X0609 4 2026-08-31 false 0001889123 Fold Holdings, Inc. FLD 0002057497 Dickman Thomas J false 2942 NORTH 24TH ST, SUITE 115, #42035 PHOENIX AZ 85016 false true false false Chief Technology Officer false Common Stock 2026-08-31 4 A false 5000 A 541707 D Common Stock 2026-09-01 4 M false 17.00 A 541724 D Common Stock 2026-09-02 4 S false 6.00 0.457 D 541718 D Restricted Stock Units 2026-09-01 4 M false 17.00 D Common Stock 17.00 207 D Shares were purchased pursuant to the Company's 2025 Employee Stock Purchase Plan, under which Participant agrees to payroll deductions prior to the commencement of a six month offering period whereby the payroll deductions are accumulated for the purchase of shares at the end of the offering period. The purchase price is calculated by giving a 15% discount on the average selling price of the Company's common stock price on August 31, 2026, the last trading day of the offering period. Restricted stock units convert into common stock on a one-for-one basis. The sale reported on this Form 4 represents shares sold by Mr. Dickman to cover tax withholding obligations in connection with the vesting and settlement of restricted stock units. The sale is mandated by the Issuer's election to require the satisfaction of tax withholding obligations to be funded by a "sell to cover" transaction and does not represent a discretionary transaction by Mr. Dickman. Not applicable. The restricted stock units vest as to one-fourth of the underlying shares beginning on September 1, 2024 and thereafter in 48 equal monthly installments, subject to Mr. Dickman's continued service through the applicable vesting date and a liquidity event vesting condition. The liquidity event vesting condition was deemed met upon the Merger described in Footnote 5. Represents securities received as part of the Issuer's business combination, in connection with that certain Agreement and Plan of Merger, dated as of July 24, 2024 (the "Merger Agreement"), by and among the Issuer (formerly FTAC Emerald Acquisition Corp.), FTAC EMLD Merger Sub Inc. and Fold, Inc. ("Legacy Fold"), pursuant to which each outstanding Legacy Fold RSU Award was automatically converted into an award of restricted stock units covering a number of shares of the Issuer's Common Stock based on the exchange ratio described in the Issuer's Registration Statement on Form S-4, as amended (Reg. No. 333-282520). Exhibit 24 - Power of Attorney (incorporated by reference to Exhibit 24 to that Form 4 filed by the Reporting Person on February 20, 2026). /s/ Audrey Bartosh, Attorney-in-Fact 2026-09-03