X0508 4 2025-12-31 0 0001538716 Oportun Financial Corp OPRT 0001786250 Kirscht Patrick OPORTUN FINANCIAL CORPORATION 2 CIRCLE STAR WAY SAN CARLOS CA 94070 0 1 0 0 Chief Credit Officer 0 Common Stock 2025-12-31 4 A 0 95603 A 493917 D Common Stock 2900 I By Child 1 Common Stock 2900 I By Child 2 100% of the RSUs shall vest on June 30, 2027, subject to the continued service of the Reporting Person on such date and subject to vesting acceleration upon certain involuntary termination events. The Reporting Person disclaims beneficial ownership of the shares held by his child, and this report should not be deemed an admission that the Reporting Person is the beneficial owner of his child's shares for purposes of Section 16 or for any other purpose. /s/Kathleen Layton (Attorney-in-Fact) 2026-01-05