X0609 4 2026-09-04 0 0001547903 NMI Holdings, Inc. NMIH 0001706001 Pollitzer Adam false C/O NMI HOLDINGS, INC. 2100 POWELL ST., 12TH FLOOR EMERYVILLE CA 94608 1 1 0 0 Chief Executive Officer 0 Common Shares, $0.01 par value per share 2026-09-04 4 M 0 16264 18.70 A 286531 D Common Shares, $0.01 par value per share 2026-09-04 4 M 0 19435 16 A 305966 D Common Shares, $0.01 par value per share 2026-09-04 4 M 0 25426 22.19 A 331392 D Stock Option (right to buy) 18.70 2026-09-04 4 M 0 16264 0 D 2028-02-07 Common Shares, $0.01 par value per share 16264 0 D Stock Option (right to buy) 16 2026-09-04 4 M 0 19435 0 D 2028-03-15 Common Shares, $0.01 par value per share 19435 0 D Stock Option (right to buy) 22.19 2026-09-04 4 M 0 25426 0 D 2029-02-13 Common Shares, $0.01 par value per share 25426 0 D Represents 208,338 common shares and 123,054 unvested restricted stock units. The option vested in full on February 7, 2021. The option vested in full on March 15, 2021. The option vested in full on February 13, 2022. /s/ Augustin Joo, as Attorney-in-Fact 2026-09-09