X0508 4 2026-02-06 0 0001835856 Better Home & Finance Holding Co BETR 0002022869 Smith Chad M. C/O BETTER HOME & FINANCE HOLDING CO 1 WORLD TRADE CENTER, 80TH FLOOR SUITE A NEW YORK NY 10013 0 1 0 0 Pres & COO, Better Mortgage 1 Class A Common Stock 2026-02-06 4 M 0 5000 0 A 5000 D Class A Common Stock 2026-02-06 4 F 0 2944 26.68 D 2056 D Class A Common Stock 2026-02-10 4 S 0 2056 27.98 D 19534 I By Trust Restricted Stock Units (Class A) 2026-02-06 4 M 0 5000 0 D Class A Common Stock 5000 45000 D The shares of Class A Common Stock held by the reporting person prior to the transaction reported herein reflect a transfer of 3,097 shares previously reported as directly held by the reporting person to the reporting person's Trust, which transfer of shares to the Trust was a change in form of ownership in accordance Rule 16a-13. Each Restricted Stock Unit (RSU) represents a contingent right to receive one share of the Issuer's Class A Common Stock. The RSUs were granted on May 8, 2024. 25% of the RSUs will vest, subject to the Reporting Person's continued employment, on the 12-month anniversary of the grant date, and the remaining balance of the RSUs will vest in equal quarterly installments over the following 36 months, subject to the Reporting Person's continued employment on each such scheduled vesting date. /s/ Andrew Holt, Attorney-in-Fact 2026-02-10