X0609 4 2026-09-01 0 0001820953 Affirm Holdings, Inc. AFRM 0001633877 O'Hare Robert false C/O AFFIRM HOLDINGS, INC. 221 MAIN ST., FLOOR 6 SAN FRANCISCO CA 94105 0 1 0 0 Chief Financial Officer 1 Class A Common Stock 2026-09-01 4 M 0 11987 0 A 30466 D Class A Common Stock 2026-09-01 4 F 0 6101 69.94 D 24365 D Class A Common Stock 2026-09-01 4 S 0 15545 71.59 D 8820 D Class A Common Stock 2026-09-01 4 S 0 200 72.51 D 8620 D Class A Common Stock 2026-09-02 4 S 0 5886 74.02 D 2734 D Restricted Stock Units 2026-09-01 4 M 0 702 0 D Class A Common Stock 702 0 D Restricted Stock Units 2026-09-01 4 M 0 5019 0 D Class A Common Stock 5019 20075 D Restricted Stock Units 2026-09-01 4 M 0 2128 0 D Class A Common Stock 2128 17022 D Restricted Stock Units 2026-09-01 4 M 0 1357 0 D Class A Common Stock 1357 10853 D Restricted Stock Units 2026-09-01 4 M 0 2781 0 D Class A Common Stock 2781 22244 D Represents the number of shares of the Issuer's Common Stock withheld to satisfy the Reporting Person's tax obligation in connection with the settlement of shares of Common Stock underlying the Reporting Person's restricted stock units that vested on September 1, 2026. The sales reported in this Form 4 were effected pursuant to a Rule 10b5-1 trading plan adopted by the reporting person on May 21, 2026. Represents the weighted average sale price of the shares sold from $71.25 to $72.09 per share. The Reporting Person will provide, upon request by the Commission staff, the Issuer, or a security holder of the Issuer, full information regarding the number of shares sold at each separate price within the range set forth in this footnote. Represents the weighted average sale price of the shares sold from $72.51 to $72.54 per share. The Reporting Person will provide, upon request by the Commission staff, the Issuer, or a security holder of the Issuer, full information regarding the number of shares sold at each separate price within the range set forth in this footnote. Represents the weighted average sale price of the shares sold from $73.84 to $74.20 per share. The Reporting Person will provide, upon request by the Commission staff, the Issuer, or a security holder of the Issuer, full information regarding the number of shares sold at each separate price within the range set forth in this footnote. Each Restricted Stock Unit (RSU) represents a contingent right to receive one share of the Issuer's Class A Common Stock. The RSUs vested in equal monthly installments from October 1, 2022 until August 1, 2023. Beginning September 1, 2023, the RSUs vest in equal quarterly installments, subject to the Reporting Person's continued employment with the Issuer as of each vesting date. This grant has no expiration date. The RSUs vest as to 25% of the shares on September 1, 2024 and the remainder vest in 12 equal quarterly installments over the subsequent three years, subject to the Reporting Person's continuous service with the Issuer as of each vesting date. This grant has no expiration date. The RSUs vest as to 25% of the shares on September 1, 2025 and the remainder vest in 12 equal quarterly installments over the subsequent three years, subject to the Reporting Person's continuous service with the Issuer as of each vesting date. This grant has no expiration date. The RSUs vest in equal quarterly installments for a period of four years beginning December 1, 2024, the vesting commencement date, subject to the Reporting Person's continued employment with the Issuer as of each vesting date. The RSUs vest in equal quarterly installments for a period of three years beginning December 1, 2025, the vesting commencement date, subject to the Reporting Person's continued employment with the Issuer as of each vesting date. /s/ Josh Samples, Attorney-in-Fact 2026-09-03