X0609 4 2026-08-11 0 0001538716 Oportun Financial Corp OPRT 0001401335 Minetti Carlos false C/O OPORTUN FINANCIAL CORPORATION 1825 SOUTH GRANT STREET, SUITE 850 SAN MATEO CA 94402 1 0 0 0 0 Common Stock 2026-08-11 4 A 0 20869 A 88463 D Represents an award of restricted stock units (RSUs) that will vest one-fourth on each of November 11, 2026, February 11, 2027, May 11, 2027, and upon the earlier of (i) the date immediately preceding the Issuer's 2027 annual stockholder meeting or (ii) August 11, 2027, subject to the Reporting Person's continued service through such date. Each RSU represents the right to receive, at settlement, one share of common stock. /s/Kathleen Layton (Attorney-in-Fact) 2026-08-13