X0508 4 2025-12-30 0 0001465740 TWO HARBORS INVESTMENT CORP. TWO 0001792521 GREENBERG WILLIAM ROSS TWO HARBORS INVESTMENT CORP. 1601 UTICA AVENUE SOUTH, SUITE 900 ST. LOUIS PARK MN 55416 1 1 0 0 Chief Executive Officer 0 Common stock, par value $0.01 per share 2025-12-30 4 F 0 154593 11.32 D 546106 D Common stock, par value $0.01 per share 3025 I By Spouse Represents the number of common shares surrendered to pay applicable taxes in connection with an election made pursuant to Section 83(b) of the Internal Revenue Code with respect to the grant of restricted common stock on December 18, 2025. The reported price is equal to the closing price of the Issuer's common stock on the date of grant of the restricted common stock, December 18, 2025. Includes 3,025 shares held by the reporting person's spouse. While the reporting person retains a pecuniary interest in these shares, he does not have dispositive or voting power with respect thereto and he disclaims any beneficial ownership interest therein. /s/ William Greenberg 2025-12-31