X0609 4 2026-08-05 0 0001831631 loanDepot, Inc. LDI 0001655938 DerGurahian Jeffrey Michael false C/O LOANDEPOT, INC. 6561 IRVINE CENTER DRIVE IRVINE CA 92618 0 1 0 0 Chief Investment Officer 0 Performance Share Units 2026-08-05 4 D 0 157232 0 D 2029-03-16 Class A Common Stock 157232 0 D Restricted Stock Units 2026-08-05 4 A 0 157232 0 A Class A Common Stock 157232 157232 D Restricted Stock Units 2026-08-05 4 A 0 750000 0 A Class A Common Stock 750000 750000 D Each performance restricted stock unit ("PSU") represented a contingent right to receive one share of the issuer's Class A Common Stock. The PSUs were originally subject to vesting upon the issuer's Class A Common Stock achieving specified prices per share. On August 5, 2026, the issuer's compensation committee amended the terms of the PSUs originally granted to the reporting person on March 16, 2026, to modify the PSU award to provide for ratable vesting over a three-year period, exclusively based on the reporting person's continuous services. For Form 4 reporting purposes, the amendment is reported as the cancellation of the original PSUs and the concurrent grant of replacement restricted stock units ("RSUs"). Each RSU represents a contingent right to receive, at settlement, one share of the issuer's Class A Common Stock. The RSUs vest in three equal annual increments commencing March 16, 2027, the first anniversary of the original PSU grant. Each RSU represents a contingent right to receive, at settlement, one share of the issuer's Class A Common Stock. The RSUs vest in two equal annual increments on the first and second anniversaries of the grant date, which is expected to be September 15, 2026. The transaction date is the date that the RSU terms were approved by the issuer's compensation committee. The RSUs are expected to be granted on September 15, 2026. /s/ Greg Smith, as Attorney-in-Fact for Jeffrey Michael DerGurahian 2026-08-07