,200	$100	$107,300	$177,800
Secured Debt	$3,990,900	$5,361,500	$5,158,800	$5,019,000
Senior Notes, Noncurrent	$989,000	$991,300	$1,087,800	$1,089,400
Deferred Income Tax Liabilities, Net	$389,200	$319,100	$354,000	$349,200
Accrued Income Taxes	$81,000	$117,200	$0	$4,300
Liabilities	$5,856,500	$7,105,000	$7,108,100	$7,033,700
Preferred Stock, Value, Issued	$0	$0	$0	$0
Common Stock, Value, Issued	$100	$100	$100	$100
Additional Paid in Capital, Common Stock	$279,000	$335,100	$403,300	$507,900
Retained Earnings (Accumulated Deficit)	$1,475,600	$1,414,700	$1,119,200	$1,081,100
Accumulated Other Comprehensive Income (Loss), Net of Tax	$-1,000	$-300	$1,000	$-200
Stockholders' Equity Attributable to Parent	$1,753,700	$1,749,600	$1,523,600	$1,588,900

(in thousands, except per share data)	FY 2023	FY 2024	FY 2025	TTM
Net Income (Loss) Attributable to Parent	$286,100	$247,900	$423,900	$501,900
Net Cash Provided by (Used in) Operating Activities	$1,203,800	$1,137,900	$1,054,600	$1,225,000
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents, Period Increase (Decrease), Including Exchange Rate Effect	$53,200	$374,100	$-344,300	$-71,700
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents	$470,900	$845,000	$500,700	$-68,500
Financing Receivable, Credit Loss, Expense (Reversal)	—	$814,700	$616,100	$580,400
Payments to Acquire Debt Securities, Available-for-sale	$43,300	$59,000	$43,300	$62,700
Depreciation	$8,900	$6,700	$3,600	$2,900
Proceeds from Sale of Debt Securities, Available-for-sale	$15,800	$36,900	$33,400	$39,100
Amortization of Debt Issuance Costs and Discounts	$17,700	$21,100	$23,000	$21,300
Proceeds from Maturities, Prepayments and Calls of Debt Securities, Available-for-sale	$8,500	$9,300	$12,200	$13,200
Increase (Decrease) in Deferred Income Taxes	$38,000	$70,400	$-34,600	$-34,600
Proceeds from Loan and Lease Originations and Principal Collections	$3,036,800	$3,208,900	$3,411,900	$3,465,600
Share-based Payment Arrangement, Noncash Expense	$39,100	$45,000	$50,700	$45,100
Gain (Loss) on Extinguishment of Debt	$-1,800	$0	$-1,200	$0
Payments to Acquire Loans Receivable	$1,214,100	$1,040,100	$1,091,300	$1,175,400
Other Operating Activities, Cash Flow Statement	$600	$800	$-200	$-400
Payments to Acquire Property, Plant, and Equipment	$4,000	$1,800	$1,600	$3,900
Proceeds from Sale of Buildings	—	$3,200	$0	$0
Net Cash Provided by (Used in) Investing Activities	$-1,416,800	$-1,721,100	$-674,300	$-552,000
Increase (Decrease) in Accounts Payable and Accrued Liabilities	$49,700	$6,800	$82,900	$41,200
Proceeds from Long-term Lines of Credit	$7,431,900	$6,125,900	$2,121,100	$6,150,400
Increase (Decrease) in Income Taxes Receivable	$-4,400	$-100	$63,000	$-1,000
Repayments of Long-term Lines of Credit	$7,383,600	$6,205,000	$2,013,900	$5,974,100
Increase (Decrease) in Income Taxes Payable	$78,500	$36,200	$-117,200	$-9,500
Proceeds from Issuance of Secured Debt	$2,762,000	$3,619,400	$1,402,000	$1,577,000
Increase (Decrease) in Other Operating Assets	$-18,800	$-5,300	$1,000	$2,300
Repayments of Secured Debt	$2,519,800	$2,246,600	$1,613,100	$1,946,900
Proceeds from Issuance of Senior Long-term Debt	$600,000	$0	$500,000	$0
Repayments of Senior Debt	$400,000	$0	$400,000	$0
Payments of Debt Issuance Costs	$33,300	$21,700	$19,800	$13,200
Payments for Repurchase of Common Stock	$202,600	$313,300	$725,400	$619,100
Proceeds from Issuance of Common Stock	$5,200	$15,600	$23,500	$107,500
Proceeds from (Payments for) Other Financing Activities	$6,400	$-17,000	$1,000	$-26,300
Net Cash Provided by (Used in) Financing Activities	$266,200	$957,300	$-724,600	$-744,700
Interest Paid, Excluding Capitalized Interest, Operating Activities	$242,100	$393,400	$438,400	$428,200
Income Taxes Paid, Net	$31,900	$103,700	$279,300	$109,700

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Import this data to Google Sheets with:

=jivedata("CACC","financials")

Full statements spill as a table. For one cell: =jivedata("CACC","Revenue") or =jivedata("CACC","Revenue","TTM"). Install the Jive Data add-on, then paste into a cell.