X0508 4 2026-03-13 0 0001253986 ARBOR REALTY TRUST INC ABR 0001204117 BACON KENNETH J C/O ARBOR REALTY TRUST, INC. 333 EARLE OVINGTON BLVD, SUITE 900 UNIONDALE NY 11553 1 0 0 0 0 Restricted Stock Units 2026-03-13 4 A 0 15141 0 A Common Stock, par value $0.01 per share 15141 25567 D On March 13, 2026, Mr. Bacon was granted 15,141 fully vested restricted stock units ("RSUs") of Arbor Realty Trust, Inc. (the "Company") pursuant to the Company's 2024 Amended Omnibus Stock Incentive Plan. Mr. Bacon has elected to defer receipt of the common stock into which the RSUs are converted until January 1, 2029. /s/ John Bishar, Attorney-in-Fact for Kenneth J. Bacon 2026-03-17