X0609 4 2025-10-31 1 0001070050 AppTech Payments Corp. APCX 0001065138 LORD ALBERT L false C/O APPTECH PAYMENTS CORP. 5876 OWENS AVE., SUITE 100 CARLSBAD CA 92008 1 0 0 0 0 Common Stock 2025-10-31 4 P 0 1000000 1.00 A 1000000 I Suzanne D. Lord 2025 Spousal Estate Reduction Trust Firm Warrant 6 0.90 2025-10-31 4 A 0 1000000 0.00 A 2025-10-31 2029-12-30 Common Stock 1000000 1000000 I Suzanne D. Lord 2025 Spousal Estate Reduction Trust Firm Warrant 7 1.20 2025-10-31 4 A 0 1500000 0.00 A 2025-10-31 2029-12-30 Common Stock 1500000 1500000 I Suzanne D. Lord 2025 Spousal Estate Reduction Trust The Reporting Person's spouse has voting and dispositive control of Suzanne D Lord 2025 Spousal Estate Reduction Trust. Mr. Lord disclaims beneficial ownership of such shares and warrants except to the extent of his pecuniary interest therein. Warrants were issued in conjunction with direct investments in the Company, where each $1.00 investment resulted in the issuance of one share of common stock, one warrant exercisable at $0.90, and 150% additional warrant coverage exercisable at $1.20. /s/ Albert L. Lord 2026-05-22