X0508 4 2025-05-01 0 0001547903 NMI Holdings, Inc. NMIH 0002021356 Swithenbank Aurora 2100 POWELL ST., 12TH FLR EMERYVILLE CA 94608 0 1 0 0 EVP, Chief Financial Officer 0 Common Shares, $0.01 par value per share 2025-05-01 4 F 0 9117 0 D 65948 D Common Shares, $0.01 par value per share 2025-05-08 4 F 0 2916 0 D 63032 D Restricted Stock Unit (right to receive) 2026-02-11 4 A 0 14784 0 A 77816 D Common Shares, $0.01 par value per share 2026-02-12 4 F 0 3363 0 D 74453 D Represents shares withheld by NMIH to satisfy withholding taxes due in connection with the vesting of certain restricted stock units granted to the reporting person on May 8, 2024 at a net settlement price equal to the closing stock price on May 1, 2025. The shares underlying these restricted stock units vest 40% on May 1, 2025, 40% on May 1, 2026 and 20% on May 1, 2027. Represents shares withheld by NMIH to satisfy withholding taxes due in connection with the vesting of certain restricted stock units granted to the reporting person on May 8, 2024 at a net settlement price equal to the closing stock price on May 8, 2025. The shares underlying these restricted stock units vest 40% on each of the first and second anniversaries of the grant date and 20% on the third anniversary of the grant date. Represents restricted stock units granted pursuant to the NMIH Amended and Restated 2014 Omnibus Incentive Plan on February 11, 2026. The restricted stock units vest 40% on each of the first and second anniversaries of the grant date and 20% on the third anniversary of the grant date. Represents shares withheld by NMIH to satisfy withholding taxes due in connection with the vesting of certain restricted stock units granted to the reporting person on February 12, 2025 at a net settlement price equal to the closing stock price on February 12, 2026. The shares underlying these restricted stock units vest 40% on each of the first and second anniversaries of the grant date and 20% on the third anniversary of the grant date. Represents 14,629 common shares and 59,824 unvested restricted stock units. /s/ Augustin Joo, as Attorney-in-Fact 2026-02-13