X0508 4 2026-02-17 0 0001601712 Synchrony Financial SYF 0002032277 Owens Darrell 777 LONG RIDGE ROAD C/O CORPORATE SECRETARY STAMFORD CT 06902 0 1 0 0 See remarks 1 Dividend Equivalent Unit 2026-02-17 4 A 0 68 72.31 A 26537 D Common Stock 2026-02-17 4 S 0 10304 70.60 D 16233 D Represents dividend equivalent units accrued on February 17, 2026 as dividends that were paid on the common shares underlying restricted stock units. The dividend equivalent units vest proportionately with and are subject to settlement and expiration upon the same terms as the restricted stock units to which they relate. Each dividend equivalent unit is the economic equivalent of one share of Synchrony Financial common stock. This transaction was made pursuant to a Rule 10b5-1 trading plan adopted by the Reporting Person on October 17, 2025. EVP & CEO--Lifestyle /s/ Danielle Do, as attorney-in-fact 2026-02-19