X0508 4 2025-11-17 0 0001601712 Synchrony Financial SYF 0001839722 Howse Curtis 777 LONG RIDGE ROAD C/O CORPORATE SECRETARY STAMFORD CT 06902 0 1 0 0 See remarks 0 Dividend Equivalent Unit 2025-11-17 4 A 0 213 70.47 A 108484 D Represents dividend equivalent units accrued on November 17, 2025 as dividends that were paid on the common shares underlying restricted stock units. The dividend equivalent units vest proportionately with and are subject to settlement and expiration upon the same terms as the restricted stock units to which they relate. Each dividend equivalent unit is the economic equivalent of one share of Synchrony Financial common stock. EVP, CEO--Home & Auto /s/ Danielle Do as attorney in fact 2025-11-19