X0609 4 2026-09-18 0 0000712534 FIRST MERCHANTS CORP FRME 0001608347 FLUHLER STEPHAN false 200 E JACKSON STREET MUNCIE IN 47305 0 1 0 1 Chief Information Officer Senior Vice President 0 Phantom Stock 2026-09-18 4 A 0 80.403 40.50 A Common Stock 80.403 1733.307 D Each share of phantom stock is the economic equivalent of one share of FRME common stock. The shares of phantom stock will be settled in cash or shares of FRME common stock, at the reporting person's election, upon separation from First Merchants. Paul Cento (Confirming Statement on File) 2026-09-22