X0508 4 2025-12-10 0 0001883085 Pagaya Technologies Ltd. PGY 0001970430 Petrozzo Dan C/O PAGAYA TECHNOLOGIES LTD. 335 MADISON AVENUE, 16TH FLOOR NEW YORK NY 10017 1 0 0 0 0 Class A Ordinary Share 2025-12-10 4 A 0 11446 0 A 104896 D At the time of this filing, securities consist of 11,446 restricted stock units ("RSUs"). Each RSU represents a contingent right to receive one share of the Company's Class A Ordinary Share. The grant shall vest over a period of one (1) year commencing on the vesting commencement date, such that 25% of the grant shall vest on each of January 1, 2026, April 1, 2026, July 1, 2026 and October 1, 2026. Annual equity grant for non-employee directors as approved by shareholders and described under the heading "Non-Employee Director Compensation" in our Proxy Statement filed on April 30, 2025. /s/ Natalie Wilmore, Attorney-in-Fact 2025-12-12