| ALPHABET INC | CAP STK CL A | $252K | 0.0% | 1,629 SH | |
| ALPHABET INC | CAP STK CL C | $483K | 0.1% | 3,089 SH | |
| AMAZON COM INC | COM | $471K | 0.1% | 2,474 SH | |
| AMGEN INC | COM | $221K | 0.0% | 709 SH | |
| APPLE INC | COM | $8.7M | 1.3% | 39,381 SH | |
| BERKSHIRE HATHAWAY INC DEL | CL B NEW | $5.5M | 0.8% | 10,403 SH | |
| BLACKROCK ETF TRUST II | ISHARES FLEXIBLE | $239K | 0.0% | 4,572 SH | |
| CAPITAL GROUP CORE BALANCED | SHS | $6.5M | 1.0% | 208,211 SH | |
| CAPITAL GROUP DIVIDEND VALUE | SHS CREATION UNI | $68.5M | 10.2% | 1,921,812 SH | |
| CAPITAL GROUP GBL GROWTH EQT | SHS CREATION UNI | $6.2M | 0.9% | 218,467 SH | |
| CAPITAL GROUP GROWTH ETF | SHS CREATION UNI | $44.5M | 6.7% | 1,300,674 SH | |
| CAPITAL GROUP INTERNATIONAL | SHS | $25.5M | 3.8% | 868,213 SH | |
| CAPITAL GROUP NEW GEOGRAPHY | SHS | $11.4M | 1.7% | 451,120 SH | |
| CAPITAL GRP FIXED INCM ETF T | CORE BOND ETF | $217K | 0.0% | 8,272 SH | |
| CAPITAL GRP FIXED INCM ETF T | CORE PLUS INCM | $124.3M | 18.6% | 5,536,984 SH | |
| CAPITAL GRP FIXED INCM ETF T | MUNICIPAL INCOME | $357K | 0.1% | 13,304 SH | |
| CAPITAL GRP FIXED INCM ETF T | SHORT DURATION | $201K | 0.0% | 7,779 SH | |
| CAPITAL GRP FIXED INCM ETF T | US MULTI-SECTOR | $215K | 0.0% | 7,892 SH | |
| CHEVRON CORP NEW | COM | $348K | 0.1% | 2,080 SH | |
| COCA COLA CO | COM | $457K | 0.1% | 6,380 SH | |
| COSTCO WHSL CORP NEW | COM | $440K | 0.1% | 466 SH | |
| ECOLAB INC | COM | $254K | 0.0% | 1,000 SH | |
| EXXON MOBIL CORP | COM | $491K | 0.1% | 4,128 SH | |
| GE AEROSPACE | COM NEW | $275K | 0.0% | 1,376 SH | |
| HOME DEPOT INC | COM | $415K | 0.1% | 1,131 SH | |
| HONEYWELL INTL INC | COM | $301K | 0.0% | 1,421 SH | |
| HP INC | COM | $237K | 0.0% | 8,543 SH | |
| INTEL CORP | COM | $1.4M | 0.2% | 60,510 SH | |
| INTERNATIONAL BUSINESS MACHS | COM | $291K | 0.0% | 1,169 SH | |
| INTUIT | COM | $445K | 0.1% | 725 SH | |
| INVESCO ACTIVELY MANAGED EXC | ULTRA SHRT DUR | $15.8M | 2.4% | 315,714 SH | |
| INVESCO EXCHANGE TRADED FD T | S&P500 EQL WGT | $6.5M | 1.0% | 37,254 SH | |
| ISHARES TR | 0-5YR HI YL CP | $1.3M | 0.2% | 30,169 SH | |
| ISHARES TR | 10-20 YR TRS ETF | $22.3M | 3.3% | 214,782 SH | |
| ISHARES TR | 20 YR TR BD ETF | $205K | 0.0% | 2,251 SH | |
| ISHARES TR | CALIF MUN BD ETF | $1.7M | 0.2% | 29,646 SH | |
| ISHARES TR | CORE S&P MCP ETF | $550K | 0.1% | 9,418 SH | |
| ISHARES TR | CORE S&P SCP ETF | $463K | 0.1% | 4,432 SH | |
