X0508 4 2025-12-18 0001631596 KKR Real Estate Finance Trust Inc. KREF 0001704710 Salem Matthew A C/O KOHLBERG KRAVIS ROBERTS & CO. L.P. 30 HUDSON YARDS NEW YORK NY 10001 true true Chief Executive Officer false Common Stock 2025-12-18 4 A 0 81250 0 A 643075 D Represents a grant of restricted stock units which will vest in three equal annual installments beginning on October 1, 2026. The reporting person has elected to defer receipt of all of the shares of Common Stock issuable upon the vesting of the restricted stock units until the earlier of (i) five years after the vesting date of the restricted stock units, or (ii) the date of the reporting person's Termination (as defined in the KKR Real Estate Finance Trust Inc. 2025 Omnibus Incentive Plan). /s/ Kelly Galligan, as Attorney-in-Fact 2025-12-22