Affirm Holdings, Inc. (AFRM)

Import this data to Google Sheets with:

=jivedata("AFRM","financials")

Full statements spill as a table. For one cell: =jivedata("AFRM","Revenue") or =jivedata("AFRM","Revenue","TTM"). Install the Jive Data add-on, then paste into a cell.

Affirm Holdings, Inc.

AFRM • CIK 0001820953

(in thousands, except per share data)	FY 2024	FY 2025	FY 2026

(in thousands, except per share data)	FY 2024	FY 2025	FY 2026	TTM
Cash and Cash Equivalents, at Carrying Value	$1,013,106	$1,354,455	$1,630,038	$1,630,038
Restricted Cash	$282,293	$401,968	$803,005	$803,005
Other Investments	$1,131,628	$871,425	$972,642	$972,642
Financing Receivable, Held-for-Sale	$36	$0	$1	$1
Financing Receivable, before Allowance for Credit Loss	$5,670,056	$7,025,534	$9,560,742	$9,560,742
Financing Receivable, Allowance for Credit Loss	$309,097	$396,929	$563,295	$563,295
Financing Receivable, after Allowance for Credit Loss	$5,360,959	$6,628,606	$8,997,447	$8,997,447
Accounts Receivable, after Allowance for Credit Loss	$353,028	$426,177	$284,350	$284,350
Property, Plant and Equipment, Net	$427,686	$572,637	$685,834	$685,834
Goodwill	$533,439	$534,156	$524,452	$524,452
Intangible Assets, Net (Excluding Goodwill)	$13,502	$12,935	$26,416	$26,416
Deferred Income Tax Assets, Net	—	—	$1,467,036	$1,467,036
Other Assets	$299,340	$295,360	$360,601	$360,601
Assets	$9,519,619	$11,154,929	$15,790,148	$15,790,148
Accounts Payable	$41,019	$82,820	$84,647	$84,647
Interest Payable	$24,327	$24,465	$28,568	$28,568
Accrued Liabilities and Other Liabilities	$147,429	$157,272	$199,493	$199,493
Convertible Debt	$1,341,430	$1,153,000	$1,129,581	$1,129,581
Secured Debt	$3,236,873	—	—	$4,084,934
Long-term Line of Credit	$1,836,909	$1,622,808	$3,333,248	$3,333,248
Liabilities	$6,787,630	$8,085,919	$10,306,324	$10,306,324
Additional Paid in Capital	$5,862,555	$6,140,893	$6,647,214	$6,647,214
Retained Earnings (Accumulated Deficit)	$-3,109,004	$-3,056,818	$-1,127,025	$-1,127,025
Accumulated Other Comprehensive Income (Loss), Net of Tax	$-21,565	$-15,069	$-36,368	$-36,368
Stockholders' Equity Attributable to Parent	$2,731,989	$3,069,009	$5,483,824	$5,483,824
Contract with Customer, Asset, after Allowance for Credit Loss, Current	—	—	$88,000	$88,000
Accounts Receivable, Allowance for Credit Loss	$14,900	$18,800	$22,700	$22,700
Depreciation	$148,200	$223,700	$302,000	$302,000
Goodwill, Impairment Loss	$0	$0	$0	$0
Amortization of Intangible Assets	$20,800	$1,300	$200	$200
Property, Plant and Equipment, Gross	$669,892	$1,027,952	$1,402,494	$1,402,494
Accumulated Depreciation, Depletion and Amortization, Property, Plant, and Equipment	$242,206	$455,315	$716,659	$716,659
Goodwill, Foreign Currency Translation Gain (Loss)	$-9,131	$717	$-9,704	$-9,704
Finite-Lived Intangible Assets, Accumulated Amortization	$89,707	$91,059	$45,018	$45,018
Finite-Lived Intangible Assets, Net	$1,524	$169	—	$106
Intangible Assets, Gross (Excluding Goodwill)	$103,209	$103,994	$71,434	$71,434
Prepaid Expense	$28,799	$47,027	$47,864	$47,864
Equity Securities without Readily Determinable Fair Value, Amount	$37,806	$40,277	$40,396	$40,396
Derivative Asset, Noncurrent	—	—	$34,151	$34,151
Operating Lease, Right-of-Use Asset	$21,863	$19,124	$22,978	$22,978
Other Assets, Miscellaneous	$7,960	$9,395	$16,328	$16,328
Accrued Liabilities	$59,613	$72,813	$118,744	$118,744
Operating Lease, Liability	$39,493	$31,943	$29,187	$29,187
Other Liabilities	$30,680	$49,729	$51,562	$51,562