| ISHARES TR | CORE S&P TTL STK | $86.1M | 12.9% | 705,476 SH | |
| ISHARES TR | CORE S&P500 ETF | $779K | 0.1% | 1,387 SH | |
| ISHARES TR | ESG ADV TTL USD | $1.3M | 0.2% | 30,718 SH | |
| ISHARES TR | ESG AWRE 1 5 YR | $560K | 0.1% | 22,409 SH | |
| ISHARES TR | ESG MSCI KLD 400 | $508K | 0.1% | 4,956 SH | |
| ISHARES TR | GL CLEAN ENE ETF | $132K | 0.0% | 11,528 SH | |
| ISHARES TR | GLOBAL FINLS ETF | $13.1M | 2.0% | 127,044 SH | |
| ISHARES TR | IBDS DEC28 ETF | $559K | 0.1% | 22,120 SH | |
| ISHARES TR | IBONDS 2026 TERM | $335K | 0.1% | 14,422 SH | |
| ISHARES TR | IBONDS 25 TRM HG | $456K | 0.1% | 19,618 SH | |
| ISHARES TR | IBONDS 27 ETF | $718K | 0.1% | 29,689 SH | |
| ISHARES TR | IBONDS DEC 2030 | $301K | 0.0% | 13,872 SH | |
| ISHARES TR | IBONDS DEC 2031 | $214K | 0.0% | 10,295 SH | |
| ISHARES TR | IBONDS DEC 25 | $205K | 0.0% | 7,665 SH | |
| ISHARES TR | IBONDS DEC 29 | $359K | 0.1% | 15,528 SH | |
| ISHARES TR | IBONDS DEC2026 | $1.2M | 0.2% | 49,448 SH | |
| ISHARES TR | IBONDS DEC25 ETF | $387K | 0.1% | 15,391 SH | |
| ISHARES TR | MSCI INTL VLU FT | $815K | 0.1% | 26,895 SH | |
| ISHARES TR | MSCI USA QLT FCT | $1.5M | 0.2% | 8,634 SH | |
| ISHARES TR | NATIONAL MUN ETF | $3.9M | 0.6% | 36,814 SH | |
| ISHARES TR | RUS 1000 VAL ETF | $1.0M | 0.2% | 5,555 SH | |
| ISHARES TR | SHRT NAT MUN ETF | $3.5M | 0.5% | 32,903 SH | |
| ISHARES TR | TRS FLT RT BD | $2.6M | 0.4% | 51,997 SH | |
| ISHARES TR | ULTRA SHORT-TERM | $1.1M | 0.2% | 21,620 SH | |
| ISHARES TR | US TREAS BD ETF | $23.4M | 3.5% | 1,016,147 SH | |
| J P MORGAN EXCHANGE TRADED F | EQUITY PREMIUM | $354K | 0.1% | 6,188 SH | |
| J P MORGAN EXCHANGE TRADED F | ULTRA SHT MUNCPL | $601K | 0.1% | 11,823 SH | |
| JOHNSON & JOHNSON | COM | $989K | 0.1% | 5,966 SH | |
| KLA CORP | COM NEW | $364K | 0.1% | 535 SH | |
| KROGER CO | COM | $568K | 0.1% | 8,384 SH | |
| MARRIOTT INTL INC NEW | CL A | $436K | 0.1% | 1,832 SH | |
| MASTERCARD INCORPORATED | CL A | $229K | 0.0% | 418 SH | |
| MCDONALDS CORP | COM | $503K | 0.1% | 1,609 SH | |
| MERCK & CO INC | COM | $418K | 0.1% | 4,662 SH | |
| META PLATFORMS INC | CL A | $1.4M | 0.2% | 2,405 SH | |
| MICROSOFT CORP | COM | $2.8M | 0.4% | 7,419 SH | |
| NORFOLK SOUTHN CORP | COM | $251K | 0.0% | 1,058 SH | |
| NUSHARES ETF TR | NUVEEN ESG LRGVL | $572K | 0.1% | 14,138 SH | |
| NVIDIA CORPORATION | COM | $766K | 0.1% | 7,064 SH | |
| ORACLE CORP | COM | $475K | 0.1% | 3,400 SH | |
