X0609 4 2026-08-18 0001889123 Fold Holdings, Inc. FLD 0002057456 Repass Wolfe false 2942 NORTH 24TH ST, SUITE 115, #42035 PHOENIX AZ 85016 false true false false Chief Financial Officer false Common Stock 2026-08-18 4 S false 959.00 0.451 D 736215 D Common Stock 2026-08-18 4 S false 1918 0.451 D 734297 D The sale reported on this Form 4 represents shares sold by Mr. Repass to cover tax withholding obligations in connection with the vesting and settlement of restricted stock units previously reported in Table I. The sale is mandated by the Issuer's election to require the satisfaction of tax withholding obligations to be funded by a "sell to cover" transaction and does not represent a discretionary transaction by Mr. Repass. Exhibit 24 - Power of Attorney (incorporated by reference to the Power of Attorney filed as Exhibit 24 to the Form 4 filed by Mr. Repass on February 20, 2026). /s/ Audrey Bartosh, Attorney-in-Fact 2026-08-20