X0609 4 2025-09-30 0 0001854963 SHF Holdings, Inc. SHFS 0001267110 BECK DOUGLAS false 1526 COLE BLVD, SUITE 250 GOLDEN CO 80401 0 1 0 0 PAO SVP of Finance Controller 0 Stock Option (Right to Buy) 2.40 2025-09-30 4 A 0 45875 0 A 2025-09-30 2035-08-07 Common Stock 45875 45875 D This transaction is being reported late due to an inadvertent administrative oversight. The Reporting Person received the stock option award on August 7, 2025. The stock option would vest 100% upon the successful completion by SHF Holdings, Inc. (the "Issuer") of an equity financing that resulted in gross proceeds to the Issuer of at least $4 million (the "Financing Vesting Condition"). The Financing Vesting Condition was satisfied on September 30, 2025 and the stock option vested 100% on that date. /s/ Douglas Beck 2026-05-08