X0508 4 2025-12-27 0 0000910073 FLAGSTAR BANK, NATIONAL ASSOCIATION NYSE:FLG 0001582883 Smith Lee Matthew 102 DUFFY AVENUE HICKSVILLE NY 11801 0 1 0 0 SEVP & Chief Financial Officer 0 Common Stock 2025-12-27 4 F 0 16094 0 D 604280 D Common Stock 48967 I By Stock Award Common Stock 4888 I By Stock Award (032423) These shares were surrendered to the issuer to cover the tax obligations on shares for which restrictions have lapsed. Total includes service based restricted stock units that will vest in shares of Issuer's common stock over the passage of time. These remaining shares granted under Stock Award on December 1, 2022 pursuant to the Issuer's 2016 Stock Award and Incentive Plan, will vest in two approximately equal annual installments commencing on December 1, 2026. These remaining shares were granted under Stock Award (032423) on March 24, 2023 pursuant to Issuer's 2020 Omnibus Incentive Plan, and will vest on March 24, 2026. /s/ Jan M. Klym, By Power of Attorney 2025-12-30