X0609 4 2026-10-09 0 0001820953 Affirm Holdings, Inc. AFRM 0001633877 O'Hare Robert false C/O AFFIRM HOLDINGS, INC. 221 MAIN ST., FLOOR 6 SAN FRANCISCO CA 94105 0 1 0 0 Chief Financial Officer 1 Class A Common Stock 2026-10-09 4 M 0 17023 17.19 A 19757 D Class A Common Stock 2026-10-09 4 M 0 1866 41.80 A 21623 D Class A Common Stock 2026-10-09 4 M 0 10239 22.30 A 31862 D Class A Common Stock 2026-10-09 4 M 0 21836 23.35 A 53698 D Class A Common Stock 2026-10-09 4 M 0 8991 44.06 A 62689 D Class A Common Stock 2026-10-09 4 M 0 5636 57.59 A 68325 D Class A Common Stock 2026-10-09 4 S 0 65591 80.02 D 2734 D Stock Option (Right to Buy) 41.80 2026-10-09 4 M 0 1866 0 D 2032-03-02 Class A Common Stock 1866 0 D Stock Option (Right to Buy) 17.19 2026-10-09 4 M 0 17023 0 D 2032-07-01 Class A Common Stock 17023 0 D Stock Option (Right to Buy) 22.30 2026-10-09 4 M 0 10239 0 D 2032-09-16 Class A Common Stock 10239 0 D Stock Option (Right to Buy) 23.35 2026-10-09 4 M 0 21836 0 D 2033-09-13 Class A Common Stock 21836 26690 D Stock Option (Right to Buy) 44.06 2026-10-09 4 M 0 8991 0 D 2034-09-16 Class A Common Stock 8991 22978 D Stock Option (Right to Buy) 57.59 2026-10-09 4 M 0 5636 0 D 2034-11-12 Class A Common Stock 5636 15658 D The sales reported in this Form 4 were effected pursuant to a Rule 10b5-1 trading plan adopted by the reporting person on May 21, 2026. Represents the weighted average sale price of the shares sold from $80.00 to $80.10 per share. The Reporting Person will provide, upon request by the Commission staff, the Issuer, or a security holder of the Issuer, full information regarding the number of shares sold at each separate price within the range set forth in this footnote. The stock options vest in 48 equal monthly installments beginning April 1, 2022, subject to the Reporting Person's continuous service with the Issuer as of each vesting date. The stock options vest in 48 equal monthly installments beginning August 1, 2022, subject to the Reporting Person's continuous service with the Issuer as of each vesting date. The stock options vest in 48 equal monthly installments beginning October 1, 2022, subject to the Reporting Person's continuous service with the Issuer as of each vesting date. The stock options vest as to 25% of the underlying shares on September 1, 2024 and the remainder vest in 36 equal monthly installments over the subsequent three years subject to the Reporting Person's continuous service with the Issuer as of each vesting date. The stock options vest as to 25% of the underlying shares on September 1, 2025 and the remainder vest in 36 equal monthly installments over the subsequent three years subject to the Reporting Person's continuous service with the Issuer as of each vesting date. The stock options vest in 48 equal monthly installments beginning December 1, 2024, subject to the Reporting Person's continuous service with the Issuer as of each vesting date. /s/ Josh Samples, Attorney-in-Fact 2026-10-14