(in thousands, except per share data)	FY 2024	FY 2025	FY 2026	TTM
Net Income (Loss) Attributable to Parent	$-517,757	$52,186	$1,929,793	$1,929,793
Net Cash Provided by (Used in) Operating Activities	$450,138	$793,909	$1,230,974	$1,230,974
Effect of Exchange Rate on Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents	$-2,683	$-1,245	$-10,615	$-10,615
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents, Period Increase (Decrease), Including Exchange Rate Effect	$35,455	$461,024	$676,620	$676,620
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents	$1,295,399	$1,756,423	$2,433,043	$2,433,043
Financing Receivable, Credit Loss, Expense (Reversal)	$460,628	$616,683	$796,650	$796,650
Payments to Acquire Finance Receivables	$21,488,547	$32,545,595	$46,660,265	$46,660,265
Proceeds from Sale of Finance Receivables	$6,058,799	$12,572,254	$19,683,618	$19,683,618
Gain (Loss) on Sales of Loans, Net	$197,153	$381,622	$596,553	$596,553
Proceeds from Collection of Finance Receivables	$14,147,034	$18,655,657	$24,652,096	$24,652,096
Gain (Loss) on Extinguishment of Debt	$12,638	$82,418	$1,537	$1,537
Payments to Acquire Property, Plant, and Equipment	$159,296	$192,189	$238,346	$238,346
Payments to Acquire Debt Securities, Available-for-sale	$986,071	$823,886	$992,920	$992,920
Proceeds from Sale and Maturity of Debt Securities, Available-for-sale	$1,136,937	$1,215,777	$1,002,775	$1,002,775
Amortization of Debt Issuance Costs	$24,546	$30,389	$28,232	$28,232
Net Cash Provided by (Used in) Investing Activities	$-1,325,149	$-1,083,064	$-2,553,427	$-2,553,427
Share-based Payment Arrangement, Noncash Expense	$344,511	$321,433	$304,671	$304,671
Depreciation, Depletion and Amortization	$169,044	$225,076	$303,333	$303,333
Operating Lease, Impairment Loss	$752	$0	$0	$0
Deferred Income Tax Expense (Benefit)	$396	$7,113	$-1,455,217	$-1,455,217
Other Noncash Income (Expense)	$25,331	$-13,703	$36,100	$36,100
Proceeds from Issuance of Debt	—	$920,000	$0	$0
Proceeds from Long-term Lines of Credit	$12,639,444	$21,174,242	$38,055,930	$38,055,930
Proceeds from Issuance of Secured Debt	$2,350,000	$2,500,000	$2,850,000	$2,850,000
Repayments of Long-term Lines of Credit	$12,552,937	$21,387,609	$36,318,734	$36,318,734
Repayments of Secured Debt	$1,276,451	$900,000	$2,350,000	$2,350,000
Payments of Debt Issuance Costs	$27,302	$49,233	$35,464	$35,464
Payment for Debt Extinguishment or Debt Prepayment Cost	$63,561	$1,012,856	$25,758	$25,758
Payments for Repurchase of Common Stock	$0	$250,000	$0	$0
Net Cash Provided by (Used in) Financing Activities	$913,149	$751,425	$2,009,688	$2,009,688
Cash and Cash Equivalents, at Carrying Value	$1,013,106	$1,354,455	$1,630,038	$1,630,038
Restricted Cash	$282,293	$401,968	$803,005	$803,005
Interest Paid, Excluding Capitalized Interest, Operating Activities	$318,235	$404,377	$426,175	$426,175
Income Taxes Paid	$1,187	$2,736	$6,618	$6,618
Operating Lease, Payments	$16,037	$16,575	$22,120	$22,120
Share-based Payment Arrangement, Amount Capitalized	$126,510	$178,461	$179,842	$179,842
Right-of-Use Asset Obtained in Exchange for Operating Lease Liability	$0	$6,238	$12,973	$12,973
Payments for Origination and Purchases of Loans Held-for-sale	$4,212,299	$3,389,953	$2,599,368	$2,599,368
Proceeds from Sale of Loans Held-for-sale	$4,211,687	$3,389,990	$2,598,182	$2,598,182
Increase (Decrease) in Accounts Receivable	$167,757	$84,952	$-132,603	$-132,603
Increase (Decrease) in Other Operating Assets	$-31,228	$12,175	$50,111	$50,111
Increase (Decrease) in Accounts Payable	$12,417	$41,801	$1,827	$1,827
Increase (Decrease) in Interest Payable, Net	$11,138	$2,386	$5,166	$5,166
Increase (Decrease) in Accrued Liabilities and Other Operating Liabilities	$-55,169	$-48,943	$10,792	$10,792

Jive Data

Google Sheets add-onSheets Account

Import this data to Google Sheets with:

=jivedata("AFRM","financials")

Full statements spill as a table. For one cell: =jivedata("AFRM","Revenue") or =jivedata("AFRM","Revenue","TTM"). Install the Jive Data add-on, then paste into a cell.

