X0609 4 2026-09-15 0 0001795586 Chime Financial, Inc. CHYM 0001241526 FRANKEL ADAM B false C/O CHIME FINANCIAL, INC. 101 CALIFORNIA STREET, SUITE 500 SAN FRANCISCO CA 94111 0 1 0 0 General Counsel 1 Class A Common Stock 2026-09-15 4 M 0 60000 16.56 A 466830 D Class A Common Stock 2026-09-15 4 S 0 86948 33.2269 D 379882 D Class A Common Stock 2026-09-15 4 S 0 15054 33.7846 D 364828 D Employee Stock Option (Right to buy) 16.56 2026-09-15 4 M 0 60000 16.56 D 2033-08-31 Class A Common Stock 60000 213567 D Certain of these securities are restricted stock units ("RSUs"). Each RSU represents a contingent right to receive one share of the Issuer's Class A Common Stock, subject to the applicable vesting schedule and conditions of each RSU. This sale reported on this Form 4 was effected pursuant to a Rule 10b5-1 trading plan, adopted June 16, 2026. The reported price in Column 4 is a weighted average price. These shares were sold in multiple transactions at prices ranging from $32.760 to $33.755 per share, inclusive. The Reporting Person undertakes to provide to the Issuer, any security holder of the Issuer, or the staff of the Securities Exchange Commission, upon request, full information regarding the number of shares sold at each separated price within the range set forth in this footnote. The reported price in Column 4 is a weighted average price. These shares were sold in multiple transactions at prices ranging from $33.76 to $33.96 per share, inclusive. The Reporting Person undertakes to provide to the Issuer, any security holder of the Issuer, or the staff of the Securities Exchange Commission, upon request, full information regarding the number of shares sold at each separated price within the range set forth in this footnote. 1/4th of the shares subject to the option vested on August 8, 2024 and 1/48th of the shares vest monthly thereafter, subject to the Reporting Person's continued service through each vesting date. /s/ Theresa Bloom, by power of attorney 2026-09-16