X0508 4 2026-02-11 0 0001448893 Essent Group Ltd. ESNT 0001590264 Gibbons Mary Lourdes C/O ESSENT GROUP LTD. CLARENDON HOUSE, 2 CHURCH STREET HAMILTON D0 HM11 BERMUDA 0 1 0 0 SVP and Chief Legal Officer 0 Common shares, par value $0.015 2026-02-11 4 A 0 15265 65.51 A 253161 D Common shares, par value $0.015 2026-02-11 4 D 0 804 0 D 252357 D Restricted share units 2026-02-11 4 A 0 7633 65.51 A Common shares, par value $0.015 7633 22578 D Dividend equivalent units 2026-02-11 4 D 0 47 0 D Common shares, par value $0.015 47 3212 D Represents restricted shares granted under the issuer's 2013 Long-Term Incentive Plan, with any shares becoming earned based upon the issuer's compounded annual book value per share growth percentage and relative total shareholder return during a three-year performance period commencing January 1, 2026 and vesting on March 1, 2029. Restricted share units convert into common shares on a one-for-one basis. Represents restricted shares granted under the issuer's 2013 Long-Term Incentive Plan subject to time-based vesting in equal installments on each of March 1, 2027, 2028 and 2029. The dividend equivalent rights accrued on unvested restricted stock award(s) and/or unvested restricted stock unit award(s) and become vested proportionately with the award(s) to which they relate. Each dividend equivalent unit is the economic equivalent of one common share of Essent Group Ltd. /s/ David B. Weinstock, as attorney-in-fact 2026-02-13