X0609 4 2026-09-17 0001428336 HEALTHEQUITY, INC. HQY 0001614838 Neeleman Stephen false C/O HEALTHEQUITY, INC. 15 W. SCENIC POINTE DR., STE. 100 DRAPER UT 84020 true true false false FOUNDER AND VICE CHAIRMAN 0 Common Stock 137565 D Common Stock 2026-09-17 4 G 0 1500 0 D 408235 I See footnote Common Stock 140000 I See footnote Common Stock 203000 I See footnote Stock Option (right to buy) 41.28 2027-03-27 Common Stock 19897 19897 D Stock Options (right to buy) 61.72 2028-03-27 Common Stock 14228 14228 D Stock Options (right to buy) 73.61 2029-03-26 Common Stock 15337 15337 D Shares held of record by the Stephen and Christine Neeleman Trust. The securities are beneficially owned by the Reporting Person's spouse. The reporting person disclaims beneficial ownership of these securities, and this report shall not be deemed an admission that the Reporting Person is the beneficial owner of the securities for purposes of Section 16 or for any other purpose. Shares held of record by Neeleman Family Holdings, LLC ("Family Holdings"), a Utah limited liability company. The reporting person is the manager of Family Holdings. The reporting person disclaims beneficial ownership of the shares held by Family Holdings except to the extent of his pecuniary interest therein and this report shall not be deemed an admission that the reporting person is the beneficial owner of the shares held by Family Holdings for any other purposes. The option is immediately exercisable. /s/ Stephen Neeleman 2026-09-18