X0508 4 2026-01-21 0 0001601712 Synchrony Financial SYF 0002032281 Gentleman Courtney 777 LONG RIDGE ROAD C/O CORPORATE SECRETARY STAMFORD CT 06902 0 1 0 0 See remarks 0 Common Stock 2026-01-21 4 A 0 18313 77.13 A 36091 D Common Stock 2026-01-21 4 F 0 6267 77.13 D 29824 D Represents common stock of Synchrony Financial (the "Company") earned by the reporting person in connection with the vesting of Performance Share Units ("PSUs") under the 2023-2025 Long- Term Performance Program based on pre-established performance goals for the 2023-2025 performance period. Reflects the number of shares of Company common stock withheld by the Company to pay the tax liability of the reporting person in connection with the vesting of the PSUs under the 2023-2025 Long-Term Performance Program. EVP & CEO--Diversified & Value /s/ Danielle Do, as attorney-in-fact 2026-01-23