X0609 4 2026-08-17 0 0001601712 Synchrony Financial SYF 0001763554 Casellas Alberto false 777 LONG RIDGE ROAD C/O CORPORATE SECRETARY STAMFORD CT 06902 0 1 0 0 See remarks 0 Dividend Equivalent Unit 2026-08-17 4 A 0 182 80.75 A 50691 D Phantom Stock Units 2026-08-17 4 A 0 0.782 0 A Common Stock 0.782 186.453 D Represents dividend equivalent units accrued on August 17, 2026 as dividends that were paid on the common shares underlying restricted stock units. The dividend equivalent units vest proportionately with and are subject to settlement and expiration upon the same terms as the restricted stock units to which they relate. Each dividend equivalent unit is the economic equivalent of one share of Synchrony Financial common stock. Balance adjusted to account for rounding of fractional shares over time. The reported phantom stock units were acquired pursuant to a dividend reinvestment feature under the Synchrony Financial Deferred Compensation Plan (the "Deferred Compensation Plan") and are to be settled, in cash, six months following the Reporting Person's separation from service to the Company, subject to the requirements set forth in the Deferred Compensation Plan. Each phantom stock unit is the economic equivalent of one share of Synchrony Financial common stock. EVP, CEO--Health & Wellness /s/ Danielle Do as attorney in fact 2026-08-19