Affirm Holdings, Inc.

AFRM • CIK 0001820953

(in thousands, except per share data)	FY 2024	FY 2025	FY 2026

(in thousands, except per share data)	FY 2024	FY 2025	FY 2026	TTM
Cash and Cash Equivalents, at Carrying Value	$1,013,106	$1,354,455	$1,630,038	$1,630,038
Restricted Cash	$282,293	$401,968	$803,005	$803,005
Other Investments	$1,131,628	$871,425	$972,642	$972,642
Financing Receivable, Held-for-Sale	$36	$0	$1	$1
Financing Receivable, before Allowance for Credit Loss	$5,670,056	$7,025,534	$9,560,742	$9,560,742
Financing Receivable, Allowance for Credit Loss	$309,097	$396,929	$563,295	$563,295
Financing Receivable, after Allowance for Credit Loss	$5,360,959	$6,628,606	$8,997,447	$8,997,447
Accounts Receivable, after Allowance for Credit Loss	$353,028	$426,177	$284,350	$284,350
Property, Plant and Equipment, Net	$427,686	$572,637	$685,834	$685,834
Goodwill	$533,439	$534,156	$524,452	$524,452
Intangible Assets, Net (Excluding Goodwill)	$13,502	$12,935	$26,416	$26,416
Deferred Income Tax Assets, Net	—	—	$1,467,036	$1,467,036
Other Assets	$299,340	$295,360	$360,601	$360,601
Assets	$9,519,619	$11,154,929	$15,790,148	$15,790,148
Accounts Payable	$41,019	$82,820	$84,647	$84,647
Interest Payable	$24,327	$24,465	$28,568	$28,568
Accrued Liabilities and Other Liabilities	$147,429	$157,272	$199,493	$199,493
Convertible Debt	$1,341,430	$1,153,000	$1,129,581	$1,129,581
Secured Debt	$3,236,873	—	—	$4,084,934
Long-term Line of Credit	$1,836,909	$1,622,808	$3,333,248	$3,333,248
Liabilities	$6,787,630	$8,085,919	$10,306,324	$10,306,324
Additional Paid in Capital	$5,862,555	$6,140,893	$6,647,214	$6,647,214
Retained Earnings (Accumulated Deficit)	$-3,109,004	$-3,056,818	$-1,127,025	$-1,127,025
Accumulated Other Comprehensive Income (Loss), Net of Tax	$-21,565	$-15,069	$-36,368	$-36,368
Stockholders' Equity Attributable to Parent	$2,731,989	$3,069,009	$5,483,824	$5,483,824
Contract with Customer, Asset, after Allowance for Credit Loss, Current	—	—	$88,000	$88,000
Accounts Receivable, Allowance for Credit Loss	$14,900	$18,800	$22,700	$22,700
Depreciation	$148,200	$223,700	$302,000	$302,000
Goodwill, Impairment Loss	$0	$0	$0	$0
Amortization of Intangible Assets	$20,800	$1,300	$200	$200
Property, Plant and Equipment, Gross	$669,892	$1,027,952	$1,402,494	$1,402,494
Accumulated Depreciation, Depletion and Amortization, Property, Plant, and Equipment	$242,206	$455,315	$716,659	$716,659
Goodwill, Foreign Currency Translation Gain (Loss)	$-9,131	$717	$-9,704	$-9,704
Finite-Lived Intangible Assets, Accumulated Amortization	$89,707	$91,059	$45,018	$45,018
Finite-Lived Intangible Assets, Net	$1,524	$169	—	$106
Intangible Assets, Gross (Excluding Goodwill)	$103,209	$103,994	$71,434	$71,434
Prepaid Expense	$28,799	$47,027	$47,864	$47,864
Equity Securities without Readily Determinable Fair Value, Amount	$37,806	$40,277	$40,396	$40,396
Derivative Asset, Noncurrent	—	—	$34,151	$34,151
Operating Lease, Right-of-Use Asset	$21,863	$19,124	$22,978	$22,978
Other Assets, Miscellaneous	$7,960	$9,395	$16,328	$16,328
Accrued Liabilities	$59,613	$72,813	$118,744	$118,744
Operating Lease, Liability	$39,493	$31,943	$29,187	$29,187
Other Liabilities	$30,680	$49,729	$51,562	$51,562

