X0609 4 2026-09-01 0 0001820953 Affirm Holdings, Inc. AFRM 0001870331 Adkins Katherine false C/O AFFIRM HOLDINGS, INC. 221 MAIN ST., FLOOR 6 SAN FRANCISCO CA 94105 0 1 0 0 Chief Legal Officer 1 Class A Common Stock 2026-09-01 4 M 0 10594 0 A 157234 D Class A Common Stock 2026-09-01 4 F 0 4795 69.94 D 152439 D Class A Common Stock 2026-09-01 4 M 0 41664 22.30 A 194103 D Class A Common Stock 2026-09-01 4 S 0 23765 70.13 D 170338 D Class A Common Stock 2026-09-01 4 S 0 15599 71 D 154739 D Class A Common Stock 2026-09-01 4 S 0 2300 71.87 D 152439 D Class A Common Stock 2026-09-03 4 M 0 4404 22.30 A 156843 D Class A Common Stock 2026-09-03 4 M 0 37260 23.35 A 194103 D Class A Common Stock 2026-09-03 4 S 0 41664 75.53 D 152439 D Restricted Stock Units 2026-09-01 4 M 0 1622 0 D Class A Common Stock 1622 12976 D Restricted Stock Units 2026-09-01 4 M 0 2483 0 D Class A Common Stock 2483 19859 D Restricted Stock Units 2026-09-01 4 M 0 5086 0 D Class A Common Stock 5086 20343 D Restricted Stock Units 2026-09-01 4 M 0 1403 0 D Class A Common Stock 1403 0 D Stock Option (Right to Buy) 22.30 2026-09-01 4 M 0 41664 0 D 2032-09-16 Class A Common Stock 41664 12084 D Stock Option (Right to Buy) 22.30 2026-09-03 4 M 0 4404 0 D 2032-09-16 Class A Common Stock 4404 7680 D Stock Option (Right to Buy) 23.35 2026-09-03 4 M 0 37260 0 D 2033-09-13 Class A Common Stock 37260 43874 D Represents the number of shares of the Issuer's Common Stock withheld to satisfy the Reporting Person's tax obligation in connection with the settlement of shares of Common Stock underlying the Reporting Person's restricted stock units that vested on September 1, 2026. The sales reported in this Form 4 were effected pursuant to a Rule 10b5-1 trading plan adopted by the reporting person on June 2, 2026. Represents the weighted average sale price of the shares sold from $69.59 to $70.57 per share. The Reporting Person will provide, upon request by the Commission staff, the Issuer, or a security holder of the Issuer, full information regarding the number of shares sold at each separate price within the range set forth in this footnote. Represents the weighted average sale price of the shares sold from $70.59 to $71.58 per share. The Reporting Person will provide, upon request by the Commission staff, the Issuer, or a security holder of the Issuer, full information regarding the number of shares sold at each separate price within the range set forth in this footnote. Represents the weighted average sale price of the shares sold from $71.59 to $72.40 per share. The Reporting Person will provide, upon request by the Commission staff, the Issuer, or a security holder of the Issuer, full information regarding the number of shares sold at each separate price within the range set forth in this footnote. Represents the weighted average sale price of the shares sold from $75.00 to $75.88 per share. The Reporting Person will provide, upon request by the Commission staff, the Issuer, or a security holder of the Issuer, full information regarding the number of shares sold at each separate price within the range set forth in this footnote. Each Restricted Stock Unit (RSU) represents a contingent right to receive one share of the Issuer's Class A Common Stock. RSUs vest in equal quarterly installments for a period of three years beginning December 1, 2025, the vesting commencement date, subject to the Reporting Person's continued employment with the Issuer as of each vesting date. The RSUs vest in 16 equal quarterly installments beginning September 1, 2025, subject to the Reporting Person's continuous service with the Issuer as of each vesting date. This grant has no expiration date. The RSUs vest in 16 equal quarterly installments beginning September 1, 2024, subject to the Reporting Person's continuous service with the Issuer as of each vesting date. This grant has no expiration date. The RSUs vest in 48 equal monthly installments beginning October 1, 2022, subject to the Reporting Person's continuous service with the Issuer as of each vesting date. This grant has no expiration date. The stock options vest in 48 equal monthly installments beginning October 1, 2022, subject to the Reporting Person's continuous service with the Issuer as of each vesting date. The stock options vest in 48 equal monthly installments beginning October 1, 2023, subject to the Reporting Person's continuous service with the Issuer as of each vesting date. /s/ Josh Samples, Attorney-in-Fact 2026-09-03