X0609 4 2026-06-04 0001593538 NAVIENT CORP NAVI 0001516604 ARNOLD FREDERICK false 13865 SUNRISE VALLEY DRIVE HERNDON VA 20171 1 0 Common Stock 2026-06-04 4 A 0 18018 7.77 A 98885.256 D Represents a grant of restricted stock to a non-employee director under the Navient Corporation 2024 Omnibus Incentive Plan. The restrictions lift on a quarterly basis subject to continued active service on the Navient Board of Directors as follows: 25% on the grant date (June 4, 2026); 25% on August 1, 2026; 25% on November 1, 2026; and 25% on February 1, 2027. Dividend equivalent rights (186.324 units) issued on previously unvested restricted are included in the reporting person's common stock holding balance. Each dividend equivalent right is the economic equivalent of one share of Navient Corporation common stock. /s/ Matthew Sheldon (POA) for Frederick Arnold 2026-06-05