X0609 4 2026-08-24 0001889123 Fold Holdings, Inc. FLD 0002057455 Reeves William Brian Poppic false 2942 NORTH 24TH ST, SUITE 115, #42035 PHOENIX AZ 85016 false true true false Chief Executive Officer false Common Stock 2026-08-24 4 S false 8905 0.478 D 5441512 D Common Stock 2026-08-25 4 S false 9427 0.496 D 5432085 D The sale reported on this Form 4 represents shares sold by Mr. Reeves to cover tax withholding obligations in connection with the vesting and settlement of restricted stock units. The sale is mandated by the Issuer's election to require the satisfaction of tax withholding obligations to be funded by a "sell to cover" transaction and does not represent a discretionary transaction by Mr. Reeves. Exhibit 24 - Power of Attorney (incorporated by reference to Exhibit 24 to the Reporting Person's Form 4 filed on February 20, 2026). /s/ Audrey Bartosh, Attorney-in-Fact 2026-08-26