X0508 4 2026-02-09 0 0001505732 Bankwell Financial Group, Inc. BWFG 0001806998 McNeill Matt C/O BANKWELL FINANCIAL GROUP, INC. 258 ELM STREET NEW CANAAN CT 06840 0 1 0 0 President & CBO 0 Common Stock 2026-02-09 4 A 0 4860 0 A 4860 D Common Stock 2026-02-09 4 A 0 1143 0 A 48813 D Common Stock 2026-02-09 4 S 0 3794 49.83 D 45019 D Common Stock 3588 D Common Stock 15000 D 4,860 shares of Bankwell Financial Group, Inc. stock granted pursuant to the 2022 Bankwell Financial Group, Inc. Stock Plan. 2,430 of those shares are restricted stock that will vest in three substantially equal annual installments, with the first installment to vest on February 7, 2027 and the second and third installments to vest on each annual anniversary of the vesting date thereafter. 2,430 of those shares are performance restricted stock with a three year cliff vesting on February 7, 2029 if the performance goal is achieved. 1,143 shares were granted and vested on February 9, 2026. These shares were related to 2023 and 2024 additional performance shares. 3,794 shares were withheld and sold through the Company sponsored cashless stock exercise program, to cover the tax liability for vesting a total of 8,462 shares. Range of reported sale price is $49.44 - $50.21. Reporting person agrees to provide individual transaction information to SEC upon request. 10,768 shares of Bankwell Financial Group, Inc. stock granted pursuant to the 2022 Bankwell Financial Group, Inc. Stock Plan. 5,384 of those shares are restricted stock that will vest in three substantially equal annual installments, with the first installment to vest on February 7, 2025 and the second and third installments to vest on each annual anniversary of the vesting date thereafter. 5,384 of those shares are performance restricted stock and may vest when and if the performance goal is achieved. As of the vesting date, 1,795 restricted stock shares vested, 1,795 performance based shares vested, and 621 additional performance based shares vested. 15,000 shares of Bankwell Financial Group, Inc. stock granted pursuant to the 2022 Bankwell Financial Group, Inc. Stock Plan. These shares are performance restricted stock with a three year cliff vesting on February 7, 2028 if the performance goals are achieved. /s/ Angelo Fusaro, Attorney-in-Fact for Matt McNeill 2026-02-11