X0508 4 2024-12-20 0 0000891166 UNIVERSAL INSURANCE HOLDINGS, INC. UVE 0001970041 Ropiecki Gary Lloyd 1110 W. COMMERCIAL BLVD SUITE 100 FORT LAUDERDALE FL 33309 0 1 0 0 Principal Accounting Officer 0 Common Stock 2025-12-19 4 M 0 1667 0 A 6709 D Common Stock 2025-12-19 4 F 0 406 33.89 D 6303 D Common Stock 2025-12-20 4 M 0 1334 0 A 7637 D Common Stock 2025-12-22 4 F 0 325 34.63 D 7312 D Restricted Stock Units 2024-12-20 4 A 0 4000 0 A Common Stock 4000 4000 D Restricted Stock Units 2025-12-19 4 M 0 1667 0 D Common Stock 1667 1666 D Restricted Stock Units 2025-12-20 4 M 0 1334 0 D Common Stock 1334 2666 D These shares of Common Stock were withheld to satisfy the tax withholding obligation in connection with the vesting of 1,667 restricted stock units (RSUs) on December 19, 2025. These shares of Common Stock were withheld to satisfy the tax withholding obligation in connection with the vesting of 1,334 RSUs on December 20, 2025. Each RSU represents a contingent right to receive one share of common stock of Universal Insurance Holdings, Inc. The RSUs vest in three approximately equal installments on each of the first three anniversaries of the grant date (December 20, 2024), subject to continued employment by the reporting person through the applicable vesting dates. The RSUs vest in three approximately equal installments on each of the first three anniversaries of the grant date (December 19, 2023), subject to continued employment by the reporting person through the applicable vesting dates. /s/ Gary Ropiecki 2025-12-23