X0508 4 2026-01-12 0 0001465740 TWO HARBORS INVESTMENT CORP. TWO 0002038877 Campbell James D TWO HARBORS INVESTMENT CORP. 1601 UTICA AVENUE SOUTH, SUITE 900 ST. LOUIS PARK MN 55416 0 1 0 0 EVP Servicing Ops RoundPoint 1 Common stock, par value $0.01 per share 2026-01-12 4 S 0 1692 12.39 D 37056 D The reporting person sold the shares to satisfy income tax liabilities incurred as a result of the vesting of restricted stock units previously granted to the reporting person. The sale reported on this Form 4 was effected pursuant to trading instructions given by the reporting person on January 29, 2025 in accordance with Rule 10b5-1 of the Securities Exchange Act of 1934. /s/ James D. Campbell 2026-01-12