| PFIZER INC | COM | $250K | 0.0% | 9,885 SH | |
| PORTLAND GEN ELEC CO | COM NEW | $243K | 0.0% | 5,450 SH | |
| PROCTER AND GAMBLE CO | COM | $635K | 0.1% | 3,724 SH | |
| RIVERVIEW BANCORP INC | COM | $133K | 0.0% | 23,534 SH | |
| SAP SE | SPON ADR | $242K | 0.0% | 900 SH | |
| SCHWAB STRATEGIC TR | EMRG MKTEQ ETF | $1.3M | 0.2% | 45,796 SH | |
| SCHWAB STRATEGIC TR | FUNDAMENTAL EMER | $12.3M | 1.8% | 399,570 SH | |
| SCHWAB STRATEGIC TR | FUNDAMENTAL INTL | $28.1M | 4.2% | 777,254 SH | |
| SCHWAB STRATEGIC TR | FUNDAMENTAL US L | $2.2M | 0.3% | 91,202 SH | |
| SCHWAB STRATEGIC TR | FUNDAMENTAL US S | $6.8M | 1.0% | 247,450 SH | |
| SCHWAB STRATEGIC TR | INTL EQTY ETF | $2.1M | 0.3% | 104,036 SH | |
| SCHWAB STRATEGIC TR | US BRD MKT ETF | $201K | 0.0% | 9,326 SH | |
| SCHWAB STRATEGIC TR | US DIVIDEND EQ | $296K | 0.0% | 10,592 SH | |
| SPDR DOW JONES INDL AVERAGE | UT SER 1 | $22.1M | 3.3% | 52,561 SH | |
| SPDR GOLD TR | GOLD SHS | $1.5M | 0.2% | 5,086 SH | |
| SPDR S&P 500 ETF TR | TR UNIT | $687K | 0.1% | 1,228 SH | |
| SPDR SER TR | PORTFOLI S&P1500 | $327K | 0.0% | 4,808 SH | |
| SSGA ACTIVE ETF TR | SPDR TR TACTIC | $3.1M | 0.5% | 75,746 SH | |
| STARBUCKS CORP | COM | $283K | 0.0% | 2,886 SH | |
| TESLA INC | COM | $587K | 0.1% | 2,265 SH | |
| VANGUARD ADMIRAL FDS INC | SMLLCP 600 IDX | $350K | 0.1% | 3,629 SH | |
| VANGUARD INDEX FDS | MID CAP ETF | $7.6M | 1.1% | 29,254 SH | |
| VANGUARD INDEX FDS | SMALL CP ETF | $7.9M | 1.2% | 35,821 SH | |
| VANGUARD INDEX FDS | TOTAL STK MKT | $2.6M | 0.4% | 9,562 SH | |
| VANGUARD INTL EQUITY INDEX F | FTSE EMR MKT ETF | $3.2M | 0.5% | 70,813 SH | |
| VANGUARD MUN BD FDS | TAX EXEMPT BD | $1.3M | 0.2% | 26,797 SH | |
| VANGUARD SCOTTSDALE FDS | SHRT TRM CORP BD | $30.6M | 4.6% | 387,956 SH | |
| VANGUARD SPECIALIZED FUNDS | DIV APP ETF | $2.8M | 0.4% | 14,624 SH | |
| VANGUARD TAX-MANAGED FDS | VAN FTSE DEV MKT | $9.5M | 1.4% | 186,316 SH | |
| VANGUARD WHITEHALL FDS | HIGH DIV YLD | $346K | 0.1% | 2,684 SH | |
| VANGUARD WHITEHALL FDS | INTL DVD ETF | $1.9M | 0.3% | 22,653 SH | |
| VANGUARD WORLD FD | ESG INTL STK ETF | $859K | 0.1% | 14,569 SH | |
| VANGUARD WORLD FD | ESG US STK ETF | $1.7M | 0.3% | 17,274 SH | |
| VANGUARD WORLD FD | HEALTH CAR ETF | $437K | 0.1% | 1,651 SH | |
| WASTE MGMT INC DEL | COM | $463K | 0.1% | 2,000 SH | |
| WEYERHAEUSER CO MTN BE | COM NEW | $235K | 0.0% | 8,022 SH | |
| WILLIAMS COS INC | COM | $329K | 0.0% | 5,500 SH | |