(in thousands, except per share data)	FY 2024	FY 2025	FY 2026	TTM
Net Income (Loss) Attributable to Parent	$-517,757	$52,186	$1,929,793	$1,929,793
Net Cash Provided by (Used in) Operating Activities	$450,138	$793,909	$1,230,974	$1,230,974
Effect of Exchange Rate on Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents	$-2,683	$-1,245	$-10,615	$-10,615
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents, Period Increase (Decrease), Including Exchange Rate Effect	$35,455	$461,024	$676,620	$676,620
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents	$1,295,399	$1,756,423	$2,433,043	$2,433,043
Financing Receivable, Credit Loss, Expense (Reversal)	$460,628	$616,683	$796,650	$796,650
Payments to Acquire Finance Receivables	$21,488,547	$32,545,595	$46,660,265	$46,660,265
Proceeds from Sale of Finance Receivables	$6,058,799	$12,572,254	$19,683,618	$19,683,618
Gain (Loss) on Sales of Loans, Net	$197,153	$381,622	$596,553	$596,553
Proceeds from Collection of Finance Receivables	$14,147,034	$18,655,657	$24,652,096	$24,652,096
Gain (Loss) on Extinguishment of Debt	$12,638	$82,418	$1,537	$1,537
Payments to Acquire Property, Plant, and Equipment	$159,296	$192,189	$238,346	$238,346
Payments to Acquire Debt Securities, Available-for-sale	$986,071	$823,886	$992,920	$992,920
Proceeds from Sale and Maturity of Debt Securities, Available-for-sale	$1,136,937	$1,215,777	$1,002,775	$1,002,775
Amortization of Debt Issuance Costs	$24,546	$30,389	$28,232	$28,232
Net Cash Provided by (Used in) Investing Activities	$-1,325,149	$-1,083,064	$-2,553,427	$-2,553,427
Share-based Payment Arrangement, Noncash Expense	$344,511	$321,433	$304,671	$304,671
Depreciation, Depletion and Amortization	$169,044	$225,076	$303,333	$303,333
Operating Lease, Impairment Loss	$752	$0	$0	$0
Deferred Income Tax Expense (Benefit)	$396	$7,113	$-1,455,217	$-1,455,217
Other Noncash Income (Expense)	$25,331	$-13,703	$36,100	$36,100
Proceeds from Issuance of Debt	—	$920,000	$0	$0
Proceeds from Long-term Lines of Credit	$12,639,444	$21,174,242	$38,055,930	$38,055,930
Proceeds from Issuance of Secured Debt	$2,350,000	$2,500,000	$2,850,000	$2,850,000
Repayments of Long-term Lines of Credit	$12,552,937	$21,387,609	$36,318,734	$36,318,734
Repayments of Secured Debt	$1,276,451	$900,000	$2,350,000	$2,350,000
Payments of Debt Issuance Costs	$27,302	$49,233	$35,464	$35,464
Payment for Debt Extinguishment or Debt Prepayment Cost	$63,561	$1,012,856	$25,758	$25,758
Payments for Repurchase of Common Stock	$0	$250,000	$0	$0
Net Cash Provided by (Used in) Financing Activities	$913,149	$751,425	$2,009,688	$2,009,688
Cash and Cash Equivalents, at Carrying Value	$1,013,106	$1,354,455	$1,630,038	$1,630,038
Restricted Cash	$282,293	$401,968	$803,005	$803,005
Interest Paid, Excluding Capitalized Interest, Operating Activities	$318,235	$404,377	$426,175	$426,175
Income Taxes Paid	$1,187	$2,736	$6,618	$6,618
Operating Lease, Payments	$16,037	$16,575	$22,120	$22,120
Share-based Payment Arrangement, Amount Capitalized	$126,510	$178,461	$179,842	$179,842
Right-of-Use Asset Obtained in Exchange for Operating Lease Liability	$0	$6,238	$12,973	$12,973
Payments for Origination and Purchases of Loans Held-for-sale	$4,212,299	$3,389,953	$2,599,368	$2,599,368
Proceeds from Sale of Loans Held-for-sale	$4,211,687	$3,389,990	$2,598,182	$2,598,182
Increase (Decrease) in Accounts Receivable	$167,757	$84,952	$-132,603	$-132,603
Increase (Decrease) in Other Operating Assets	$-31,228	$12,175	$50,111	$50,111
Increase (Decrease) in Accounts Payable	$12,417	$41,801	$1,827	$1,827
Increase (Decrease) in Interest Payable, Net	$11,138	$2,386	$5,166	$5,166
Increase (Decrease) in Accrued Liabilities and Other Operating Liabilities	$-55,169	$-48,943	$10,792	$10,792

Affirm Holdings, Inc.

Consolidated Statements of Operations

C O N S O L I D A T E D B A L A N C E S H E E T S

C O N S O L I D A T E D S T A T E M E N T S O F C A S H F L O W S

Affirm Holdings, Inc.

Consolidated Statements of Operations

C O N S O L I D A T E D B A L A N C E S H E E T S

C O N S O L I D A T E D S T A T E M E N T S O F C A S H F L O W S